... buy ads in the paper BECKY: Right, there are— are two proposals in congress that have gotten a lotta play One is from senate— is from Congressman Barney Frank who takes a look at— this idea that— ... choose among them, I'm gonna choose for one of two reasons, maybe both, price and laxity I mean, in a sense, the— having a monopoly or a duopoly arrangement, means that the rating agencies can be ... into various regulatory— regulations I mean, I— as a life in— we have a life insurance company It tells us— what we can in terms of BBB or in terms of A and all of that sort of thing So state after...