... CHAPTER 12 Actuarial Science 211 Mortality Tables Insurance companies collect data on various risk situations, such ... females age 30 is 50.43 years Remember this is an average, not a guarantee CHAPTER 12 212 Actuarial Science EXAMPLE: Find the death rate for 30-year-old males SOLUTION: From the table for a 30-year-old ... 97,512 females out of 100,000 alive At age 70, there are 79,880 females alive Hence, CHAPTER 12 Actuarial Science number living at 70 number living at 40 79,880 ¼ ¼ 0:819 97,512 P(live to 70Þ ¼ In...