... profitability of the Vietnam Securities Competence of governance – quality of human resource Revenue: From 2011 to 2013, the growth rate of revenue declined due to the difficulties that Vietnamese ... requirements like compatibility in case of changes in authorities’ structure, ability to connect with banks, parameterization, ability to supply products for customers, ability to calculate and set ... third party in order to ensure safety of customers while using products and services; (v) the system has to support tools or encryption of third party to provide services with the best security for...