A markovian approach to the analysis and optimization of a portfolio of credit card accounts
A markovian approach to the analysis and optimization of a portfolio of credit card accounts
... language The author would also like to thank his parents for their constant support and care Abstract This thesis introduces a novel approach to the analysis and control of a portfolio of credit ... demand, have no alternative but to rationalize and to automate their decision-making processes instead of using the classic judgemental analysis Today, credit card institutions deal with substantial ... the stochastic nature of the cardholders’ repayments first and secondly to the attrition of accounts and to the possible bankruptcy filings Finally an approach unifying the risk sensitivity and the...
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Báo cáo khoa học: A novel mass spectrometric approach to the analysis of hormonal peptides in extracts of mouse pancreatic islets ppt
... scans, 512 K data points was collected The spectrum was calibrated using a dataset of a sample of standard peptides After calibration, the masses of the standard peptides differed by maximum 1.1 ... pellet was discarded and a sample of the supernatant was withdrawn for radioimmunoassay of insulin and glucagon [24–26] The supernatant contained approximately 25 lg insulin and lg glucagon, which ... ms Data acquisition and handling Primary data analysis was performed on a workstation running the XMASSTM software (Bruker Daltonics) In the direct infusion experiment, a spectrum of 200 scans,...
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Báo cáo khoa học: "A SITUATION SEMANTICS APPROACH TO THE ANALYSIS OF SPEECH ACTS" ppt
... instead of a simple pronoun, as in (6) The situation- type of the text at the end o f the utterance of the second clause includcs the speaker with die property of having told the guy at the door to ... deriving the final situation- type of the text (6) ! told the guy at the door to watch ouL but the idiot wouldn'! listen The utterance corresponding to the first grammatical clause creates the situation- type ... oair of sets of situation- types One gives the set of situationtypes of the text (written or spoken) st - and can be regarded as representing the Iocutionary aspect of the act The other gives the...
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Báo cáo khoa hoc:" A quasi-score approach to the analysis of ordered categorical data via a mixed heteroskedastic threshold model" pdf
... out to be a natural alternative to the MAP approach proposed by Foulley and Gianola !8! The main advantage of the MAP approach lies in both its conceptual and computational simplicity Part of ... J.L., San Cristobal M., Gianola D., Im S., Marginal likelihood and Bayesian approaches to the analysis of heterogeneous residual variances in mixed linear Gaussian models, Comput Stat Data Anal 13 ... effects is the quasi-score approach of Me Cullagh and Nelder [30] which only requires the mean and variance of the data distribution In particular, an appealing version of the quasi-score approach for...
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Báo cáo sinh học: "A marginal quasi-likelihood approach to the analysis of Poisson variables with generalized linear mixed models" pot
... in [3], the quasi-likelihood approach only the specification of the marginal mean vector and of the variance requires 11 covariance matrix V of the vector Y of observations Given the moment generating ... estimates of fixed effects which resembles the so-called mixed model equations of Henderson (1984) The purpose of this note is to show how the GAR procedure can be extended to Poisson variables THEORY ... that [2] is an extension to mixed models of the structure of &dquo ;linear predictors&dquo; originally restricted to fixed effects in the GLM theory: see eg Breslow and Clayton (1992) and Zeger et...
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A study on cultural obstacles to the teaching and learning of speaking skills in the classroom of grade 10 at nguyen tat thanh high school
... limited amount of grammar and vocabulary, teachers must be aware of the contribution of other factors involved in speaking 1.3 Cultural factors in the teaching and learning of speaking skills in classrooms ... that teaching language is teaching culture Therefore, teaching culture has been integrated into language teaching programs and teaching materials in one way or another Many educators have applied ... What cultural factors influence on the teaching and the learning of speaking skills in classrooms? Culture and language exist in the same relationship as that in which, within language, meaning...
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WHAT IS BETA GLUCAN? A Concise Guide to the Benefits and Uses of the Most Powerful Natural Im- mune Enhancer Known to Science ppt
... adjuvant alternative, to Freund’s complete adjuvant and may be of value in immunization against visceral leishmaniasis” (Leishmania infantum was the bacteria they used in this experiment) At the Tokyo ... given beta glucan Their average age was 52, and their cancer was in the advanced stage It was concluded, Beta glucan administration seems to stimulate proliferation and activation of peripheral ... 1999 Take advantage of this, and make it a part of your daily supplement program Chapter 1: What Is Beta Glucan? Beta glucan is a polysaccharide (i.e a chain of glucose...
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Báo cáo hóa học: " A fixed point approach to the Hyers-Ulam stability of a functional equation in various normed spaces" pptx
... using the fixed point alternative approach, we prove the Hyers-Ulam stability of the functional equation (1) in fuzzy normed spaces In the rest of the article, assume that X is a vector space and ... Non-Archimedean stability of the functional equation (1) In this section, using the fixed point alternative approach, we prove the Hyers-Ulam stability of the functional equation (1) in non-Archimedean ... stability of the functional equation (1) In this section, using the fixed point alternative approach, we prove the Hyers-Ulam stability of the functional equation (1) in random normed spaces Theorem...
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Báo cáo y học: "Adrenal suppression: A practical guide to the screening and management of this under-recognized complication of inhaled corticosteroid therapy" pptx
... London, Ontario, Canada 3McMaster University, Hamilton, Ontario, Canada 4University of Calgary, Alberta Children’s Hospital, Calgary, Alberta, Canada Authors’ contributions AA contributed to the conception, ... advantageous for the oral bioavailability of an ICS to be relatively low The oral bioavailability of the currently available ICSs varies widely, from approximately ...
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A MANAGER’S GUIDE TO THE DESIGN AND CONDUCT OF CLINICAL TRIALS - PART 1 ppsx
... A MANAGER’S GUIDE TO THE DESIGN AND CONDUCT OF CLINICAL TRIALS A MANAGER’S GUIDE TO THE DESIGN AND CONDUCT OF CLINICAL TRIALS Second Edition Phillip I Good, Ph.D A JOHN WILEY & ... Maintaining an Audit Trail 15 7 Security 15 7 For Further Information 15 8 12 Are You Ready? 16 1 Pharmaceuticals/Devices 16 1 Software 16 2 Hardware 16 2 Documentation 16 2 Investigators 16 2 External Laboratories ... the Trials 18 6 Budgets and Expenditures 18 6 For Further Information 18 7 15 Data Analysis 18 9 Report Coverage 18 9 Understanding Data 19 0 Categories 19 0 Metric Data 19 2 Statistical Analysis 19 4 Categorical...
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A MANAGER’S GUIDE TO THE DESIGN AND CONDUCT OF CLINICAL TRIALS - PART 2 pps
... beyond an understanding of the data management software to security (maintaining onsite and offsite backups) and quality control Programs for Data Analysis Development of programs for data analysis ... conflicts The lead software developer need not be a member of the programming team, but she must possess a general knowledge of both data entry and data management software and be able to prepare and ... data you don’t need Store and analyze the data you collect DO Steps C–F can be executed in parallel C Obtain Regulatory Agency Approval for the Trials Obtaining regulatory agency approval can...
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A MANAGER’S GUIDE TO THE DESIGN AND CONDUCT OF CLINICAL TRIALS - PART 3 pps
... 58 PART I PLAN trials are completed and the data analyzed, there is no rational basis for other than a random assignment Warning: An investigator who has strong feelings for or against a particular ... for the study the patients, the manner in which the treatment is administered, the manner in which the observations are obtained, the apparatus used to make A Manager’s Guide to the Design and Conduct ... possible to reach a final conclusion (at least one acceptable to the regulatory agency) until all the data are in, there may be sufficient evidence at an earlier stage to launch a second broader set of...
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A MANAGER’S GUIDE TO THE DESIGN AND CONDUCT OF CLINICAL TRIALS - PART 4 potx
... crossover trials are contemplated, a pharmacokineticist is an essential addition to the design team To maintain the validity of a fractional factorial design one has to be able to assume that the effect ... was the lack of commercially available software with which to design the experiment and perform the analysis Fortunately, S+SeqTrial and EAST are now available (see Appendix) TAKING COST INTO ... demonstrating the one may be far too small to establish the other The chief advantage of crossover and fractional factorial designs—reduction in sample size—is lost, while their disadvantages remain...
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A MANAGER’S GUIDE TO THE DESIGN AND CONDUCT OF CLINICAL TRIALS - PART 5 potx
... days and months and weeks the patient was counted as having BR Otherwise, a follow-up angiogram of the target lesion at ± 0 .5 months was used If such an angiogram was not available, the first angiogram ... only with smaller studies of more limited scope Industry-sponsored trials often entail a 3 0- to 50 -page protocol in contrast to the 5- to 10-page protocols common in the academic area, and industry ... weeks CANDAs eliminate much of this delay By employing computer-assisted data entry you are automatically in a position to submit a CANDA Between 1991 and 1994, CANDAs in the United States were approved...
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Từ khóa: approach to the face and neck after weight loss pdfapproach to the patient with disease of the respiratory systemapproach to the patient with fever of unknown originapproach to the child with fever of unknown origin pdfan introduction to the nature and functions of language pdfapproach to the child with fever of unknown origincontingencies relating to the protection and improvement of the environment including the disclosures required in section 2 of note 14child apos s anatomy and physiology affect the overall approach to the management of a pediatric polytrauma victima probabilistic approach to grammatical analysisa new approach to the problema systematic approach to the acutely ill patienta rule based approach to the trim loss problema hybrid approach to word segmentation and pos taggingapproach to the patient with lymphadenopathy and splenomegalya new approach to the maximum flow problemBáo cáo quy trình mua hàng CT CP Công Nghệ NPVNghiên cứu sự hình thành lớp bảo vệ và khả năng chống ăn mòn của thép bền thời tiết trong điều kiện khí hậu nhiệt đới việt namNghiên cứu tổ hợp chất chỉ điểm sinh học vWF, VCAM 1, MCP 1, d dimer trong chẩn đoán và tiên lượng nhồi máu não cấpBiện pháp quản lý hoạt động dạy hát xoan trong trường trung học cơ sở huyện lâm thao, phú thọGiáo án Sinh học 11 bài 13: Thực hành phát hiện diệp lục và carôtenôitGiáo án Sinh học 11 bài 13: Thực hành phát hiện diệp lục và carôtenôitĐỒ ÁN NGHIÊN CỨU CÔNG NGHỆ KẾT NỐI VÔ TUYẾN CỰ LY XA, CÔNG SUẤT THẤP LPWANQuản lý hoạt động học tập của học sinh theo hướng phát triển kỹ năng học tập hợp tác tại các trường phổ thông dân tộc bán trú huyện ba chẽ, tỉnh quảng ninhPhối hợp giữa phòng văn hóa và thông tin với phòng giáo dục và đào tạo trong việc tuyên truyền, giáo dục, vận động xây dựng nông thôn mới huyện thanh thủy, tỉnh phú thọPhát triển mạng lưới kinh doanh nước sạch tại công ty TNHH một thành viên kinh doanh nước sạch quảng ninhTrả hồ sơ điều tra bổ sung đối với các tội xâm phạm sở hữu có tính chất chiếm đoạt theo pháp luật Tố tụng hình sự Việt Nam từ thực tiễn thành phố Hồ Chí Minh (Luận văn thạc sĩ)Định tội danh từ thực tiễn huyện Cần Giuộc, tỉnh Long An (Luận văn thạc sĩ)Thơ nôm tứ tuyệt trào phúng hồ xuân hươngSở hữu ruộng đất và kinh tế nông nghiệp châu ôn (lạng sơn) nửa đầu thế kỷ XIXTổ chức và hoạt động của Phòng Tư pháp từ thực tiễn tỉnh Phú Thọ (Luận văn thạc sĩ)BT Tieng anh 6 UNIT 2Tăng trưởng tín dụng hộ sản xuất nông nghiệp tại Ngân hàng Nông nghiệp và Phát triển nông thôn Việt Nam chi nhánh tỉnh Bắc Giang (Luận văn thạc sĩ)Giáo án Sinh học 11 bài 15: Tiêu hóa ở động vậtGiáo án Sinh học 11 bài 14: Thực hành phát hiện hô hấp ở thực vậtTÁI CHẾ NHỰA VÀ QUẢN LÝ CHẤT THẢI Ở HOA KỲ