... Vietnam so far although lots of Banks are ready to make use of it. According to The State Bank of Vietnam, in front the fast and strong development of information technology and telecom, Vietnam ... ( ) Male / Nam ( ) Female / Nữ 3. Ages years old 4. Occupational status [ ] Officer or state organizations / Công chức, Viên chức [ ] Business or self-employed / Doanh nghiệp, Tự doanh [ ] ... P. & Armstrong, G. (2006). Principles of Marketing (7th ed.) New Jersey: Prentice Hall International, Inc. Le Thanh Tam (2012). Vietnam Banking Insights 2012. Banking Vietnam 2012 Forum....