... and services are sold for money, and that money is in turn exchanged for our goods and services. Coins are adequate for small transactions while paper notes are used for general business. ... hand.Finally, cash is needed for both normal and abnormal requirements. Sound cash management will ensure that adequate cash is available for meeting the company’s day-to-day debts and there is ... additional capital.10. LendingThe role of lending at commercial bank in the United State has changed dramatically over the years. In the distant past, short-term, self-liquidating loans were...