schechter - the crime of our time; why wall street is not too big to jail (2010)

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... customers and our business. Our customer is in the focus of our attention. We are aware, that our customers (internal and external) expect and pay for solutions - and not the explanation of their ... believe in sustainability and longterm thinking.For us, it is not about reaching limits, it is about rising above them. If we can dream it, we can do it.- and most of all, we believe in ourselves ... inside, the If change outside the company is greater than inside, the end is near.end is near.(Jack Welch / GE)(Jack Welch / GE)-- In the future there will be two types of companies:In...

... of the stars of the Southern Cross.These various types of nebulae and star clusters recurthroughout our story of the discovery of the Milky Way galaxy,as clues and signposts to the seven astronomers ... of the sky is, of course, due to the rotation of the Earth, not the sky, and we know that the starsare not all at the same distance, as they would be if they werefixed to the inner surface of ... sense the slow rotation of the sphere, carrying the stars across your field of view from east towest, and slinging them underneath you on the other side of the Earth. The apparent daily movement of...

... The health of our educators xviExecutive฀summaryxvii The DoE฀in the various฀provinces฀assigned฀co-ordinators฀who฀ensured฀that฀schools฀were฀informed฀about the study. The district฀officers of the DoE฀and฀labour฀unions฀assisted฀ the HSRC฀co-ordinators,฀who฀consisted of MA฀and฀Phd฀research฀interns,฀in฀making฀appointments฀at฀schools฀and/or฀accompanying฀co-ordinators฀to฀schools฀to฀address฀ educators. ฀Officials฀from฀labour฀unions฀helped฀with฀advocacy฀for the study฀and the nature฀ of the study,฀which฀increased฀participation. The field฀teams฀were฀supported฀by฀a฀national฀field฀manager,฀and฀a฀separate฀project฀manager฀who฀tracked฀progress of the study.฀Visiting฀times฀to฀schools฀were฀adapted฀to฀minimise฀possible฀disruption of teaching฀time.FindingsDemographic฀and฀socio-economic฀characteristics of the ELRC฀study฀sample The demographic฀and฀socio-economic฀profile฀analysis of educators in the sample฀revealed฀that฀68% of the sample of educators consisted of females. The majority of the educators were฀married.฀Over฀three-quarters of the sample฀were฀Africans฀(77%)฀while฀less฀than฀5%฀ of the sample฀were฀Asians,฀which฀is฀a฀reflection of the demographic฀characteristics of South฀Africa.฀Self-reported฀socio-economic฀status฀and฀income฀distribution฀suggest฀that฀ educators were฀generally฀well฀qualified,฀with฀a฀first฀degree฀or฀higher,฀and฀had฀many฀years฀ of teaching฀experience,฀with฀70% of educators teaching฀for฀at฀least฀ten฀years฀or฀longer.฀About฀94% of educators reported฀that the DoE฀employed฀them฀with the rest฀(6%)฀being฀School฀Governing฀Body฀(SGB)฀appointments.Only฀27% of educators in the sample฀said฀they฀had฀a฀housing฀subsidy฀and฀67.8% of the educators reported฀they฀were฀members of a฀medical฀aid฀fund. The majority of educators (89%)฀were฀members of a฀trade฀union.฀There฀were฀disparities฀in฀some of the demographic฀and฀socio-economic฀profiles of educators by฀race฀and฀province. The findings฀showed฀that฀there฀were฀proportionately฀more฀female฀and฀male฀African educators in the low-income฀category฀compared฀with educators in฀other฀race฀groups.฀On the other฀hand฀there฀were฀proportionately฀less฀male฀white educators in the medium-income฀category฀than฀male educators in฀other฀race฀groups.Prevalence of HIV The results฀showed฀that฀12.7% of educators who฀gave฀a฀specimen฀for฀HIV฀testing฀were฀HIV฀positive.฀This฀percentage฀includes educators in฀all฀provinces,฀and educators of all฀ages,฀sex฀and฀racial฀groups.฀In฀this฀study,฀without฀considering฀age฀and฀race฀differences, the HIV฀prevalence฀was฀ the same฀for the male฀and฀female educators. The results฀in฀this฀study฀showed฀that฀HIV฀prevalence฀among educators was฀highest฀for฀those฀aged฀25–34฀years฀(21.4%)฀followed฀by฀those฀aged฀35–44฀(12.8%).฀Older educators (55฀years฀and฀older)฀had the lowest฀HIV฀prevalence฀(3.1%).฀However,฀differences฀were฀observed฀when the analysis฀was฀restricted฀to฀women฀and฀men฀aged฀25–34฀years,฀with฀women฀having฀higher฀HIV฀prevalence.฀Women฀were฀generally฀more฀vulnerable฀to฀HIV฀infection฀because of their฀biological฀makeup฀as฀well฀as฀their฀low฀socio-economic฀status.฀ ... The health of our educators xviExecutive฀summaryxvii The DoE฀in the various฀provinces฀assigned฀co-ordinators฀who฀ensured฀that฀schools฀were฀informed฀about the study. The district฀officers of the DoE฀and฀labour฀unions฀assisted฀ the HSRC฀co-ordinators,฀who฀consisted of MA฀and฀Phd฀research฀interns,฀in฀making฀appointments฀at฀schools฀and/or฀accompanying฀co-ordinators฀to฀schools฀to฀address฀ educators. ฀Officials฀from฀labour฀unions฀helped฀with฀advocacy฀for the study฀and the nature฀ of the study,฀which฀increased฀participation. The field฀teams฀were฀supported฀by฀a฀national฀field฀manager,฀and฀a฀separate฀project฀manager฀who฀tracked฀progress of the study.฀Visiting฀times฀to฀schools฀were฀adapted฀to฀minimise฀possible฀disruption of teaching฀time.FindingsDemographic฀and฀socio-economic฀characteristics of the ELRC฀study฀sample The demographic฀and฀socio-economic฀profile฀analysis of educators in the sample฀revealed฀that฀68% of the sample of educators consisted of females. The majority of the educators were฀married.฀Over฀three-quarters of the sample฀were฀Africans฀(77%)฀while฀less฀than฀5%฀ of the sample฀were฀Asians,฀which฀is฀a฀reflection of the demographic฀characteristics of South฀Africa.฀Self-reported฀socio-economic฀status฀and฀income฀distribution฀suggest฀that฀ educators were฀generally฀well฀qualified,฀with฀a฀first฀degree฀or฀higher,฀and฀had฀many฀years฀ of teaching฀experience,฀with฀70% of educators teaching฀for฀at฀least฀ten฀years฀or฀longer.฀About฀94% of educators reported฀that the DoE฀employed฀them฀with the rest฀(6%)฀being฀School฀Governing฀Body฀(SGB)฀appointments.Only฀27% of educators in the sample฀said฀they฀had฀a฀housing฀subsidy฀and฀67.8% of the educators reported฀they฀were฀members of a฀medical฀aid฀fund. The majority of educators (89%)฀were฀members of a฀trade฀union.฀There฀were฀disparities฀in฀some of the demographic฀and฀socio-economic฀profiles of educators by฀race฀and฀province. The findings฀showed฀that฀there฀were฀proportionately฀more฀female฀and฀male฀African educators in the low-income฀category฀compared฀with educators in฀other฀race฀groups.฀On the other฀hand฀there฀were฀proportionately฀less฀male฀white educators in the medium-income฀category฀than฀male educators in฀other฀race฀groups.Prevalence of HIV The results฀showed฀that฀12.7% of educators who฀gave฀a฀specimen฀for฀HIV฀testing฀were฀HIV฀positive.฀This฀percentage฀includes educators in฀all฀provinces,฀and educators of all฀ages,฀sex฀and฀racial฀groups.฀In฀this฀study,฀without฀considering฀age฀and฀race฀differences, the HIV฀prevalence฀was฀ the same฀for the male฀and฀female educators. The results฀in฀this฀study฀showed฀that฀HIV฀prevalence฀among educators was฀highest฀for฀those฀aged฀25–34฀years฀(21.4%)฀followed฀by฀those฀aged฀35–44฀(12.8%).฀Older educators (55฀years฀and฀older)฀had the lowest฀HIV฀prevalence฀(3.1%).฀However,฀differences฀were฀observed฀when the analysis฀was฀restricted฀to฀women฀and฀men฀aged฀25–34฀years,฀with฀women฀having฀higher฀HIV฀prevalence.฀Women฀were฀generally฀more฀vulnerable฀to฀HIV฀infection฀because of their฀biological฀makeup฀as฀well฀as฀their฀low฀socio-economic฀status.฀ ... Thehealthofoureducators1213inenrolmentsbetweengirlsandboys.Desmond,MichaelandGow(2000)aswellasMarcus(1999)statethatfemalechildrenaremorelikelytobetakenoutofschooltohelpwithhouseholdchoresandtakecareofthesick,especiallywhenadultfemalesarenotavailable.1.2RationaleofthestudyMuchoftheresearchconductedinSouthAfricaontheimpactofHIV/AIDSontheeducationsectorisbasedonprojectionsorconjecture;itisessentialtoobtainempiricalevidenceonself-reportedmeasuresaswellasbiologicalmeasuresofHIVstatus.TheELRCthusidentifiedtheneedforastudytoexplorethephenomenonofeducatorattritionandtounderstandwhyeducatorsmaybeexitingtheprofession.Someofthefactorsidentifiedincludethehealthstatusofeducators(includingTB),substanceuseorabuse,migration,staffmoraleandjobdissatisfaction.Inaddition,suchastudyshouldseektoclarifytheextentofdemandforeducatorsinthesystem,andthenumberofeducatorsneededtomeetthisdemand.1.3ResearchquestionsTheELRCcommissionedtheHSRCtoinvestigatethedeterminantsofdemandandsupplyofeducatorsinthepubliceducationsector.Suchastudyisexpectedtoanswerseveralresearchquestionssuchas:ãWhatistheprevalenceofHIV/AIDS,TB,alcoholanddruguseamongsteducatorsinpublicschools,FurtherEducationandTraining(FET)collegesandstudentsineducatortraining?ãDoeducatorshavehigherHIVprevalenceratioscomparedwiththegeneralpopulationofpeopleaged25yearsandolder,takingintoaccountkeyconfounders?ãWhatarethefactorsdrivingtheHIVandAIDSepidemicamongeducators?ãWhatistheprevalenceofHIV,TBandalcoholuseperdistrictcouncil?ãWhatistheattritionrateamongeducators,andwhatarethereasonsforattrition(suchassickness,mortality,TBdiagnosis,STIsandotherendemicdiseases,historyofhealthserviceuse,hospitalisation,alcoholanddruguseandmigration)?1.4ObjectivesofthestudyThestudyisdesignedtoyieldusefulinformationtoassistthegovernmentandunions,partnersintheELRC,inplanningeducatorsupplyatnational,provincialanddistrictlevel.Thespecificobjectivesofthisstudyarethreefold:ãTodeterminetheprevalenceofHIVandTBamongstSouthAfricaneducatorsintheGeneralandFurtherEducationandTrainingcollegesbyage,sexofeducator,race,qualifications,localitytype,learningareaandthephase/bandofactiveteaching;ãToinvestigatethedeterminantsofHIVamongsttheseeducatorsbyage,sexofeducator,race,qualifications,localitytype,learningareaandthephase/bandofactiveteaching;andãTodeterminethepotentialattritionrateamongeducatorsandthereasonsforthis.Introduction...

... basic input information on the positions of the ball and the players. An NL generator then selects contents from a large number of propositions describing these features. The selection of contents ... development of the game situation. In the Figure 5, we have illus- trated this in the same way we did for the case of interruption. The left hand side of the solid line is lower than that of the ... describe the course of the play. We have therefore instead included some context and further explana- tions in parentheses. This particular commentary 1286 Reactive Content Selection in the Generation...

... on the continent of Europe, for a complete, concise, and accurate story of one of the greatest of modern crimes and the events connected therewith. The reports of the public press, while of the most ... AND THE CLAN-NA-GAEL. The answer to these questions is given in the theory adopted by the officers of the law immediately upon the discovery of the body; which was subsequently endorsed by the ... Deputy Grand Regent of the Royal Arcanum, Past Commander of the Knights of Pythias and Chief Ranger of the Catholic Order of Foresters. Of many of these societies, as well as of the Plasterers'...

... passion may either partake of the nature of those which regard self-preservation, and turning upon pain may be a source of the sublime or it may turn upon ideas of pleasure; and then whatever ... in any sort equal, the idea of the suffering must always be prevalent. And indeed the ideas of pain, and, above all, of death, are so very affecting, that whilst we remain in the presence of ... The Passions It is one thing to make an idea clear, and another to make it affecting to the imagination. If I make a drawing of a palace, or a temple, or a landscape, I present a very clear...

... States insist upon the strictest of conditions and the narrowest of definitions of the subject matter of the crimes themselves.3 The law of genocide is a paradigm for these developments in international human ... victims.At the time, none of us, including myself, had devoted much study ifany to the complicated legal questions involved in the definition of genocide. Indeed, our knowledge of the law of genocide ... by the United Stateschallenged many of the legal premises of the Commission, including the entire notion of crimes against the ‘Laws of Humanity’. The Americansubmission stated that ‘[t]he laws...

... School13/14 International MBA Elective period and IMBA+ International MBA “Constantly evolving to meet the needs of our changing world ” IE Business School25/26 International MBA International ... dedicated faculty of professionals. Students start the International MBA program in April and complete the core of the Master in Business Administration. They then proceed directly to the Master ... School15/16 International MBA The Dual Degree options oered at IE Business School allow International MBA students to rst gain the overall core knowledge from the MBA and then proceed with the additional...

... %Fig. 4. Moving average of the multi-agent game’s success rate for the real price-series of Fig. 3 (top left) and a random walk price-series (top right). Bottom: histogram of individual agents’ ... with a historic probability of winning ≥ r [3]. We focus on the regime where the number of strategies in play is comparable to the total num-ber available, and where r ∼ 0.5. In addition to producing ... proportional to S0−S1= S0−1. In addition, the number of agents taking part in the game at each timestep will be related to the total number of active strategies S0+ S1= S0+1, hence the error...

... ziffdavis.com8 of 8Ziff Davis | White Paper | Why Your Business is Not Too Small for VoIP better solutions, and this is just from businesses that know about VoIP. Add to this another layer of small ... ziffdavis.com2 of 8Ziff Davis | White Paper | Why Your Business is Not Too Small for VoIP ziffdavis.comFive Reasons Why You’re Not Too Small for VoIP Reason #1 - VoIP is a service, just like TDMThe first ... marty_fettig@ziffdavis.com www.ziffdavis.comCopyright â 2014 Ziff Davis B2B. All rights reserved. ziffdavis.com4 of 8Ziff Davis | White Paper | Why Your Business is Not Too Small for VoIP out to...

... implemented in the brain which owe theirbasic design to the processes of evolution. Some of these faculties incline us toward various kinds of violence. Others— the better angels of our nature, ” in ... between the 11th and the 13th, was not the stuff of a typical Broadway musical. The medievalist Richard Kaeuper tallied the number of acts of extreme violence in the most famous of these romances, the ... taking the oath of office. Yet for all this reverence, the Bible is one long celebration of violence. In the beginning God created the heaven and the earth. And the Lord God formed man of the dust of the...

... DANNY SCHECHTER NOT DANNY SCHECHTER WHY WALL STREET IS TOO BIG TO JAIL NOT In 2006, fi lmmaker Danny Schechter was denounced as an “alarmist” for his fi lm In Debt We Trust, which warned of the ... of Empire of Illusion: The End of Literacy and the Triumph of Spectacle“With The Crime Of Our Time, Danny Schechter has made himself the clean-up hitter in the line-up of investigative journalists. ... threatened to bring down banks was the fact that they held on to too much of the risk of those loans, either on their balance sheets or in their off-balance-sheet entities.There was no follow-up on...

... namely the boards of directors of financial institutions. These boards, whose members typically include the titans of the financial industry, are charged with the high-level man-agement of their ... movements that change the lives and perceptions of millions of people, the financial crisis of our age will be the subject of study and debate for decades. The public at large, profes-sional economists, ... also explains the reasons for the transition from the originate-to-hold to the originate-to-distribute model and briefly explains the elements of the more complicated originate-to-distribute...