... by grant funding, both in terms of the amount of supply and the cultural dominance of this form of funding. … There is a finite supply of charitable money, and insufficient to go round – a ... efficiency of their investment strategies (so they can comply with fund rules not tailored for the purposes of SEF) and their capacity to grow, and reduces awareness of and take up of SEF strategies ... provision of microfinance to SMEs in deprived areas (Planet Finance), bio products and fair trade (NEF Capital éthique), the provision of goods and services for socially excluded sectors of the...