... Offering Circular, those inter-ested in a franchise will find a wealth of material, including the following:■ information identifying the franchisor, its affiliates, and the affiliates’business ... enterprise. The entrepreneur invests time, money, and energyinto developing the concept, manufacturing a product, or marketing a service. The entrepreneur may have also worked on expanding the business ... imposed. The second possible problem is the necessity to comply with the federal Truth in Lending Act and the various equivalent state laws. The Truth in Lending Actrequires certain terms be included...