... 20 2 21 1joining the public policy issues, 22 4 22 6regulation and, 20 4 20 8, 21 2 22 6European approach, 22 0 22 4net regulatory burden (NRB), 21 3, 21 4, 21 8, 22 0, 22 2tax and subsidy elements, 21 3tradeoffs, ... burden (NRB), 21 3, 21 4, 21 8, 22 0, 22 2tax and subsidy elements, 21 3tradeoffs, 21 4 21 8U.S. approach, 21 8 22 0M&A deal flow and, 36–37organizational structure and, 101ReliaStar Life Insurance ... 158, 160, 22 0Bank for International Settlements, 199, 22 6Bank Holding Company Act of 1956, 37, 20 6, 22 5 Banking Act of 1933, Glass-Steagallprovisions of, 37, 43, 101, 20 6, 20 8, 22 5 Banking type...