... sources: male cardio-vascular mortality rates per 100,000 population from theWorld Health Organization Global Mortality Database,and years of bank system crises from the World Bank. A bank crisis ... dummy variables for each country and year. High Income countries include Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Japan, Iceland, Italy, Netherlands, New Zealand, ... financial miscreants, the Bank of England may encourage more risky financialbehavior in the future (so-called "moral hazard"), and asresult increase the risk of a future bank crisis...