... Switzerland.Furlong, F., and M. Keeley. 198 9. Bank capital regulation and risk taking: a note.Journal of Banking and Finance 13:883 91 .Gorton, G., and A. Santomero. 199 0. Market discipline and bank ... Journal of Money, Credit and Banking 22:1 19 28.Goodfriend, M., and J. Lacker. 199 9. Loan commitment and central bank lending.Federal Reserve Bank of Richmond, Working Paper 99 -2.Hannan, T. H., and ... between the banks and the DIFon the one hand, and pure public supervision on the other hand.Proposition 4.3. A purely private organization of the banking sectorleads to too many closures in the...