... communicate to the client is that this form of payment exists for their convenience. Like anything else, if they see how the program benefits them and they trust what you say, they will be more ... turn on the TV, get busy with the dinner and kids. One thing leads to another, and all of a sudden, it is six months down the road, and you really haven’t gotten back around to doing what you ... in and grab their purse or wallet. If they do not reach for their form of payment, ask the same question again, “Have you brought that with you today?” At that point, you need to get the...