... Taylor (2009), Allen, Babus and Carletti (2009), Adrian and Shin (201 0a) , Diamond and Rajan (2009) and Kannan, Rabanal and Scott (2009).5That is to say, banks do not choose a risk profile, nor ... Acharya, Viral V., and Hassan Naqvi, forthcoming, The seeds of a crisis, Journal of FinancialEconomics.[2] Acharya, Viral V., Hamid Mehran and Anjan Thakor, 2010, Caught between scylla and charyb-dis? ... "Leaning against the wind" and the timing of monetary policy, DNB working paper no. 303.[8] Allen, Franklin, Ana Babus, and Elena Carletti, 2009, Financial crises: theory and evidence, Annual...