. 33.Plaintiffspossessedadequateincome and assets and hadadequatecr~dithistorytoqualifyfor the loansrequested, the value and/ or the e~itytheyhadintheirpropertiesweresufficienttosupport the loans, and Defendantwasaware of thosefacts.34.Defendant'sdiscriminationagainstPlaintiffswasintentional and willful.WHEREFORE,eachPlaintiffasksjUdgmentagainstDefendantfor:(a)Actualdamagesinanamounttobeprovedattrial;(b)Compensatorydamagesinanamounttobeprovedattrial;(c)Punitivedamages,notexceeding the lesser of $500,000oronepercentum of the networth of the Defendant;(d)Appropriateinjunctiverelief;(e)Reasonableattorneys'fees and costs of suit; and (f)Furtherreliefasthiscourtdeemsjust and proper.COUNTIIFAIRHOUSINGACT35.Plaintiffsadopt and reallege~~1through28 of thisComplaint and incorporatethembyreferenceas~35 of CountII.36.Thisclaimisbroughtunder the FairHousingAct,42U.S.C.§§3601,et~section3613(a)(1)(A) of thisActallowsacivilactiontobebroughtbyanypersondamaged.under the Act.sections3605(a) and (b)(1)providesthatitshallbeunlawfulforanypersonorentitywhosebusinessincludesengaginginresidentialreal-estate-relatedtransactionsto8JURISDICTION AND VENUE2.Jurisdiction of thiscourtarisesunder28U.S.C.§1343(a)(4),42U.S.C.§3613(a)(1)(A) and 15U.S.C.§1691e(f).3.Venueisproperin the NorthernDistrict of Illinoissincesome of the acts and transactionscomplained of occurredinthisdistrict. THE PARTIES4.PlaintiffSelmaS.Buycks-RobersonisanAfrican-Americancitizen of the united States whoresidesinBroadview,Illinois.5.PlaintiffReneeBrooksisanAfrican-Americancitizen of the united States whoresidesinChicago,Illinois.6.PlaintiffCalvinR.RobersonisanAfrican-Americancitizen of the united States whoresidesinChicago,Illinois.7.Defendantcitibankisafederalsavingsbankthatoffersresidentialmortgageloans("homeloans").CLASSACTIONSALLEGATIONS8.(a)Plaintiffsarecitibankhomeloanapplicants;theybringthisaction on behalf of themselves and allotherAfrican-Americanhomeloanapplicantssimilarlysituated.ThisactionisbroughtasaclassactionpursuanttoRule23(b)(2) and Rule23(b)(3) of the FederalRules of CivilProcedure.(b) The classconsists of allAfrican-Americanswhofiledapplicationsforhomeloanstocitibank and wererejected on orafterJuly6,1992becausetheyareAfrican-American and/ or2§1691(a); and (iii)whetherPlaintiffsareentitledtoanaward of actual,compensatoryorpunitivedamages.(f) The wrongfulconductallegedhereinhasbeentakengenerallyagainstallmembers of the classinthatAfrican-Americanhomeloanapplicantshavehadtheirloanapplicationsrejected on the basis of theirraceorcolor,orbecause of the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocated,orboth,pursuantto the policies,practicesorprocedures of Defendant.(g) The commonquestions of fact and lawpredominateoverquestionsaffectingonlyindividualclassmembers.(h)Aclassactionissuperiortootheravailablemethodsfor the fair and efficientadjudication of the controversyinthat:(i)amUltiplicity of suitswithconsequentburden on the courts and Defendantshouldbeavoided; and (ii)itwouldbeundulyburdensomeforallclassmemberstointerveneasparties-plaintiffsinthisaction. THE FACTSMs.Buycks-Roberson9. On oraboutApril4,1992,PlaintiffSelmaBuycks-Robersonappliedforahomeloan of approximately$43,700fromcitibank.10. The purpose of the loanwastorefinanceanexistingmortgage of approximately$43,500 on Ms.Buycks-Roberson'shome,locatedat2057South25thAvenueinBroadview,Illinois.11. The propertythatMs.Buycks-Robersonattemptedtorefinanceislocatedinaneighborhoodinwhich the African-4because the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocatedwaspredominantlyAfrican-American.(c) The classissonumerousthatjoinder of allpersonsisimpracticable.Plaintiffsareinformed and believethatmanyhomeloanapplicationstoDefendantbyAfrican-Americanswereillegallyrejected. On information and belief,Defendantrejected the homeloanapplications of manydozens of African-Americanapplicantsbecause of theirraceorcolor, and/ orbecause of the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocated.(d)Plaintiffswillfairly and adequatelyprotect the interests of allclassmembers,astheyaremembers of the class and theirclaimsaretypical of the claims of allclassmembers.Plaintiffsareincensedby the treatmenttheyhavereceived and willaggressivelypursuetheiraswellas the class'sinterests.Plaintiffs'interestsinobtaininginjunctiverelief and monetarydamagesfor the violations of the above-mentionedfederalstatutesareconsistentwith and notantagonistictothose of anypersonwithin the class.(e) The commonquestions of law and factinclude:(i)whetherDefendanthadapolicy,practiceorproceduretorejecthomeloanapplications on the basis of the applicants'raceor on the basis of the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocated;(ii)whether the conductallegedhereinisinviolation of Title42U.S.C.§§1981 and 1982;42U.S.C.§3605 and 15U.S.C.343.Because of the Defendant'smaliciousrefusaltodealwithPlaintiffs and itspolicy of discriminationagainstPlaintiffsbecause of raceorcolor,Plaintiffsclaimpunitiveorexemplarydamages.WHEREFORE,PlaintiffsaskjUdgmentagainstDefendantfor:(a)Actualdamagesinanamounttobeprovedattrial;(b)Compensatorydamagesinanamounttobeprovedattrial;(c)Punitivedamages;(d)Appropriateinjunctiverelief;(e)Reasonableattorneys'fees and costs of suit; and (f)FurtherreliefasthisCourtdeemsjust and proper.SELMAS.BUYCKS-ROBERSON;. 33.Plaintiffspossessedadequateincome and assets and hadadequatecr~dithistorytoqualifyfor the loansrequested, the value and/ or the e~itytheyhadintheirpropertiesweresufficienttosupport the loans, and Defendantwasaware of thosefacts.34.Defendant'sdiscriminationagainstPlaintiffswasintentional and willful.WHEREFORE,eachPlaintiffasksjUdgmentagainstDefendantfor:(a)Actualdamagesinanamounttobeprovedattrial;(b)Compensatorydamagesinanamounttobeprovedattrial;(c)Punitivedamages,notexceeding the lesser of $500,000oronepercentum of the networth of the Defendant;(d)Appropriateinjunctiverelief;(e)Reasonableattorneys'fees and costs of suit; and (f)Furtherreliefasthiscourtdeemsjust and proper.COUNTIIFAIRHOUSINGACT35.Plaintiffsadopt and reallege~~1through28 of thisComplaint and incorporatethembyreferenceas~35 of CountII.36.Thisclaimisbroughtunder the FairHousingAct,42U.S.C.§§3601,et~section3613(a)(1)(A) of thisActallowsacivilactiontobebroughtbyanypersondamaged.under the Act.sections3605(a) and (b)(1)providesthatitshallbeunlawfulforanypersonorentitywhosebusinessincludesengaginginresidentialreal-estate-relatedtransactionsto8JURISDICTION AND VENUE2.Jurisdiction of thiscourtarisesunder28U.S.C.§1343(a)(4),42U.S.C.§3613(a)(1)(A) and 15U.S.C.§1691e(f).3.Venueisproperin the NorthernDistrict of Illinoissincesome of the acts and transactionscomplained of occurredinthisdistrict. THE PARTIES4.PlaintiffSelmaS.Buycks-RobersonisanAfrican-Americancitizen of the united States whoresidesinBroadview,Illinois.5.PlaintiffReneeBrooksisanAfrican-Americancitizen of the united States whoresidesinChicago,Illinois.6.PlaintiffCalvinR.RobersonisanAfrican-Americancitizen of the united States whoresidesinChicago,Illinois.7.Defendantcitibankisafederalsavingsbankthatoffersresidentialmortgageloans("homeloans").CLASSACTIONSALLEGATIONS8.(a)Plaintiffsarecitibankhomeloanapplicants;theybringthisaction on behalf of themselves and allotherAfrican-Americanhomeloanapplicantssimilarlysituated.ThisactionisbroughtasaclassactionpursuanttoRule23(b)(2) and Rule23(b)(3) of the FederalRules of CivilProcedure.(b) The classconsists of allAfrican-Americanswhofiledapplicationsforhomeloanstocitibank and wererejected on orafterJuly6,1992becausetheyareAfrican-American and/ or2§1691(a); and (iii)whetherPlaintiffsareentitledtoanaward of actual,compensatoryorpunitivedamages.(f) The wrongfulconductallegedhereinhasbeentakengenerallyagainstallmembers of the classinthatAfrican-Americanhomeloanapplicantshavehadtheirloanapplicationsrejected on the basis of theirraceorcolor,orbecause of the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocated,orboth,pursuantto the policies,practicesorprocedures of Defendant.(g) The commonquestions of fact and lawpredominateoverquestionsaffectingonlyindividualclassmembers.(h)Aclassactionissuperiortootheravailablemethodsfor the fair and efficientadjudication of the controversyinthat:(i)amUltiplicity of suitswithconsequentburden on the courts and Defendantshouldbeavoided; and (ii)itwouldbeundulyburdensomeforallclassmemberstointerveneasparties-plaintiffsinthisaction. THE FACTSMs.Buycks-Roberson9. On oraboutApril4,1992,PlaintiffSelmaBuycks-Robersonappliedforahomeloan of approximately$43,700fromcitibank.10. The purpose of the loanwastorefinanceanexistingmortgage of approximately$43,500 on Ms.Buycks-Roberson'shome,locatedat2057South25thAvenueinBroadview,Illinois.11. The propertythatMs.Buycks-Robersonattemptedtorefinanceislocatedinaneighborhoodinwhich the African-4because the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocatedwaspredominantlyAfrican-American.(c) The classissonumerousthatjoinder of allpersonsisimpracticable.Plaintiffsareinformed and believethatmanyhomeloanapplicationstoDefendantbyAfrican-Americanswereillegallyrejected. On information and belief,Defendantrejected the homeloanapplications of manydozens of African-Americanapplicantsbecause of theirraceorcolor, and/ orbecause of the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocated.(d)Plaintiffswillfairly and adequatelyprotect the interests of allclassmembers,astheyaremembers of the class and theirclaimsaretypical of the claims of allclassmembers.Plaintiffsareincensedby the treatmenttheyhavereceived and willaggressivelypursuetheiraswellas the class'sinterests.Plaintiffs'interestsinobtaininginjunctiverelief and monetarydamagesfor the violations of the above-mentionedfederalstatutesareconsistentwith and notantagonistictothose of anypersonwithin the class.(e) The commonquestions of law and factinclude:(i)whetherDefendanthadapolicy,practiceorproceduretorejecthomeloanapplications on the basis of the applicants'raceor on the basis of the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocated;(ii)whether the conductallegedhereinisinviolation of Title42U.S.C.§§1981 and 1982;42U.S.C.§3605 and 15U.S.C.343.Because of the Defendant'smaliciousrefusaltodealwithPlaintiffs and itspolicy of discriminationagainstPlaintiffsbecause of raceorcolor,Plaintiffsclaimpunitiveorexemplarydamages.WHEREFORE,PlaintiffsaskjUdgmentagainstDefendantfor:(a)Actualdamagesinanamounttobeprovedattrial;(b)Compensatorydamagesinanamounttobeprovedattrial;(c)Punitivedamages;(d)Appropriateinjunctiverelief;(e)Reasonableattorneys'fees and costs of suit; and (f)FurtherreliefasthisCourtdeemsjust and proper.SELMAS.BUYCKS-ROBERSON;. 33.Plaintiffspossessedadequateincome and assets and hadadequatecr~dithistorytoqualifyfor the loansrequested, the value and/ or the e~itytheyhadintheirpropertiesweresufficienttosupport the loans, and Defendantwasaware of thosefacts.34.Defendant'sdiscriminationagainstPlaintiffswasintentional and willful.WHEREFORE,eachPlaintiffasksjUdgmentagainstDefendantfor:(a)Actualdamagesinanamounttobeprovedattrial;(b)Compensatorydamagesinanamounttobeprovedattrial;(c)Punitivedamages,notexceeding the lesser of $500,000oronepercentum of the networth of the Defendant;(d)Appropriateinjunctiverelief;(e)Reasonableattorneys'fees and costs of suit; and (f)Furtherreliefasthiscourtdeemsjust and proper.COUNTIIFAIRHOUSINGACT35.Plaintiffsadopt and reallege~~1through28 of thisComplaint and incorporatethembyreferenceas~35 of CountII.36.Thisclaimisbroughtunder the FairHousingAct,42U.S.C.§§3601,et~section3613(a)(1)(A) of thisActallowsacivilactiontobebroughtbyanypersondamaged.under the Act.sections3605(a) and (b)(1)providesthatitshallbeunlawfulforanypersonorentitywhosebusinessincludesengaginginresidentialreal-estate-relatedtransactionsto8JURISDICTION AND VENUE2.Jurisdiction of thiscourtarisesunder28U.S.C.§1343(a)(4),42U.S.C.§3613(a)(1)(A) and 15U.S.C.§1691e(f).3.Venueisproperin the NorthernDistrict of Illinoissincesome of the acts and transactionscomplained of occurredinthisdistrict. THE PARTIES4.PlaintiffSelmaS.Buycks-RobersonisanAfrican-Americancitizen of the united States whoresidesinBroadview,Illinois.5.PlaintiffReneeBrooksisanAfrican-Americancitizen of the united States whoresidesinChicago,Illinois.6.PlaintiffCalvinR.RobersonisanAfrican-Americancitizen of the united States whoresidesinChicago,Illinois.7.Defendantcitibankisafederalsavingsbankthatoffersresidentialmortgageloans("homeloans").CLASSACTIONSALLEGATIONS8.(a)Plaintiffsarecitibankhomeloanapplicants;theybringthisaction on behalf of themselves and allotherAfrican-Americanhomeloanapplicantssimilarlysituated.ThisactionisbroughtasaclassactionpursuanttoRule23(b)(2) and Rule23(b)(3) of the FederalRules of CivilProcedure.(b) The classconsists of allAfrican-Americanswhofiledapplicationsforhomeloanstocitibank and wererejected on orafterJuly6,1992becausetheyareAfrican-American and/ or2§1691(a); and (iii)whetherPlaintiffsareentitledtoanaward of actual,compensatoryorpunitivedamages.(f) The wrongfulconductallegedhereinhasbeentakengenerallyagainstallmembers of the classinthatAfrican-Americanhomeloanapplicantshavehadtheirloanapplicationsrejected on the basis of theirraceorcolor,orbecause of the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocated,orboth,pursuantto the policies,practicesorprocedures of Defendant.(g) The commonquestions of fact and lawpredominateoverquestionsaffectingonlyindividualclassmembers.(h)Aclassactionissuperiortootheravailablemethodsfor the fair and efficientadjudication of the controversyinthat:(i)amUltiplicity of suitswithconsequentburden on the courts and Defendantshouldbeavoided; and (ii)itwouldbeundulyburdensomeforallclassmemberstointerveneasparties-plaintiffsinthisaction. THE FACTSMs.Buycks-Roberson9. On oraboutApril4,1992,PlaintiffSelmaBuycks-Robersonappliedforahomeloan of approximately$43,700fromcitibank.10. The purpose of the loanwastorefinanceanexistingmortgage of approximately$43,500 on Ms.Buycks-Roberson'shome,locatedat2057South25thAvenueinBroadview,Illinois.11. The propertythatMs.Buycks-Robersonattemptedtorefinanceislocatedinaneighborhoodinwhich the African-4because the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocatedwaspredominantlyAfrican-American.(c) The classissonumerousthatjoinder of allpersonsisimpracticable.Plaintiffsareinformed and believethatmanyhomeloanapplicationstoDefendantbyAfrican-Americanswereillegallyrejected. On information and belief,Defendantrejected the homeloanapplications of manydozens of African-Americanapplicantsbecause of theirraceorcolor, and/ orbecause of the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocated.(d)Plaintiffswillfairly and adequatelyprotect the interests of allclassmembers,astheyaremembers of the class and theirclaimsaretypical of the claims of allclassmembers.Plaintiffsareincensedby the treatmenttheyhavereceived and willaggressivelypursuetheiraswellas the class'sinterests.Plaintiffs'interestsinobtaininginjunctiverelief and monetarydamagesfor the violations of the above-mentionedfederalstatutesareconsistentwith and notantagonistictothose of anypersonwithin the class.(e) The commonquestions of law and factinclude:(i)whetherDefendanthadapolicy,practiceorproceduretorejecthomeloanapplications on the basis of the applicants'raceor on the basis of the racialcomposition of the neighborhoodsinwhichtheirpropertieswerelocated;(ii)whether the conductallegedhereinisinviolation of Title42U.S.C.§§1981 and 1982;42U.S.C.§3605 and 15U.S.C.343.Because of the Defendant'smaliciousrefusaltodealwithPlaintiffs and itspolicy of discriminationagainstPlaintiffsbecause of raceorcolor,Plaintiffsclaimpunitiveorexemplarydamages.WHEREFORE,PlaintiffsaskjUdgmentagainstDefendantfor:(a)Actualdamagesinanamounttobeprovedattrial;(b)Compensatorydamagesinanamounttobeprovedattrial;(c)Punitivedamages;(d)Appropriateinjunctiverelief;(e)Reasonableattorneys'fees and costs of suit; and (f)FurtherreliefasthisCourtdeemsjust and proper.SELMAS.BUYCKS-ROBERSON;...