... important role in the restructuring of weak banksand finance companies, including through the infusion of new capital.COST OF FINANCIAL SERVICES IN ASIA An analysis of the impact of internationalization ... barriers, the auctioning of licenses. In principle, more efficient instruments could also be used temporarily in the case of financialservices, with a view of eventually eliminating them.16 But ... reform in factaccelerated with the entry into the EU. Increased competition, lower margins and operating expenses, an increase in financial intermediation, and improved management within the banking...