... environment, to master the body and all things physical, and to live in a higher and more beautiful world. (pp. 30–31) And so let us, too, strive to become more like the Conifer youth, and in par-ticular, ... mostsignificant factors that contributes to self-esteem and self-confidence. WhenI reflect back on my own childhood, it is with great fondness that I remem-THE COMPLETEGUIDETO BUYING AND SELLING ... least amount of money possible. This is not to imply that I am cheap. As an investor, my goalwas to maximize the utility of each and every dollar spent on the project. Itook the time to get several...
... swimming pools and weight rooms to attract tenants. Disadvantages include a much higher per-unit cost to youTHE COMPLETEGUIDETO BUYING AND SELLING APARTMENT BUILDINGS74 as the investor and, usually, ... breed as investors move to shift these costs to tenants, especially in the face of ever-higher energy costs.THE COMPLETEGUIDETO BUYING AND SELLING APARTMENT BUILDINGS76 Six Ways to Locate PropertiesWhile ... complex in a solid Class B to B+ neighborhood that was for allpractical purposes abandoned. A group of investors came in and gutted theTHE COMPLETEGUIDETO BUYING AND SELLING APARTMENT BUILDINGS78...
... I’lljust put more money down to lower my monthly payments.” True, thiswould help to bring your DSCR into line, but guess what? By putting more money down, you are reducing the cash and total ROIs. ... ing to settle for $1.9 to $1.95 million. To my utter dismay, the broker I wasabout to engage to represent me suggested a value of only $1.8 million onthe high side and said I would be lucky to ... theTHE COMPLETEGUIDETO BUYING AND SELLING APARTMENT BUILDINGS122Table 7.5 Key RatiosCost and Financing AssumptionsLand 200,000Building 1,800,000Improvements 75,000Closing costs 25,000Total...
... Just as administrators use these scores to set mini-mum standards for matriculation into their schools, lenders use credit scores to set minimum standards for loaning moneyto prospective borrowers.Credit ... The scoring system uses factors such aspayment history, number of creditors, outstanding balances relative to creditlimits, length of credit history, types of credit, and reported income. Beforethe ... months to a year—the seller can go ahead and accept the lower price, lock in a gain of$450,000, and be ready to move on to the next deal. You may be inclined to think that $150,000 is a lot to leave...
... units.Intersecting this street was another street that ran perpendicular to the backof the apartments. The two streets together formed a T because the street that ran perpendicular stopped at the street that ... theproperty, and the timing of the close can potentially save you thousands ofdollars.THE COMPLETEGUIDETO BUYING AND SELLING APARTMENT BUILDINGS222 The fence that had caught the car was ruined and ... obligations the management firm has to you, the apartmentTHE COMPLETEGUIDETO BUYING AND SELLING APARTMENT BUILDINGS226 lender has agreed to loan you money. Repayment terms are specified,including...
... What we obtain too cheaply, we esteem toolightly.” How true this is.THE COMPLETEGUIDETO BUYING AND SELLING APARTMENT BUILDINGS264 Five Keys to Your SuccessI do not choose to be a common ... risk; to dream, to fail, andto succeed. Irefuse to barter incentive for a dole. I prefer the challenges of life to the guar-anteed existence; the thrill of fulfillment to the stale calm of utopia. ... business to loan money. You just need to give them agood reason to do so. You can do this by telling your story convincingly and thereby earning the lender’s trust and confidence in you as an investor.To...
... respect to design and style, capacity and utility inrelation to site, lack of modern facilities, and the like.General Warranty Deed A deed that conveys not only all the grantor’s interestsin and ... deed in which the grantor conveys title to the grantee and agrees to protect the grantee against title defects or claims asserted by thegrantor and those persons whose right to assert a claim against ... agreement, according to location or jurisdiction. A con-tract in which a seller agrees to sell and a buyer agrees to buy, under certain specificterms and conditions spelled out in writing and signed...
... al.Cam Todd and Canadian Classic ContractorsCatherine Wanek and Pete FustCari and RussCheryl, Beth and GraceChris and Judith PlantChris WalkerDale BrownsonDave McKey, Goldie and othersDavid ... Coppinger and The Last Straw Journal Kara & Tony WillanKaren, Joseph and Elizabeth SoltanKATO ConstructionKen, Kari, McKenzie and @#$#$Kim Thompson and her hugsKris DickLars Keller and Jo ... book. In this updated and expanded second edition, the authors provide the latest understandings and techniques to build smarter,better, and more simply.— Mark Piepkorn, co-editor of Green Building...
... constraint-based parser and a stochastic disambiguation model. We re-port on the results of applying this sys-tem to parsing the UPenn Wall Street Journal (WSJ) treebank. The model com-bines full and partial ... presented in thispaper is a first attempt to scale up stochastic parsingsystems based on linguistically fine-grained hand-coded grammars to the UPenn WallStreet Journal (henceforth WSJ) treebank (Marcus ... according to the annotationscheme used, and (iii) stochastic: the parse selectedby the stochastic disambiguator. The error reduc-tion row lists the reduction in error rate relative to the upper and...
... yesterday's, today's, and tomorrow's cancer and pain patients, whodeserve the best. Andto my mother and father, who always did their levelbest: her passing humbled me and ... define a tumor's stage and site: TO to T4 to rate thesize of a primary tumor, NO to N3 to distinguish whether nearby lymphnodes are affected, and MO to indicates an absence ... available and appropriate for their unique situation, and how to be anadvocate to work successfully to see that the pain is relieved. To ensureoptimal relief, consumers need to ...