... moment the Captain said nothing. Distantly, you could hear the hum of the subspace drive-unit and the faint whining of the stasis gener-ator. Then the Captain bolted out of bed after unstrapping ... the officers in the solar system.But they could find nothing. And do nothing.Within a day, their lives along with the lives of the enlisted menaboard the Glory of the Galaxy and the passengers ... importance?A place inthe sun, they call it."You're going to get a place inthe sun, all right," he mumbled aloud."Right smack inthe middle of thesun with everyone else...
... flows into balanced/mixed funds continued to increase inthe second quarter of 2011 to record inflows of €40 billion. Europe witnessed an increase in net inflows into balanced/mixed funds in the ... during the quarter to record inflows of €8 billion, compared to net sales of €5 billion inthe first quarter. Bond funds witnessed a steep increase in net inflows inthe second quarter recording ... MixedEFAMA International Statistical Release (2011: Q2) 4 Investment funds worldwide enjoyed increased net inflows inthe second quarter of 2011 amounting to €147 billion, compared to net inflows...
... make informed decisions about their personal nances. e “core competency” topics cover earning, spending, saving and investing, borrowing, and protecting against risk. FLEC also identied the ... determine the role of nancial education vis à vis other strategies for improving nancial decision-making. • Establish a clearinghouse either within or otherwise in connection with existing ... take the following steps: • ask each FLEC member to incorporate the mission, vision, and goals of the National Strategy 2011 into their respective programs and activities as appropriate. • incorporate...
... 88 basis points in 1990 to 62 basis points in 2011. 2 Expenses incurred by investors in money market funds dropped 61 percent, from 54 basis points in 1990 to 21 basis points in2011. 3, 4Equity ... increase in assets in2011 versus only a 1 percent increase in 2010, helping to explain why average expenses of all bond funds declined in2011 but held steady in 2010.Index FundsAnother factor ... returns to investors remained positive inthe current low interest rate environment. » In 2011, the average expense ratio paid by investors in funds of funds—mutual funds that invest in other mutual...
... outreach. The reports of the panels are published in a separatevolume titled The Sun to the Earth—and Beyond: Panel Reports (2003, in press). In addition to the input from the five study panels, the ... ionized gas known as the solar wind. The realm of the solar wind, which includes the entire solar system, is called the heliosphere. In the broadest sense, the heliosphere is a vast interconnected ... examined a variety ofissues related to both formal and informal education, including the incorpo-ration of solar and space physics content in science instruction at all levels, the training...
... challenges inthe sector are developing a common definition of the terms used inthe microfinance sector and involving all the actors inthe development of this sector in Europe. The financial ... as the JEREMIE and the JASMINE programmes. Savings banks have a particular role to play inthe development of microfinance, since they finance the local economy inthe communities where they ... The growing importance of microfinance in Europe over the past decade was highlighted as well as the growing interest of the European institutions in microfinance, which has become an integral...
... assets inthe non-UCITS market increased by 1.2 percent during the quarter to EUR 2,162 billion. There was a sharp reduction in net inflows into special funds reserved to institutional investors ... billion inthe fourth quarter of 2010. This evolution reflects a normal pattern at the beginning of a new year, and possible investor caution regarding future interest rate developments. The ... net inflows during the first quarter of the year amounting to EUR 30 billion, up from net inflows of EUR 26 billion inthe last quarter of 2010. Long-term UCITS recorded net sales totalling...
... net inflows of EUR 23 billion during the quarter. Overall, net inflows into UCITS amounted to EUR 48 billion during the first half of 2011, slightly behind the EUR 55 billion recorded inthe ... during the first half of the year, down from net inflows of EUR 142 billion for the same period in 2010. This reduction reflects the change in investor confidence from a high level at the beginning ... including funds of funds, except for France, Germany and Italy for which the funds of funds data areincluded inthe other fund categories; (3) net sales of non-UCITS are included in "other"...
... outlined principles for achieving a culture in which frontline personnel are comfortable disclosing errors—including their own—while maintaining professional accountability. The examples inthe ... others, and communities into the design and delivery of care. Master’s-prepared nurses use a variety of theories and frameworks, including nursing and ethical theories inthe analysis of clinical ... Institute of Medicine. (2008). Retooling for an aging America: Building the healthcare workforce. Washington, DC: National Academies Press. Institute of Medicine. (2009). Redesigning continuing...
... with their boat-hooks, the one attacking and the other defending himself with great dexterity. They scarcely perceived, in their excitement, that the current was dragging them slowly toward the ... seemed on the point of bursting with an excess of dignity. These were the chief incidents of the winter, though there were many others of less consequence that served to keep the boys in a delightful ... him! They could see the long broadside of windows inthe sheriff's mansion, ablaze with Christmas candles. They came nearer and nearer! The church-bells up on the bend were ringing in the...
... Kieran McQuinnAbstractThis paper examines the changing manner in which Irish financial institutions set their variableinterest rates over the period 2003 - 2011.In particular, the onset of the financial ... standards in the financial services industry that reflects the Basel II rules.7 The financial crisis and the pricing of interest rates inthe Irishmortgage market: 2003 -2011 Jean Goggin, Sarah ... two other potential drivers of variable rates: banks’interest margins and funding costs. The net interest margins for Irish institutions have declined for the last two decades, as shown in the...
... its interactions with Earth, other planets, and the ionized and neutralgases of the local interstellar medium. The beginnings of this understandingreach farther into the past, however, to the ... changes inthe inner solarsystem that could affect Earth’s space environment and climate.4 The wind that inflates the heliosphere, the solar wind, blows continu-ously. It originates inthe several-million-degree ... outreach. The reports of the panels are published in a separatevolume titled The Sun to the Earth—and Beyond: Panel Reports (2003, in press). In addition to the input from the five study panels, the...
... dominated fund investing following the passage of the Investment Company Act of 1940. But successive bear markets in stocks inthe 1970s along with rising interest rates drew investors into ... dominating the market. For example, of the largest 25 fund complexes in 1985, 13 remained in this top group in 2010. Another measure of market concentration is the Herfindahl-Hirschman Index, ... recording in a single volume some of the insights from these meetings and from our own research. Sometimes the developments are slow, and the picture barely changes from one year to the next. In...