... observations ofthe same year, with the same investment objective, and with similar fund size, age, and size ofthe fund’s management company (all in logs) We use these variables because of their potential ... Section describes the matching estimator methodology and our estimates ofthe differences in performance and fees between SRI and conventional funds Section analyzes theroleofmanagement companies ... approach andthe results of our paper are closer to those of Statman (2000) and Bauer et al (2005) Statman (2000) compares the performance of a sample of SRI funds with that of a control group of conventional...
... They induce the permeabilization ofthe mitochondrial membrane with the release of cytochrome c andthe formation ofthe apoptosome [38] The major pro-apoptotic protein Bax exists mainly in the ... signal on and off Caspase activation is under the direct control of kinases and phosphatases, andthe indirect control of phosphorylation through the regulation of other apoptotic proteins Furthermore, ... Inhibition of PP1 by OA enhances the phosphorylation of p53 at Ser15 and Ser37, decreases the expression of bcl-2 and increases the expression of bax in human laryngeal epithelial cells and human...
... to the borrower, the purpose and use ofthe loans, their sectoral composition and concentration, the currency denomination, andthe maturity and other conditions ofthe loans In terms ofthe ... affected by a number of factors, including the openness ofthe capital account, the degree of euroization ofthe economies, the adequacy of monetary instruments andthe effectiveness of monetary policy ... important to monitor and analyze a breakdown of aggregate credit data in terms ofthe borrower, the purpose ofthe loan, the currency denomination, and other relevant conditions ofthe loans Such a...
... terms of gross new jobs at the new firm The dollars of incentives are divided by the number of jobs During the recruitment stage, these costs are often substantially underestimated For example, the ... least the part of it that is not explained by observable indicators of labor quality.” Other theories to explain the size-wage effect have surfaced since the Brown and Medoff study, some of which ... entrepreneurs and small businesses Nevertheless, the innovations were made possible by years of R&D by large firms like AT&T and IBM and their precursory innovations (like the transistor) Many ofthe enhancements...
... give the reader a better idea ofthe types of gestures the participants saw in the lecture, discussion ofthe results begins with a description of these gestures, their relative frequency, and ... of LORs per group is given in Table Following the tabulation of data, the results were offered to the participants upon request using the reference numbers they were assigned at the time ofthe ... communication and their choice of activities for Sueyoshi and Hardison the development vocabulary? of listening and speaking 669 skills and Does proficiency level affect the perception of gestures...
... decided on the basis ofthe borrower’s investment need and their ability to repay The amount ofthe first loan does not exceed US$ 750 andthe borrowers can apply for a second loan of up to US$ ... the repayment capacity of their clients, a domain where they have a high level of expertise, while savings banks could make use of their front and back of ce systems for disbursing of loans and ... capturing and channelling more ofthe remittances into the financial system and intermediating the flow ofthe resources, savings banks contribute to leveraging the positive impact of these transfers...
... worth replaces the log of net worth Hypotheses Theory and research on the relationship between wealth and youth college attendance lead to two hypotheses First, we hypothesize that log of net worth, ... for them and youth with accounts and with school savings of their own are also more likely than others to be certain Percentage Experiencing Wilt The second and third columns of Table show the ... Americans, and people of other races and ethnicities in the sample, but the frequencies are much smaller Because the PSID initially over-sampled low-income families, there is a greater percentage of...
... the sharing of ideas, the definition of purpose, the identification of obstacles andthe ways and means of overcoming them andof meeting objectives It is necessary, of course, to get the right balance ... delegator? There are five main tips: Choose the right staff Train them Take care in briefing them, and ensuring their understanding ofthe why and ‘how to’ of tasks delegated to them (and in imparting ... between your business and your private commitments (and can identify the time demands on both) The John Adair Handbook ofManagementand Leadership The Adair ten principles of time management Develop...
... Figs and 20 It is clear that the width ofthe necks determines the height ofthe potential barrier for current carriers, while the length ofthe necks determines the depletion-layer width ofthe ... However, the process of cracking is hard to control, because the magnitude ofthe sensor parameters change is dependent on the depth and length ofthe cracks Probably therefore the authors of [113], ... become noticeable The width of spillover zone depends on the material andthe nature ofthe detected gas The influence ofthe contacts on sensor response with decreased length ofthe sensitive layer...
... and (4)), since households will only deviate from the λM V P if the differentials move The direction ofthe movements of loan and deposit dollarization andof interest rate differentials as φ and ... parameterizations ofthe model Movements in margins, however, depend on the parametrization ofthe model More precisely, they depend on the amount of funds compared to deposits17 , and on the degree of monopoly ... have hitherto been the main constraints to improving our understanding of financial dollarization In this paper we contribute to the literature both theoretically and empirically On the theory of...
... suggested by the lack of coincidence ofthe changes in relative uorescence intensity and in k and by the hysteresis ofthe reversibility process (Fig 4) At the end ofthe transition, the intrinsic ... contain the basis spectra andthe columns ofthe V matrix contain the denaturant or the Ca2+ dependence of each basis spectrum Both U and V columns are arranged in terms of their decreasing order of ... protein and suggest that, in the native state, the effect ofthe mutations are directed and localized to the mutated residue In the presence of 7.9 m GdmCl, and analogous to that observed with the...
... affected the level ofthe mRNA for the other ADAM, confirming the specificity of these ASOs [19] The ASOs reduced the level of their respective proteins in cell lysates but had little effect on the other ... in the presence or absence of APMA In the majority of cases there was little difference between the effect of inhibitors on the constitutive shedding of ACE andthe APMA-induced shedding of ACE ... indicating that the effect of APMA on ACE shedding was not as a result of over-expression ofthe protein Together these data confirm that APMA induces the shedding of ACE but not the shedding of APP from...
... 150 and 185 μm) and three root radii of 5, 25 and 50 μm The defect open angle was kept constant ( =60°) for all the specimens (see Table 2) Notches were introduced along the entire width ofthe ... of samples of mm 2024 T351 aluminium sheet scribed with notches between 25 and 185 μm deep show reductions in life of up to 95%, the extent of reduction depending on the scribe depth and on the ... initiation of fatigue cracks at notches Values of q vary between zero and unity; values of zero corresponding to complete notch insensitivity, and a value of meaning that K f = K t , andthe elastic...
... Nurses and midwives are the key health care providers and constitute the largest proportion ofthe health workforce globally In most countries, they are the first, and often the only, point of contact ... midwives in the expanded programme on immunization Study objectives The objectives of this study were to document the roles, functions and contribution of nurses and midwives in the delivery of routine ... and wrote the study proposal, designed the questionnaires and initiated and participated in discussions, data analysis and writing ofthe article LB participated in the conceptualization of the...
... 49 men and 374 women) After excluding the male respondents, 374 women comprised the final sample and were included in the analyses The Committee for Medical Research Ethics of Norway andthe Norwegian ... environment reflected the quality ofthe relationship between the employee and her manager and colleagues The factor analysis revealed four meaningful psychosocial work dimensions, and these included ... between home and work explain the effect of multiple roles on mental health? A comparative study of Finland, Japan, andthe UK Int J Epidemiol 2004, 33:884-893 Weinberg A, Creed F: Stress and psychiatric...
... copies to the Fiscal Assistant Secretary ofthe Treasury, the Director of OMB, the Deputy Director for Managementof OMB, andthe Acting Controller of OMB’s Office of Federal Financial Management ... appendix This appendix includes the status ofthe 56 remaining open recommendations, according to the Department ofthe Treasury (Treasury) andthe Office ofManagementand Budget (OMB), as well as ... to begin with the fiscal year 2004 CFS, the Secretary ofthe Treasury should direct the Fiscal Assistant Secretary, in coordination with the Controller ofthe Office ofManagementand Budget (OMB),...
... 02-20 The Secretary ofthe Treasury should direct the Fiscal Assistant Secretary, in coordination with the Controller of OMB, to develop and implement a process to ensure that the Statement of Changes ... misstatements to determine the completeness ofthe summaries and to ascertain the materiality, both individually and in the aggregate, of such unadjusted misstatements to the CFS taken as a whole ... treaties and other international agreements in the CFS notes with the acknowledgment that the U.S government is a party to them and may have certain responsibilities under them; also, the Note...
... contributions JMV, LR, and JA participated in the conception and design ofthe study EVO, SRF, GV and JAPV analyzed the data EVO, JMV, MH, MF, LR and JA participated in the drafting ofthe article All ... transformed into T-values with a mean of 50 and standard deviation (SD) of 10 The T scores refer to the mean values and SD from a representative sample ofthe European general population so that ... confirm the importance of undesirable LEs in HRQoL and suggest that it is not differential by gender, which put forward the importance of a longitudinal design ofthe study and changes in the traditional...
... considering only thermal population effects in the range of 15–60 K, we have imposed and solved a set of rate equations The solutions gave us the expressions for the intensities I1, I2 and I3: I1 ðTÞ ... demonstrated that the PL of CdSe core and CdSe/ZnS core/shell QDs in the first ns arises from the intrinsic bright ± 1U and ± 1L states with lifetime of about 60 ps and 450 ps, respectively, and from surface ... relative weights of each process, the longest component being more and more important by detecting wavelengths from the blue to the red side ofthe whole emission spectrum Moreover, the nonexponential...
... contribution of these materials and related processes amounts to about 5% ofthe U.S GDP and about 30% ofthe manufacturing output ofthe U.S alone Image Cred it: NASA ed ce, at ss he als on of & the ... scientific and engineering research, dedicated to the furtherance of science and technology and to their use for the general welfare Upon the authority ofthe charter granted to it by the Congress ... 1970 by the National Academy of Sciences to secure the services of eminent members of appropriate professions in the examination of policy matters pertaining to the health ofthe public The Institute...