... most of them and access-to-input for the worst in this sub-pool. Conversely, the overbearing influence ofthefinancial constraints in the lower half is statistically associated with a rather ... expected-debt. The probability of increasingdebt raises with the fact that the enterprise was indebted inthe past (in all the groups).Nodebt thus appears as a strong inertial component inthe credit-demand ... its increase, inthe best cases), the higher the probability of declaring positive profit. The same is true with smaller occurrences offinancial limits toproduction. Another remarkable point...
... source of financing for enterprises, if their own capital is excluded. In summary, the deepening process ofthefinancial markets has rendered the dominance ofthe banking sector inthefinancial ... under the framework offinancial globalization.II. Review of Institution Building intheFinancial SectorA. Main driving forces of institution buildingA review ofthe developments of China’s financial ... in exploring on-line banking business as well as in promotingnon -bank financial institutions. Efforts should be made in upgrading financial operations and financial services, and in conducting...
... offices, attracting the interest of small entrepreneurs and providing limited financial services. PakPost is the agent ofthe Ministry of Finance for a range offinancial services including ... an institutional point of view, there appear two main directions in development. One is the continuation ofthe postal office savings bank operating under the agency agreement of a ministry of ... legislation. Inthe British model, the Ministry of Finance is presumed to have an active role as owner ofthe post office savings bank. The ministry is supposed to appoint the director of POSB,...
... (39 ). The renewed interest in examining the indications for BCG vaccination in the United States included consideration ofthe wide range of vaccine efficacies deter-mined by clinical trials ... toexplore the sources ofthe heterogeneity inthe efficacy ofthe BCG vaccine reported in the individual studies. Using a model that included the geographic latitude of the study site and the data ... <5 mm indurationafter skin testing with 5 TU of PPD tuberculin. The Tice strain of BCG is administeredpercutaneously; 0.3 mL ofthe reconstituted vaccine is usually placed on the skin in the lower...
... an important roleinthefinancial system of the U.S. economy. They complement theroleof large banks by special-izing in relationship banking and providing credit to smallbusinesses—a sector ... “Small Business Lending and the Changing Structure ofthe Banking Industry,” Journal of Banking andFinance, August.Sullivan, Richard J. 2000. “How Has the Adoption of Internet Banking AffectedPerformance ... community banks still comprise the vast majority of banks, the question arises whether their rolein the banking system has declined to the point of insignificance. This sectionshows that community banks...
... detected at the dimerinterface ofthe models or inthe surroundings of the mutated residues. The models of RNase A covalent dimers in the exchanging conformation were prepared using the 7RSA structure ... at the dimer interface ofthe models or inthe surroundings of the hinge loop residues. Likewise, the models of nonex-changing and exchanging HHP-RNase were prepared start-ing from 1Z7X. The ... through the exchange between subunits of either their N-ter-minal, or their C-terminal ends [33–35]. We foundthat the behavior with the model membrane of the dimer in which the C-terminal ends...
... N-linked oligosaccharide side-chainsare important for the GABA transport activity.1-Deoxymannojirimycin inhibits the GABA-uptake of GAT1 In order to gain further insight into theroleof the terminal ... results in reduction of the stability of GAT1 In order to study thein uence ofthe N-glycosylationand N-linked oligosaccharides on protein stability, the intracellular decay time ofthe GAT1, ... for the stability of this protein,but the terminal structure ofthe N-glycans is not.Defective N-glycosylation reduces the trafficking of GAT1 to the plasma membrane In order to study thein uence...
... disambiguated word meaning. It is thein interaction ofthe results of these asynchronous processes that the process of comprehension is defined. The processes are independent ofthe know- ledge ... affected. The study includes off-line picture naming which forces use of articles in all ofthe above contexts, as well as on-line production of these morphemes in an attempt to determine in which ... HOPE, the determination ofthe phonetic representation of a recognized word determines the breadth of active competition amon 9 meanings for subsequent time intervals ofthe process. Depending...
... institutions. In additionto the distribution of part of their profits for increasing social and financial inclusion, WSBI member banks generally go further than other financial institutionsin their ... microfinance stands unrivalled in scale, andoutreach continues to grow in terms ofthe number of microborrowers. Institutions providing microfinance in Asia play a critical rolein increasing the ... beenpioneers inthe Latin American microfinance industry. As of today, 7 out of 15 Latin American members are active in microfinance. These membersare involved in different ways inthe microfinance...
... the meaning ofthe image or the image projects the meaning ofthe music), then the multimedia example has passed the similarity test and the relationship exhibited is one of conformance. In ... music), taking into account the director’s – and, therefore, the composer’s – intentions, the narrative content ofthe film, and the overall strategy ofthe director in constructing the multifaceted ... other-worldly. In this capacity, the role of music is significantly enhanced by the level of ambiguity inherent inthe visual scene. Specifically, the more ambiguous the meaning ofthe visual image, the...
... However, the mechanistic roles of several of these residues are not described well and there is no example of mutational analysis of all of these residues inthe sameenzyme.To obtain an insight into ... by the surrounding residues. The results so far indicate thatlarger parts ofthe polar core ofthe catalytic TIM barrel of family 18 chitinases play a role during catalysis. It will thusbe interesting ... conformations. The Asp142 equiv-alent inthe family 18 chitinase from Coccidioides immitiswas found to be inthe ÔdownÕ position inthe apoenzymeand inthe ÔupÕ position inthe complex with allosamidin...
... properties of the document containing the sentence and properties of the sentence itself. Regarding the former type,two features come into play: the relevance score of the document (from the IR engine) ... Surprisingly, adding1Since the count variant of POURPRE achieved the highestcorrelation with of cial rankings, the nugget score is simply the highest fraction in terms of word overlap between the ... acquiring nuclear weapons?”, which are the focus ofthe AQUAINT program inthe U.S., andopinion questions such as “How does the Chileangovernment view attempts at having Pinochet tried in Spanish...
... progress, rather than shifting the level of the production function or increasing the impact of an additional year of schooling. In sum, the existing evidence suggests that the quality of education, ... influence. Ignoring these nonschool factors introduces another element of measurement error into the growth analyses inthe same way as it did inthe analysis of individual earnings. From the mid-1960s ... regardless ofthe quality ofthe education system in which it takes place, but delivers different increases in skills depending on the efficiency ofthe education system, the quality of teaching, the...
... trees. The largest plant height was obtained using linings of stone and marble. During the first year ofthe study, when the lining served only as mulch due to lack of rainfall, an increase of ... to improve the HI of wheat, 9 The harvest index is defined as the ratio of grain to total crop biomass” (Cassman 1999). The Roleof Rainfed Agriculture inthe Future of Global Food Production ... Considerations of risk may be very important inthe initial decision of whether to adopt rainwater harvesting at an individual farm level. Especially due to the low economic status of many ofthe farmers...
... differences incapital structure of banks back to differences inthe quality of corporate governance inthe banks. Frank and 29 There are other interesting differences inthe governance of banks ... on banks’ capital structures, including theroleof deposit insurance coverage in defining banks’ leverage targets. The section also considers Tier 1 capital and banks that are close to the ... not find a significant effect of deposit insurance on thecapital structure of banks. This is in contrast to the view that banks increase their leverage in order to maximise the subsidy arising...