... earnings as measured by ROA, and worse liquidity as measured by Cash & Due to assets, Investment Securities to assets, and Brokered Deposits to assets These results closely follow the univariate results ... modest Logit Regression Results In Table are the results of a set of logistic regression models that provide the main results of our study In these models, the dependent variable is equal to one if ... components and likely seriously misclassifies “problem banks.” For all of these reasons, we not consider Torna s study to be a close substitute for ours The second point that we wish to make in this section...
... consequences that affect other users ofthe transportation system, communities through which the infrastructure passes, and the environment, because different modes of freight differ in their safety ... over highway congestion, rail freight is seen as part ofthe solution to increased logistics costs Many ofthe largest shippers optimize their logistics systems by shipping some of their inventory ... both the magnitude ofthe external costs of trucks and trains and the difference in their costs An examination of these costs individually shows that the magnitude ofthe accident-cost figure for...
... the end ofthe 179 0s, the notes and deposits of chartered banks constituted the bulk ofthe U. S money supply, though specie and chits or shinplasters (the bearer liabilities of non-banks) also ... depositors, in other words, did not have to trade assets as frequently as a thousand individual investors would have to have done Mutual savings banks passed most of those savings on to depositors, thereby ... transaction of business and supplies to the enterprising, whose credit is good, the deficiency of capital, which is necessary for the successful prosecution of their plans.”79 Contemporaries also often...
... error—Since the NSFG is a cross-sectional survey, some questions rely on respondents’ ability to recall events that occurred in the past, such as dates of first sexual intercourse and marriage For some ... all survey data, these data are subject to sources of nonsampling error These could include misunderstanding of questions on the part ofthe interviewer or respondent, nonuniformity in asking the ... Bureau ofthe ACF + The Office ofthe Assistant Secretary for Planning and Evaluation (OASPE) NCHS gratefully acknowledges the contributions of these programs and agencies, and all others who assisted...
... exists Nevertheless, given that the pressures on shipbuilding funds will continue in the foreseeable future, the Navy may need to continue seeking ways to reduce the costs of its ships—and this ... two broad classes: economy-driven and customer-driven Chapter Four discusses the issue of cost escalation from the perspective of shipbuilders Following this analysis, we discuss, in Chapter ... due to a systemic issue such as the increase of shipbuilding input cost (e.g., greater costs for labor or materials) A sustained increase might also be due to increased costs for a continuously...
... radar) Equipment comprises all systems such as avionics (electronics to control the aircraft), sensors (such as radar), other mission systems (such as electronic countermeasures, communications, targeting ... data sources, including their limitations Second, we discuss how to measure cost escalation Third, we assess how cost escalation for aircraft compares with other measures of cost inflation such as ... results of physical validation or testing Fourth, procurement quantities include only those purchased by USN and USAF Large foreign procurement of similar variants of some aircraft systems could...
... Chinese products and lower U. S interest rates That subsidy helps to boost U. S consumption of Chinese products, which supports China s export industries However, the subsidy is at the expense of ... flows to the United States Thus, Chinese purchases of all types of U. S securities (not just Treasury securities) should be considered when attempting to understand the impact China s investment ... forces Chinese workers to save a significant part of their income That savings is used to finance the Chinese government s purchases of U. S securities Chinese purchases and holdings of U. S securities...
... consolidation ofthe U. S banking industry and the advent of banks with interstate branches The largest U. S banks operate thousands of branch offices across several states For example, as of June ... Statistics Bureau of Economic Analysis Bureau of Economic Analysis Administrative Office ofthe United States Courts; Bureau of Labor Statistics Quarterly Census of Employment and Wages Rice and Strahan ... four southeastern states (Kentucky, Mississippi, South Carolina, and Tennessee), and two Great Plains states (Montana and North Dakota) Figure shows the distribution ofthe depositsbased failure...
... on U. S Bureau ofthe Census, 1900–1992 Censuses of Agriculture; U. S Department of Agriculture, National Agricultural Statistics Service, 1997 Census of Agriculture FIGURE 1-1 Number of farms and ... Process, 67 Summary, 68 STRUCTURAL IMPACTS OF PUBLIC INVESTMENT IN AGRICULTURAL RESEARCH Public-Sector Responses to Structural Issues, 69 Agricultural Research Investments, 72 Current Research ... the Structure of U. S Agriculture was asked to assess the role of public-sector agricultural research on changes in the size and numbers of farms, with particular emphasis on the evolution of very-large-scale...
... lies on the master 's desk And now school is begun What a murmur of multitudinous tongues, like the whispering leaves of a wind-stirred oak, as the scholars over their various tasks! Buzz! buzz! ... hill, on the outskirts of Salem; so that many ofthe sufferers, as they stood beneath the gallows, could discern their own habitations in the town The martyrdom of these guiltless persons seemed ... Plymouth They were sometimes called Separatists because they separated themselves from the church of England, sometimes Brownists after the name of one of their eminent ministers The Puritans formed...
... risks The results of this study provide the first formal estimates ofthe joint effect of derivative exposures on the systematic interest rate and exchange rate risks ofUS banks The rest ofthe ... subsequent discussion addresses the sources of these exposures Moreover, they also reveal that the interest rate and exchange rate betas are interdependent, which suggests that some sort of simultaneous ... adjust for possible bias due to crossequation dependencies, the return equations in each group are estimated as a simultaneous equation system, using a modified Seemingly Unrelated Technique (SUR)...
... present the results for the monthly and daily estimates for the U. S bank holding companies, and the last two columns present the results for the Japanese firms For the U. S firms, the exposure measures ... exchange contracts lowers the exchange rate exposure ofthe banks in our sample suggests that the banks manage some of their exposure through the use of such contracts This finding affirms the recent ... studies of other types of firms Measures ofthe Determinants of Foreign Exchange Exposure There are many potential sources of foreign exchange exposure The most obvious source of currency risk comes...
... agriculture, coal mines, landfills, and oil and gas systems.2 USG funding supports activities across these four sectors, including feasibility studies, training workshops, demonstration projects, ... indicators, as outlined in the evaluation solicitation: • amount of GHG emissions, measured in metric tons of CO2 equivalent (MTCO2e), reduced or sequestered as a result of USG assistance • number of ... relevant to the success of GMI—outcomes that DoS and EPA staff emphasized as important features of GMI in our discussions—that we could not measure using existing quantitative data These included capacity-building,...
... branches However, total biomass of sylleptic branches was about the same as that of proleptic branches for the R trichocarpa and hybrid clones in the middle ofthe season, but was only 1/5 the biomass ... species at and end ofthe growing season, but exceeded them throughout July and August (Fig 1) In the middle ofthe growing season, 35-40% ofthe total LA were carried on sylleptic branches in ... hybrid clones 44-136 and 11-11, respectively The LA on the current terminal of each ofthe clones remains a minor part ofthe total LA ofthe tree, until the end ofthe growing season These clonal...
... intermediaries While the act of cross-listing in a U. S stock exchange automatically subjects the firm to a number of institutional requirements, such as the mandatory disclosure requirements ofthe SEC, the ... cross-listings supports the segmentation hypothesis This hypothesis suggests that the main advantage of cross-listing is that it breaks down investment barriers that would otherwise exist due to segmentation ... IPOs and Foreign SEOs, I test the main hypotheses of this paper on a joint sample of these two types of issuers Throughout the paper, unless otherwise specified, I refer to this joint subsample...
... when the SEe proposed and subsequently statements eliminated the reconciliation requirement for the foreign registrants that issue financial using IFRSas issued by the IASB The SEe also sought public ... improvement standards The US also has a strong enforcement compromised upon the quality ofthe current system (the SEC)for the US GAAP that may be with the adoption of IFRS.Thus, untillFRS is consistently ... based on different process" such a new system of accounting rules and standards One ofthe main reasons for the delay is the "unwillingness different to all ofthe cultures, ethics, standards,...
... entrepreneurs does not destroy what the visitors are coming to see But whatever one s qualms are about certain kinds of ecotourism—such as the occasional practice of rich tourists shooting elderly ... increases, the cheap and easy ways of reducing pollution begin to decrease, and more costly methods must be used The marginal cost curve rises Also, as environmental protection increases, the largest ... forty-eight” states Government regulators use estimates such as these when deciding what proposed regulations are “reasonable,” which means deciding which proposals have high enough benefits to justify their...
... Methods of measuring and evaluating risks of supply chain in the future of textile industry Methods of controlling and limiting risks in long term Further research proposals ...