the effects of electronic communication and interaction

WORKING PAPER SERIES NO 1376 / SEPTEMBER 2011: THE PRICE OF LIQUIDITY THE EFFECTS OF MARKET CONDITIONS AND BANK CHARACTERISTICS pptx

WORKING PAPER SERIES NO 1376 / SEPTEMBER 2011: THE PRICE OF LIQUIDITY THE EFFECTS OF MARKET CONDITIONS AND BANK CHARACTERISTICS pptx

Ngày tải lên : 15/03/2014, 10:20
... at the end of the month prior to the start of the maintenance period that the operation falls under. Write-offs and provisions and return on assets are measured at the end of the year before the ... studies the data cross-sectionally. Section 5 presents the panel analysis and provides the main results of the paper. Section 6 concludes. The Appendix contains an overview of the structure of the ... cooperatives, they are 3.47 bps and −0.18 bps; for foreign banks, they are 2.84 bps and −0.15 bps; for Landesbanks, they are 2.83 bps and 0.50 bps; and for cooperative central banks, they are 4.27 bps and...
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The Effects of Funding Costs and Risk on Banks’ Lending Rates pot

The Effects of Funding Costs and Risk on Banks’ Lending Rates pot

Ngày tải lên : 29/03/2014, 01:20
... 2011 The Effects of Funding Costs and Risk on Banks’ Lending Rates Introduction There are a number of factors that influence the way banks set lending rates. Among these, the costs of debt and ... middle of the range, as a result of some repricing of lending rates relative to these costs. In addition to the increase in the cost of debt funding, there have been other drivers of the rise ... wholesale debt (domestic and foreign). The share of securitisation has also fallen since the onset of the financial crisis, as the amortisation of the outstanding stock of residential mortgage-backed...
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cross-country analysis of the effects of e-banking and financial infrastructure on financial sector competition a schumpeterian shift

cross-country analysis of the effects of e-banking and financial infrastructure on financial sector competition a schumpeterian shift

Ngày tải lên : 03/06/2014, 00:59
... of competition indicators 96 Results of hypothesis testing 99 Hypothesis 1 100 Hypothesis 2 101 Hypothesis 3 102 Hypothesis 4 103 Hypothesis 5 103 Hypothesis 6 104 Summary of hypothesis ... analyzed the strengths and weaknesses of bank-based and market-based financial systems. When the bank-based countries of Japan and Germany achieved higher growth rates than the United States and the ... acceptable standards, and as such is fully adequate in scope and quality. It is therefore approved as the fulfillment of the Dissertation requirements for the Degree of Doctor of Business Administration....
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Báo cáo lâm nghiệp: "The effects of stock type and radicle pruning on blue oak morphology and field performance" docx

Báo cáo lâm nghiệp: "The effects of stock type and radicle pruning on blue oak morphology and field performance" docx

Ngày tải lên : 08/08/2014, 18:21
... ceased, the year-end height and basal diameter of each seedling planted in the field was recorded. The height was the distance from the ground to the tip of the longest ... when they were brought to the research center and planted. The plot was kept moderately weed-free dur- ing the course of the study using a combination of herbicides and ... the radicle trim point) were measured and recorded. Seedlings were then cut at the cotyledon scars, and the shoots and roots dried at 70 °C for 2 days. These were then...
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Music cover, the effects of it and The attitudes of NEU’s students to Music cover in Vietnam

Music cover, the effects of it and The attitudes of NEU’s students to Music cover in Vietnam

Ngày tải lên : 21/04/2013, 20:53
... types of students in other university, NEU students are the perfect entity to take the research. The study illustrates the effects of music cover and NEU students’ behaviors towards the spread of ... understand the lyrics of the original song and they make comparison, they mainly recognize that major of covered songs are not as good as the original ones. Hence, they may look down on the musicians, ... a lot of singers “borrow” foreign songs without “permission” of authors and then they said those are their songs. Furthermore a lot of people don’t really understand about Music cover, they just...
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Tài liệu The Effects of Education and Health on Wages and Productivity ppt

Tài liệu The Effects of Education and Health on Wages and Productivity ppt

Ngày tải lên : 14/02/2014, 09:20
... opportunities they have to apply and be rewarded for applying their skills. The link between productivity and wages in theory The question of interest is the effects of education and health status ... Estimate the effects of each of the target conditions on general health. 3. Combine the estimates from steps one and two to estimate the effect of each of the target conditions on wages. There ... estimating the effect of the target conditions on general physical and mental health (of which there are reliable measures in HILDA) and using that information to estimate the effects of the target...
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Tài liệu Báo cáo khoa học: Structural effects of a dimer interface mutation on catalytic activity of triosephosphate isomerase The role of conserved residues and complementary mutations pptx

Tài liệu Báo cáo khoa học: Structural effects of a dimer interface mutation on catalytic activity of triosephosphate isomerase The role of conserved residues and complementary mutations pptx

Ngày tải lên : 18/02/2014, 11:20
... N10 and E97 of the second subunit. The backbone NH group of R98 forms a hydrogen bond with the backbone CO of F102. Fur- thermore, the orientation of the side chain of the two residues brings the ... (Fig. 9B) [49]. The above discussion rationalizes the observed effects of the Y74W mutation in PfTIM on the stability of the dimeric structure and catalytic activity. Examination of the available ... features of the Y74W* mutant of PfTIM need to be rationalized: (a) the reduced stability of the dimeric structure, and (b) the significantly lower value of k cat , suggesting an impairment of the catalytic efficiency...
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Tài liệu Báo cáo Y học: The effects of ring-size analogs of the antimicrobial peptide gramicidin S on phospholipid bilayer model membranes and on the growth of Acholeplasma laidlawii B ppt

Tài liệu Báo cáo Y học: The effects of ring-size analogs of the antimicrobial peptide gramicidin S on phospholipid bilayer model membranes and on the growth of Acholeplasma laidlawii B ppt

Ngày tải lên : 21/02/2014, 01:21
... coefficient, the localization and orientation in the phospholipid bilayer, and the effects of the presence of these peptides on phospholipid organization and pack- ing. The results of these experiments ... conformation. There is good evidence from studies of the interaction of GS and its analogs with bacterial cells that the destruction of the integrity of the lipid bilayer of the inner membrane is the primary ... in the order GS14 > GS10 > GS12, as does the temperature and the relative magnitude of the new endotherm or endotherms induced by the addition of the peptide. However, the magnitude of the...
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Tài liệu Báo cáo Y học: The effects of low pH on the properties of protochlorophyllide oxidoreductase and the organization of prolamellar bodies of maize (Zea mays) pot

Tài liệu Báo cáo Y học: The effects of low pH on the properties of protochlorophyllide oxidoreductase and the organization of prolamellar bodies of maize (Zea mays) pot

Ngày tải lên : 22/02/2014, 04:20
... related and strongly point to the importance of changes in the surface properties of the PLB membrane. The obvious candidates for the driving forces in the case of the pH-dependent changes are either ... is summarizedinFig.14. The relationship between spectral changes in POR and structural changes in PLB The existence of a correlation between the presence of the cubic membrane structure of the PLB and the presence ... POR kinase therefore still remains unclear. The main line of evidence for the existence of a POR- phosphatase is the observation by Wiktorsson et al. [9] of an inhibition, by NaF and ATP, of the loss of...
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THE EFFECTS OF MEGAMERGERS ON EFFICIENCY AND PRICES: EVIDENCE FROM A BANK PROFIT FUNCTION docx

THE EFFECTS OF MEGAMERGERS ON EFFICIENCY AND PRICES: EVIDENCE FROM A BANK PROFIT FUNCTION docx

Ngày tải lên : 06/03/2014, 08:21
... set. IV. The Profit Efficiency Effects of Megamer~ers The Level of Profit Efficiency. We begin discussing the results with some information on the levels of profit efficiency of merging and nonmerging ... “ ‘ standard profit efficiency model in equations (1) and parameters of the model. The level of profit efficiency the ratio of predicted profits to maximum or optimal profits on the frontier ... explanation of the increase in measured profit efficiency from megamergers may be the specification of the profit finction. The standard profit function takes prices and fixed netputs as given and...
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