... at the end ofthe month prior to the start ofthe maintenance period that the
operation falls under. Write-offs and provisions and return on assets are measured at the
end ofthe year before the ... studies the data cross-sectionally. Section 5 presents
the panel analysis and provides the main results ofthe paper. Section 6 concludes. The
Appendix contains an overview ofthe structure ofthe ... cooperatives,
they are 3.47 bps and −0.18 bps; for foreign banks, they are 2.84 bps and −0.15 bps; for
Landesbanks, they are 2.83 bps and 0.50 bps; and for cooperative central banks, they are
4.27 bps and...
... 2011
The Effectsof Funding Costs and Risk on
Banks’ Lending Rates
Introduction
There are a number of factors that influence the
way banks set lending rates. Among these, the
costs of debt and ... middle ofthe range, as a result of some repricing of lending rates
relative to these costs. In addition to the increase in the cost of debt funding, there have been
other drivers ofthe rise ... wholesale debt (domestic
and foreign). The share of securitisation has also
fallen since the onset ofthe financial crisis, as the
amortisation ofthe outstanding stock of residential
mortgage-backed...
... of competition indicators 96
Results of hypothesis testing 99
Hypothesis 1 100
Hypothesis 2 101
Hypothesis 3 102
Hypothesis 4 103
Hypothesis 5 103
Hypothesis 6 104
Summary of hypothesis ... analyzed the strengths and weaknesses of bank-based and
market-based financial systems. When the bank-based countries of Japan and Germany
achieved higher growth rates than the United States andthe ...
acceptable standards, and as such is fully adequate in scope and quality. It is therefore
approved as the fulfillment ofthe Dissertation requirements for the Degree of Doctor of
Business Administration....
...
ceased,
the
year-end
height
and
basal
diameter
of
each
seedling
planted
in
the
field
was
recorded.
The
height
was
the
distance
from
the
ground
to
the
tip
of
the
longest ...
when
they
were
brought
to
the
research
center
and
planted.
The
plot
was
kept
moderately
weed-free
dur-
ing
the
course
of
the
study
using
a
combination
of
herbicides
and ...
the
radicle
trim
point)
were
measured
and
recorded.
Seedlings
were
then
cut
at
the
cotyledon
scars,
and
the
shoots
and
roots
dried
at
70 °C
for
2
days.
These
were
then...
... types of students in other university, NEU students are the
perfect entity to take the research. The study illustrates theeffectsof music cover and
NEU students’ behaviors towards the spread of ... understand the lyrics ofthe original song and they make comparison, they mainly
recognize that major of covered songs are not as good as the original ones. Hence, they may
look down on the musicians, ... a lot of singers
“borrow” foreign songs without “permission” of authors and then they said those are their
songs. Furthermore a lot of people don’t really understand about Music cover, they just...
... opportunities they have to apply and be
rewarded for applying their skills.
The link between productivity and wages in theory
The question of interest is theeffectsof education and health status ... Estimate theeffectsof each ofthe target conditions on general health.
3. Combine the estimates from steps one and two to estimate the effect of each of
the target conditions on wages.
There ... estimating the effect ofthe target conditions on general physical and
mental health (of which there are reliable measures in HILDA) and using that
information to estimate theeffectsofthe target...
... N10 and E97 ofthe second
subunit. The backbone NH group of R98 forms a
hydrogen bond with the backbone CO of F102. Fur-
thermore, the orientation ofthe side chain ofthe two
residues brings the ... (Fig. 9B) [49].
The above discussion rationalizes the observed effects
ofthe Y74W mutation in PfTIM on the stability of the
dimeric structure and catalytic activity. Examination of
the available ... features ofthe Y74W* mutant of
PfTIM need to be rationalized: (a) the reduced stability
of the dimeric structure, and (b) the significantly lower
value of k
cat
, suggesting an impairment ofthe catalytic
efficiency...
... coefficient, the localization and orientation
in the phospholipid bilayer, andtheeffectsofthe presence
of these peptides on phospholipid organization and pack-
ing. The results of these experiments ... conformation.
There is good evidence from studies oftheinteraction of
GS and its analogs with bacterial cells that the destruction
of the integrity ofthe lipid bilayer ofthe inner membrane
is the primary ... in
the order GS14 > GS10 > GS12, as does the temperature
and the relative magnitude ofthe new endotherm or
endotherms induced by the addition ofthe peptide.
However, the magnitude of the...
... related and strongly
point to the importance of changes in the surface properties
of the PLB membrane. The obvious candidates for the
driving forces in the case ofthe pH-dependent changes are
either ... is
summarizedinFig.14.
The relationship between spectral changes
in POR and structural changes in PLB
The existence of a correlation between the presence of the
cubic membrane structure ofthe PLB andthe presence ... POR
kinase therefore still remains unclear.
The main line of evidence for the existence of a POR-
phosphatase is the observation by Wiktorsson et al. [9] of an
inhibition, by NaF and ATP, ofthe loss of...
...
set.
IV. The Profit Efficiency Effectsof
Megamer~ers
The Level of Profit
Efficiency.
We begin discussing the results with some information on the
levels of profit efficiency of merging and
nonmerging
...
“
‘
standard profit efficiency model in equations
(1)
and
parameters ofthe
model.
The level of profit efficiency
the ratio of predicted profits to maximum or optimal profits on
the frontier ... explanation ofthe increase in measured profit efficiency from
megamergers
may
be the specification ofthe profit
finction.
The standard profit function takes prices and
fixed
netputs
as
given and...