... requirement from the regulator and there is no additional cost associated The price ofthe contract is independent ofthe level ofthe target capitaland therefore when the pricing is performed there is ... changing in the same proportions as the cost ofcapital B for an in increase in thecapital cost γ The initial price ofthe contract V0 which excludes the cost ofcapital remains indifferent to the level ... valuation framework for the pricing andthecapital requirement for an insurance contract A high level ofcapital reflects the soundness of a company but thecapital is costly and therefore an optimal...
... UNFPA-Jerusalem, the men and women of Juzoor andthe women in the Jalazou, Jabalyia and Amari Refugee Camps in the West Bank andthe Gaza for their warmhearted cooperation and hospitality during the field ... the importance of women’ human rights, and more s particular of women’ sexual and reproductive rights, is gradually growing but is still s no real priority for most of them Women’ and human rights ... co-ordination and implementation ofthe MISP the prevention and management ofthe consequences of sexual and genderbased violence the reduction of HIV the prevention of excess neonatal and maternal morbidity...
... them for providing love, understanding, and encouragement during the pursuit of this degree To my sisters, Melissa and Heidi, I thank them for their caring, concern, and understanding While there ... information payoffs such that overstating firm assets should more likely generate litigation costs for the firm Other theories offered for the emergence of conservatism have been attributed to the ... potential for increased litigation risk In summary, based on the prior discussion ofthe role of regulations and standards, in regards to the Private Securities and Litigation Reform Act of 1995, there...
... if the activity is approved in advance by the audit committee ofthe board of directors Major scandals include the bankruptcy of Enron and WorldCom, the demise of Arthur Andersen, the major stock ... higher costs of debt and equity Although prior research examines the role of auditor choice on the cost ofcapitalandthe cost of debt for public firms, there is no evidence on the effect of audit ... concerns the uncertainty of information used or desired by investors to price the expected cost ofcapitalThe cost ofcapital for clients of Second-Tier audit firms is compared to the cost of capital...
... weighted average ofthe individual capital costs, with the weights being the proportions of each type ofcapital used Let ko be the overall cost ofcapital ko = = (percentage ofthe total capital structure ... earnings is the same as the rate of return investors require on the firm’s common stock Therefore, ke = ks How is the overall cost ofcapital determined? The firm’s overall cost ofcapital is the weighted ... value of each source by the sum ofthe market values of all sources The use of market value weights for computing a firm’s weighted average cost ofcapital is theoretically more appealing than the...
... said that "the power of slavery lies in the ignorance, the degradation, the servility ofthe slaves, andofthe non-slaveholding whites ofthe South, andofthe corresponding classes in the Free ... left their ships in the roads, and came on shore, and made common cause with the white inhabitants ofthe town On the other side were ranged the mulattoes and other people of color, and these ... quietly as before Such was the conduct ofthe negroes for the first nine months after their liberation, up to the middle of 1794 Ofthe conduct ofthe negroes during the year 1795, and part of 1796,...
... HAMD and HAMA scores; however, they had a long standing history of depression of approximately cumulative years and an average of four episodes of depression Ofthe 69 patients with MDD for whom ... total number of months of depression orthe age at onset of depression Measurements of stressors and quality of life: daily hassles and uplift scale, SF-36 There were both quantitative and qualitative ... pain more frequently than controls, had a lower quality of life, and complained more of daily stressors Assessment of pain may be important in the clinical evaluation of women with MDD SP and CGRP...
... representation ofthe P3HT/PCBM blend materials on the quartz substrate The zoom shows the morphology of this bulk heterojunctions andthe arrow indicates the molecular structure ofthe PCBM b Energy band ... that does not appear in the data for any ofthe other composites we studied When the ratio of absorption amplitudes for the P2 and DP2 bands is examined as a function of PCBM concentration, an ... investigate the transport properties ofthe mobile charged carriers in the P3HT and PCBM network, we studied the transient dynamics of each observable PA band in our spectrum and compared it with that of...
... Bollen–Stine (B–S) p value The SEM focused on the analysis ofthe hypotheses ofthe four competing forms of this model; (1) the original model includes all the game types while the alternative models ... variables and relate to the frequency of this behavior Usage and purchase have often been used in this capacity in marketing research For example, Shimp and Kavas (1984) relate the theory of reasoned ... namely (2) Sports, Simulation and Driving; (3) RPG, MMORPG and Strategy and (4) Action, Adventure and Fighting The results ofthe SEM analysis for both models are displayed in Tables andThe final...
... in the light of current knowledge and theories of interactions between drought and insects The study makes extensive use ofthe data collected by the French Forest Health program and therefore ... variety of forest insects The aim of this paper is to review the current observations ofthe impacts ofthe 2003 drought and heat wave on the major European forest insect species and discuss these ... ofthe winter temperature may have allowed the survival of remaining larvae andthe progress ofthe migration front Similarly, the poplar woolly aphid was recorded for the first time in the Northeast...
... the past and at time of death Insight is an assessment ofthe individual's awareness of his/her illness The assessment is based on the medical records or from the family about whether the individual ... affecting the expression of a significant number of transcripts in the postmortem liver (Figure 1) Three variables including refrigerator time, PMI and rate of death affected more than 1% ofthe transcripts ... betweenthe atypical AP andthe controls A comparison betweenthe typical AP andthe atypical AP further identified the genes associated with lipid metabolism (p = 9.59E-05), membrane-bound organelle...
... demonstrate the presence of an immune response in about 80% ofthe mares to actinobacilli normally present in the oral flora, andthe transfer of this response to about 60% of their newborn foals The ... neonatal infection The pathogenic potential ofthe various strains present in the normal flora is not known Moreover, this study only included the normal bacterial flora ofthe oral cavity and, although ... ofthe AGID test The presence in the mare sera of antibodies to some Actinobacillus strains indicates that these strains were a persistent part ofthe oral flora ofthe horses in question The...
... medium in the incubator before the start ofthe experiments After completion ofthe videomorphometric recordings, PCLS were placed on microscopic slides and cover-slipped The efficiency of epithelium ... manuscript critically for important intellectual content KSL performed and evaluated immunohistochemistry, and participated in the design ofthe study and drafting ofthe manuscript The data presented ... study and revised the manuscript critically for important intellectual content RVH coordinated the videomorphometric setup and breeding of genetically deficient mice strains, and revised the manuscript...
... the sense of higher level of generality The general word is called the super-ordinate andthe more specific one is called a hyponym In other words, the meaning ofthe hyponym is included in the ... discipline or profession, and how they attempt to persuade their audiences ofthe validity of their claims and arguments” As for a broader definition of ESP, Hutchinson and Waters (1987) theorize, ... understand the particular things mentioned in the texts In other words, the meaning ofthe texts is the referential meaning, the readers need to refer to both the previous andthe later parts of the...
... dependent factor betweenthe state sector and other sectors To test the role ofthe important factors in assessing the relationship between earning factors, working environment, and promotion opportunities, ... development ofthe country All of those kind sectors could be divided into two groups which are state sectors and other sectors (foreign sectors, join sectors, private sectors), in the process of reforming ... ofthe research Each sector/organization has its own asset which contains two main components – labor andcapitalCapital is so important to the success ofthe sector/organization, while labor...
... rationale, the scope, the methodology andthe design ofthe study Development consists oftwo chapters: - Chapter 1: gives the theoretical background ofthe study with the theories related to three ... book of EC for second year students in Faculty of Chemistry at HNUE The findings are expected to be applied to the teaching and learning of EC SCOPE OFTHE STUDY Within the framework of a minor ... independent of one another may be linked together Cohesion exists within a text and is not the same as coherence, which is something the reader establishes in the process of reading The importance of...
... dependent factor betweenthe state sector and other sectors To test the role ofthe important factors in assessing the relationship between earning factors, working environment, and promotion opportunities, ... development ofthe country All of those kind sectors could be divided into two groups which are state sectors and other sectors (foreign sectors, join sectors, private sectors), in the process of reforming ... ofthe research Each sector/organization has its own asset which contains two main components – labor andcapitalCapital is so important to the success ofthe sector/organization, while labor...
... feature ofthe 1994 reference to the aim of ‘optimal use ofthe world’s resources’ as opposed to the 1947 objective for the use ofthe ‘full resources ofthe world’ References to human rightsandthe ... the French Declaration oftheRightsof Man and Citizen As apprehended by Friedrich Tenbruck, they build on the Creation, the universality ofthe Children of God andof brotherhood with the ... human behavior which are found in the teachings ofthe religions ofthe world and which are the condition for a sustainable world order’.106 In recognition ofthe World Revolution, the need is...
... Don’t capitalize the names of seasons Next fall, before the winter storms begin, we’re heading south A CAPITAL IDEA! The Uses and Rules ofCapital Letters Capitalize the names of historical ... “garbage”) is often deposited in formations called morains Capitalize the personal pronoun I A CAPITAL IDEA! The Uses and Rules ofCapital Letters Capitalize the names of family relations when they are ... A CAPITAL IDEA! The Uses and Rules ofCapital Letters Capitalize the first word of every sentence — unless that sentence is in parentheses incorporated within another sentence Glacial till or...