... like Jagersfontein, there’s an area in Jagersfontein where it’s quite rife, Springfontein ja, I think it’s Springfontein number one. And the reason for that is that in Springfontein you have, ... in Springfontein that most of commercial sex took place. And the reason for that (high rates of HIV infections in Springfontein) is that in Springfontein you have, it’s on the N1, the Springfontein, ... where orphans and other needy children would be seen wandering on streets and asking for food and money, in Kopanong this is not in existence. Instead in Kopanong orphans are taken in either by...
... 16:38Industrialisation and race inSouthAfrica 27514.Industrialisation and race inSouth Africa. of 1913 had this objective, for it prohibited land transfers between races, fixedthe African share of South African ... colonisingsociety. SouthAfrica was reentering the mainstream of African history.P1: RNK0521864381c12 CUNY780B-African 978 0 521 68297 8 May 15, 2007 16:38Industrialisation and race inSouthAfrica ... Africanmine strike, but its violent suppression, with at least nine deaths and twelvehundred injuries, demonstrated the continuing dominance of employers and the state.politics 1886–1948Mining and...
... Cataloging -in- Publication DataWalter, Ingo. Mergers andacquisitionsin banking and finance : what works, whatfails, and why / by Ingo Walter.p. cm.ISBN 0-19-515900-41. Bank mergers. 2. Financial ... dealsthat included periods of high-volume activity by regional and superrre-gional consolidators. In the process, the commercial banking industry has34 MergersandAcquisitionsin Banking and Financecompetition ... greater investment banking focus, while investmentbanking firms have placed growing emphasis on developing institutionalasset management businesses in part to benefit from vertical integration and in...
... firms, as in the case of global wholesalebanking, noted earlier.92 MergersandAcquisitionsin Banking and FinanceRestructuring tends to be done on the basis of private informationby drawing on ... Group combinesbanking and insurance, albeit unevenly, in the Benelux countries. TheING Group is the product of a banking-insurance merger that has sinceacquired the U.S. insurer ReliaStar and the ... (in terms of fees) in 2001 were indeed investment banking units ofcommercial banks with substantial lending power.98 MergersandAcquisitionsin Banking and Financecourse, challenges the basic...
... the industry and the key players very158 MergersandAcquisitionsin Banking and Financeof the acquisitions appeared to be carried out in a targeted and disciplined way, especially the integration ... Bank about the future of its investment banking business,Dresdner Kleinwort Wasserstein.152 MergersandAcquisitionsin Banking and FinanceWHAT ARE THE KEY LESSONS?Information technologies represent ... making still does not always syste-matically include IT staff in the planning process. IT integration-related156 MergersandAcquisitionsin Banking and Financecould be the subject of a clinical...
... transparent, and government ministries—notably the Ministry of Finance and the Min-istry of International Trade and Industry—wielded extraordinary in u-ence.The good years of the 1970s and 1980s ... managers, insurancecompanies, and specialized players.222 MergersandAcquisitionsin Banking and Financefirms. Perhaps most seriously, there remain persistent dissonance in conduct-of-business ... ultimately damaging these institutions’ marketshares in the financial evolution process.224 MergersandAcquisitionsin Banking and Financedecision to classify as “wholesale” investments exceeding i50,000...
... (Tin 2001). In the coming decades the youth grew increasingly powerful and played a major role in the liberation struggle.The influence of the conflict between state and the youth inSouthAfrica ... GarmanExpressing identities11 Crime reporting: Meaning and identity making in the South African press 223 Marguerite J Moritz12 Afrikaner identity in post-apartheid South Africa: The Self in terms ... re-imagining their identities and having to redefine what constitutes ‘risky and normative intimacy’ and what ‘remains joyous about relationships, sex and love in an age of HIV/AIDS’, is indeed...
... amusement and study. Soga received dinner invita-tions, only to be asked to provide entertainment by talking in his foreign language and singing native hymns. He soon learnt to decline social invitations, ... culture and religions, so as to understand and distinguish claims to authenticity and indige-neity within societies that have long intermingled and been affected by a diversity of in uences. ... www.hsrcpress.ac.za22AFRICAN INTELLECTUALSThe first ordained African priest, and married to a white woman to boot, Soga returned to SouthAfrica on 2 July 1857 and became the most prominent African of...
... LPProvinceFree download from www.hsrcpress.ac.zaFactors Affecting Teaching and Learning inSouth AfricanPublic SchoolsMakola Collin Phurutse PhDFACTORS DETERMINING EDUCATOR SUPPLY AND DEMAND IN ... affecting teaching and learningFree download from www.hsrcpress.ac.zaCombining the various factors that impact on educators and education in poor provinces,it is obvious that urgent steps and ... schools in poor provinces should be expanded and increased), the quality of instruction:does not inhere in teachers’ formal qualification or the caliber of materials, but in how the knowledge and...
... work and saving to start farming on their own account. A squatter inSouthAfrica is a native who owns some livestock and, having no land of his own, hires a farm or grazing and ploughing rights ... interests of South Africa, in the interests of the Natives, and in the interests of just legislation let the Government withdraw the Bill, and appoint a Commission, and then justice and not injustice ... into some of the languages which are spoken by the white and black inhabitants of SouthAfrica have been used here and there as mottoes; and as this book is a plea in the main for help against...
... restructuring corporate tax in order to increase the tax collected;• introducing progressive taxes such as land and wealth taxes; and • increasing the level of savings both institutional and personal.PLANACT ... Research Council (HSRC), wasinstrumental in establishing the initial links between the HSRC and the Municipal ServicesProject andin establishing the basis for this joint initiative. To him we extend ... result of defective piping, faulty meters, and/ orincorrect meter-readings.9More subtle forms of injustice and insult include: pensioners waiting for hours on end in the heat and cold to pay their...
... application in science and engineering • Enhanced communications technology, including applications in mobile and distributed work environments • Systems integration (design and engineering) ... WORKING PARTNERSHIPSHIGHER EDUCATION, INDUSTRY AND INNOVATIONAn audit of THRIP and the Innovation FundGOVERNMENT INCENTIVISATION OFHIGHER EDUCATION-INDUSTRY RESEARCH PARTNERSHIPS IN SOUTH AFRICA ... transdisciplinary collaboration across sectors within South Africa. A brief introduction to the Innovation Fund was provided during an interview with Dr Lottering, Director of the Innovation Fund. He included...
... capital in financialinstitutions, Journal of Banking and Finance 19, pp. 393-430.Berger, A. N. (1995), The relationship between capital and earnings in banking, Journalof Money, Credit, and Banking ... consolidation in theEuropean Union by assessing whether strategic and organisational fit between financialinstitutions involved inmergersandacquisitions plays an important role in improvingafter ... Business and Economics 37, 4, pp. 48-56.Vander Vennet, R. (1996), The effect of mergersandacquisitions on the efficiency and profitability of EC credit institutions, Journal of Banking and Finance...
... can be seen in rows 5 and 6 of Table 8. Rows 7 and 8 show the output multipliers in the constrained and unconstrained format respectively. If supply is binding in agriculture and mining, the gross ... destination market.Comparingdomestic and foreigndemandDomestic demand includes household expenditure, demand by the public sector and investment demand. We have excluded changes in inventories ... configuration.Table3:Direct and totalimpactofdomestic and foreigndemandongrossvalueofproduction(2000,currentprices) and demandforlabourfollowinga1%increase in finaldemand and exports in 2000Low-skilledLow-skilledMedium-skilledMedium-skilledHigh-skilledHigh-skilledAllskills...