... RISK-TAKING BEHAVIOUR AND OWNERSHIP INTHEBANKING INDUSTRY: THE SPANISH EVIDENCE Abstract: This paper analyses the determinants of risk-taking inthe Spanish financial intermediaries ... felt inthe rest of thebanking sector and, before long, inthe economy as a whole One of the commonest forms of intervention is deposit insurance Caprio and Levine (2002) explain how deposit insurance ... revealed inthe impact of the remaining variables Thus, increases in ROE have a significantly greater effect 15 on the level of risk-taking behaviour in Commercial banks than in Savings banks Indeed,...
... resolving hierarchical host names (e.g www.acm.org) into an Internet address The increase inthe size of the Internet also challenged the capabilities of the routers Originally, there was a single ... through the World Wide Web's online services A major problem associated with the advertising and shopping activity is the cost and time expended in developing, maintaining, and finding relevant information, ... networking concept Leonard Kleinrock at MIT published the first paper on packet switching theory in July 1961 and the first book on the subject in 1964 Kleinrock convinced Roberts of the theoretical...
... technical aspect inthe dyeing-finishing process It is the liquid ratio in dyeing The quantity of chemicals inthe machine is determined by the concentration of the dyeing batch and most of these chemicals ... or the ‘envelope’ The inspectors received the money and turned a blind eye to the pollution as they are making a profit from the polluting operation They are then much concerned with maintaining ... guard-net Inthe oil heating room Oil spilt on the floor Namdinh Silk Co Outside the dyeing unit WIN TEX VIEW co Oil heater Inthe dyeing room Spinning room Yenmy Dyeing Co and Phonoi Industrial...
... larger inthe core The heat is exchanged from the heating channels inthe jacket, through the highly conductive jacket material, and into the core We can calculate the temperature profile by defining ... processor Finally, we will study the design of the bipolar plates and their influence on the ohmic losses inthe fuel cell stack All of the models shown inthe figures throughout the paper have ... inthe Automotive IndustryThe design of catalyst reactors has made the car engine substantially cleaner during the last two decades Car manufacturers have applied large efforts in reducing the...
... ARE THERE SANITATION NEEDS? The word sanitation is derived from the Latin “sanitas,” which means health Sanitation inthe food industry has been applied to the process of creating and maintaining ... are the Drinking Water regulations, 21 CFR Part 129 Again, comparable international standards exist inthe Codex Alimentarius “Processing and Bottling of Bottled Drinking Water” describes the ... found Other types of chemicals can be used within the cleaning program — acid to remove scale buildup, fogging with acid, etc The most important key to cleaning inthe beverage industry is the CIP...
... become an integral part of the understanding what the market(s) is/are seeking Peak organisations inthe tourism industry recognise the need to encourage both new and repeat business The latter ... comparison between the efforts of the individual enterprise and those of theindustry as a whole Government agencies are now recognising the value of assessing the success of their programs in terms of ... be possible for individual sectors of theindustry to be compared with other sectors In an industry where the success of the whole depends on the contribution of each part, this information will...
... ERP systems are the EIS mainly help manufacturing industry achieve competitive edge inthe global market, OSS plays a similar role inthe telecom industry Telecommunications industry is a very ... architecture (Kim et al., 2003) The other questions of interest include the interaction among these elements, the structure of the system, and the function of the system Main Factors In uence Knowledge Management ... creating, maintaining, employing, sharing and renewing knowledge Knowledge Management Framework in Systems Point of View Viewing knowledge management as a manmade system, the boundary of the system...
... time describing the reasons for the choice of the title of their book In this context, it is interesting that the original title intended for their book was the one used here In concluding this ... passing through it at any time, the actual volumetric flow at each point must vary according to the pressure at that point As the pressure decays from the beginning to the end of the column, so the ... means that the calculated methane value is also the sink for the errors involved inthe determination of all the other components It is therefore preferable to measure all components, including methane...
... of the energy efficiency inthe chemical process industry 3.4 Energy Efficiency inthe Chemical Industry Energy efficiency has become one of the key topics not only inthe chemical industry There ... chemical process industry is an energy intensive industryThe ICCA study [12] shows that the fuel consumption linked to the chemical industry amounts to Exajoule in 2005 Here the fuel consumption ... percentage of the production costs Therefore there was and there is a high pressure on the industry, and especially the energy-intensive chemical industry, to work on the reduction of the specific...
... conservation initiatives One of our clients inthe brewing industry, have reduced overall energy consumption (WAGES) by over 300% since implementing a monitoring program in 2006 They now, for ... applications Infrastructure - In Plant Monitoring or Remote Sites Ethernet/Land line/GSM/GPRS for connection of remote location Intranet/ERP Integration Data visibility for our CUSTOMER Ethernet Installation ... with thermal or vortex shedding flowmeters 14 Step Identify when and what is coming down the drain A simple optical sensor CUS41 mounted inthe drainpipe can immediately identify a spill and the...
... of the gut, and it must be able to adhere to the intestinal epithelium to overcome potential hurdles, such as the low pH of the stomach, the presence of bile acids inthe intestines, and the ... against other micro-organisms inthe gastro-intestinal tract [91,92] The tentative ways for selection of probiotics as biocontrol agents inthe poultry industry are illustrated in Figure Many in ... strains of Lactobacillus spp and Streptococcus faecium) resulted in significantly higher carbohydrase enzyme activities inthe small intestine of piglets The lactobacilli colonizing the intestine...
... comfort and durability The dual gimbal system on the 7400 allows the angler to move the gimbal pin from one to the other providing flexibility in fish fighting positions, from the traditional middle ... padded with foam and the inverted top end slides conveniently into the base for space saving storage The SKB-7500 Rod Transport System is fitted with the highest quality stainless steel hardware ... quality stainless steel hardware and fasteners • Hanging jig area will easily accommodate over 40 jigs and includes a padded cover to keep them in place when traveling on the airlines • Two large...
... agitation and heating of the process fluid • Claim delivers up to 50% energy savings and reduced processing time (30 mins from 60 mins) for the intensive wort boiling stage of the brewing process PDX® ... is introduced into a special annular "conditioning" chamber that is wrapped around the core of the PDX Reactor unit • It is injected into the process fluid at supersonic conditions generating ... Continuous Wort Boiling • wort is in- line heated up to its boiling temperature • Added hop is also homogenized An adapted agitator is assuring a sufficient mixing for the trub formation Among other...
... and the Survival Value of Risk The Agent-Principal Conundrum Trading in Sovereign Promises Portfolio Management Theory Going Bankrupt inthe World The Author Introduction The securities industry ... profits The financial investor is always on the lookout, searching for willing buyers for his stake The stock exchange is a popular exit strategy The financial investor has little interest inthe ... experienced They are more interested in business results than in dreams And – being well acquainted with entrepreneurs – they insist on having unmitigated control of the business, for fear of losing...