glossary spanish banking finance terms

... evidence to: 1 Glossary oFAccounting, Finance andEconomic Terms  Accounting–pages1‐7and8 Finance –page7 Economics–page7  ACCOUNTING: http://www.alpineguild.com /glossary_ of_important.htm Account‐‐arecordoffinancialtransactions;usuallyreferstoaspecificcategoryortype,such astravelexpenseaccountorpurchaseaccount.  Accountant‐‐apersonwhotrainedtoprepareandmaintainfinancialrecords. Accounting‐‐asystemforkeepingscoreinbusiness,usingdollars. Accountingperiod‐‐theperiodoftimeoverwhichprofitsarecalculated.Normalaccounting periodsaremonths,quarters,andyears(fiscalorcalendar).  Accountspayable‐‐amountsowedbythecompanyforthegoodsorservicesithas purchasedfromoutsidesuppliers.  Accountsreceivable‐‐amountsowedtothecompanybyitscustomers. Accrualbasis,system,ormethod‐‐anaccountingsystemthatrecordsrevenuesand expensesatthetimethetransactionoccurs,notatthetimecashchangeshands.Ifyoubuya coatandchargeit,thestorerecordsoraccruesthesalewhenyouwalkoutwiththecoat,not whenyou payyourbill.Cashbasisaccountingisusedbyindividuals.Accrualbasisaccounting isusedbymostbusinesses.  Accruedexpenses,accruals‐‐anexpensewhichhasbeenincurredbutnotyetpaidfor. Salariesareagoodexample.Employeesearnoraccruesalarieseachhourtheywork.The salariescontinuetoaccrueuntilpaydaywhentheaccruedexpenseofthesalariesis eliminated.  Aging‐‐aprocesswhereaccountsreceivablearesortedoutbyage(typicallycurrent,30to 60daysold,60to120daysold,andsoon.)Agingpermitscollectioneffortstofocuson accountsthatarelongoverdue.  ... Agreement between DEBTOR and CREDITOR which amends the terms of a DEBT that has little chance of being paid in accordance with its contractual terms. The agreement may involve the transfer of ASSETS ... GENERALLY ACCEPTED ACCOUNTING PRINCIPLES (GAAP). Also known as UNQUALIFIED OPINION. 45 i) Terms might involve option to be issued with price to be determined based upon the lowest price...

... the terms with the examples. It's not easy – some of the terms have close meanings. D. Choose the best word from each pair in grey type. 43 For reference see A & C Black Banking and Finance ... three? 49 For reference see A & C Black Banking and Finance (978-07136-7739-3) 9. All business are subject to the laws of __________________. 10. The new mobile phone banking service is a __________________ ... the correct columns. All could go into this sentence: 31 For reference see A & C Black Banking and Finance (978-07136-7739-3) 1. The dollar started the year just below sixty pence. TRUE / FALSE 2....

... upto 50 crores and above 50 crores e) None of these a 30 The code of Fair Banking Practice ?Towards Excellence? and general terms and conditions of service came into effect from a) 01.07.97 b) 01.08.97 c) ... Bank Rate b) Prime Lending Rate c) Loan Rate d) Discounting Rate a 8 Banking ombudsman has been constituted under which act? a) Banking Regulation Act GiangBLOG www.giangblog.com b) Merely notional ... for the purpose of making endorsement thereof when there is no space in the instrument d Banking & Finance GiangBLOG GiangBLOG www.giangblog.com a) Indemnity b) Pledge c) Guarantee d) Hypothecation 81. Restriction...

... presented suggests that Spanish banks exhibit significant IRR, although the traditional pattern of negative interest rate exposure does not appear to verify in the Spanish banking industry, particularly ... This hypothesis may be especially relevant in the banking industry because most of the banks’ assets and liabilities are contracted in nominal terms and moreover there generally exists a significant ... banks short-term borrowing and long-term lending, seems not to fulfil completely for the Spanish banking system, particularly during recent years. Furthermore, as expected, interest rate risk...

... Roadmap for the recapitalisation and restructuring of the Spanish banking system (MoU) 4 Programme for independent evaluation of the spanish banking sector The results of the bottom-up analysis ... the Independent Evaluation of the Spanish Banking Sector programme are ã Performance of an independent evaluation of the health and resilience of the Spanish banking sector. ã Centred on: ... analysis The bottom-up analysis included 14 banking groups representing approximately 90% of the Spanish banking system. The data on which the banking group analysis was made are as follows...

... with cash instead of credit. Glossary of Federal Reserve Terms Public understanding of the responsibilities of the Federal Reserve System is sometimes made difficult by the terms used in discussing ... related to banking that may be engaged in by bank holding companies, either directly or through nonbank subsidiaries. Examples are owning finance companies and engaging in mortgage banking. The ... comes due, the lender may refinance it at a higher rate. In order for the loan to be fully amortized, periodic refinancing may be necessary. Graduated Payment: Repayment terms calling for gradual...

... [1/13/2003 4:31:18 PM] Wideman Comparative Glossary of Project Management Terms v3.2 Copyright Wideman Comparative Glossary of Common Project Management Terms v3.2 is copyright by R. Max Wideman, ... [1/13/2003 4:31:18 PM] Wideman Comparative Glossary of Project Management Terms v3.2 Copyright Wideman Comparative Glossary of Common Project Management Terms v3.2 is copyright by R. Max Wideman, ... [1/13/2003 4:31:06 PM] Wideman Comparative Glossary of Project Management Terms v3.2 Copyright Wideman Comparative Glossary of Common Project Management Terms v3.2 is copyright by R. Max Wideman,...

... purposes. Abbreviation BIN banking / bŋkŋ / noun the business of banks ć He is studying banking. ć She has gone into banking. ˽ a banking crisis a crisis affecting the banks banking account / bŋkŋ ... edition This dictionary provides a basic vocabulary of terms used in the fields of banking, investment, the Stock Exchange, and general finance. It covers both British and American usage. The ... money ć The new factory was financed by bank borrowing. ‘…we tend to think of building societies as having the best borrowing rates and indeed many do offer excellent terms [Financial Times] borrowing...

... delta of the option. 38 Dictionary of Finantial and Business Terms Lico Reis - Consultoria & L?nguas licoreis@terra.com.br BANKING AND FI N A N CI A L T E R M S /LFR 5HLV ² &RQVXOWRULD ... value through decision making and proper resource management. Corporate finance One of the three areas of the discipline of finance. It deals with the operation of the firm (both the investment ... the lowest cost portfolio generating cash inflows exactly equal to cash outflows that are being financed by investment. Ex post return Related: Holding period return Evergreen credit Revolving...