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from rags to riches story in the philippines

TYING ODYSSEUS TO THE MAST: EVIDENCE FROM A COMMITMENT SAVINGS PRODUCT IN THE PHILIPPINES* pot

TYING ODYSSEUS TO THE MAST: EVIDENCE FROM A COMMITMENT SAVINGS PRODUCT IN THE PHILIPPINES* pot

Ngân hàng - Tín dụng

... itself, rather than from simply being offered the product. These effects support the point estimates discussedabove. In order to calculate the Treatment on the Treated (TOT)effect the savings increase ... indicated if the coefficient on the commitment treatment indicator in the non-SEED regressionwere the negative of the coefficient in the primary ITT analysis. Ifall SEED savings lead to new institutional ... regresses change in total savings balances on indicators for assignment in the commitment- andmarketing-treatment groups. The omitted group indicator in this regression corresponds to the control...
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Tài liệu From Burden to “Best Buys”: Reducing the Economic Impact of Non-Communicable Diseases in Low- and Middle-Income Countries pdf

Tài liệu From Burden to “Best Buys”: Reducing the Economic Impact of Non-Communicable Diseases in Low- and Middle-Income Countries pdf

Cao đẳng - Đại học

... to mitigate this impact. It brings together findings from two recently completed studies that can inform international policy dialogue, including the UN High-Level Meeting on NCDs. Their ndings ... and by country income category). The total burden is lowest in the low-income countries, in part because the value of lost earnings in this group is low and in part because the total population ... billions) In macroeconomic terms, the key benefits derived from these health improvements include the restored or continued ability of individuals to lead flourishing lives and to participate actively in...
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An Integrated Approach to Teaching Literature in the EFL Classroom

An Integrated Approach to Teaching Literature in the EFL Classroom

Tư liệu khác

... Stage 6: Interpretation and Personal Response The focus of this final step is on increasing understanding, enhancing enjoyment of the text and enabling learners to come to their own personal interpretation ... used to interpret literary discourse are essentially the same for interpreting any type of discourse. Approaches to Teaching LiteratureHaving decided that integrating literature into the EFL ... Model for Teaching LiteratureAccording to Duff and Maley (1990), the main reasons for integrating these elements are linguistic, methodological and motivational. Linguistically, by using a wide...
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Tài liệu How to Motivate Every Employee- 24 Proven Tactics to Spark Productivity in the Workplace docx

Tài liệu How to Motivate Every Employee- 24 Proven Tactics to Spark Productivity in the Workplace docx

Quản trị kinh doanh

... started the project and gained greater insight into the intri-cacies of the job, you will be willing at that point to revise the expec-tations accordingly. Be sure to keep the goals challenging, ... youremployees to put more of themselves into their work, help themfind more of themselves in the work they do. Here’s the key: if youwant your employees to be motivated to perform at their highest ... thinking: This goes beyond profit shar-ing and stock options. It’s about the attitude instilled in others byyou, the manager. Instilling an entrepreneurial mindset requiresemployees to think...
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Tài liệu How to Motivate Every Employee- 24 Proven Tactics to Spark Productivity in the Workplace pptx

Tài liệu How to Motivate Every Employee- 24 Proven Tactics to Spark Productivity in the Workplace pptx

Quản trị kinh doanh

... of innovative solutions:Continuallyemphasize the positive aspects of innovative solution finding and the disadvantages of always doing the same things in the same way.Refrain from penalizing ... certainly train people to do just about anything. But the key to real success and to leading a motivated workforce is havingpeople who really want to do their jobs and who love to come to work. These ... thinking: This goes beyond profit shar-ing and stock options. It’s about the attitude instilled in others byyou, the manager. Instilling an entrepreneurial mindset requiresemployees to think...
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Tài liệu Understanding Toxic Substances - An Introduction to Chemical Hazards in the Workplace docx

Tài liệu Understanding Toxic Substances - An Introduction to Chemical Hazards in the Workplace docx

Tự động hóa

... defects by altering the development of tissues in the fetus in the mother’s womb. Other chemicals that harm the fetus are called fetotoxins. If a chemical causes health problems in the pregnant ... factors: its chemical structure, the extent to which the substance is absorbed by the body, and the body’s ability to detoxify the substance (change it into less toxic substances) and eliminate ... it from the body. The toxicity of a substance is the potential of that substance to cause harm, and is only one factor in determining whether a hazard exists. The hazard of a chemical is the...
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Tài liệu Biodiversity Response to Climate Change in the Middle Pleistocene ppt

Tài liệu Biodiversity Response to Climate Change in the Middle Pleistocene ppt

Nông nghiệp

... Neotoma from the Pit 20419.1. Specimens of arvicoline rodents from Porcupine Cave 22021.1. Artiodactyl remains from Porcupine Cave 29122.1. Repository numbers of all specimens used in the ... some-time in the Irvingtonian (based on the age of the youngestfossil bones) and the late 1800s, when miners opened an aditthat intersected the Gypsum Room. Since that time, boneshave once again ... once again begun to accumulate in the cave from the processes described previously, but these are easy to differen-tiate from the fossil bones because they are on the surface of the cave floor...
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Tài liệu SPECIAL EVENT PLANNING GUIDE: Information to assist you in the completion of your Citywide Special Event Permit Application docx

Tài liệu SPECIAL EVENT PLANNING GUIDE: Information to assist you in the completion of your Citywide Special Event Permit Application docx

Tổ chức sự kiện

... through Labor Day due to the summer event moratorium. A waiver to apply for a special event permit to hold a special event in these parks during the summer moratorium or other moratorium time periods ... information you submit to support the application, will be used by the City of San Diego for official city purposes only. To that extent, the city seeks to maintain the confidentiality of the ... The city recognizes that the public has a legitimate interest in possessing information concerning special events, particularly as they directly relate to potential impacts of the event on the...
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Tài liệu Báo cáo khoa học: An immunomodulator used to protect young in the pouch of the Tammar wallaby, Macropus eugenii pptx

Tài liệu Báo cáo khoa học: An immunomodulator used to protect young in the pouch of the Tammar wallaby, Macropus eugenii pptx

Báo cáo khoa học

... reduced the response to euge-nin, indicating that eugenin is indeed acting throughCCK2receptors. To further investigate the interaction of eugenin withCCK2receptors, we investigated the effect ... and caerulein bothcontain a tyrosine sulfate residue; the bioactivity isdiminished if the tyrosine sulfate group is hydrolysed[40]. Eugenin corresponds to the caeruleins in having the same first ... reduced in abundance to the baseline.Structure determination of eugeninBecause eugenin has an N-terminal pGlu residue,automated Edman sequencing [28] cannot be used to determine the amino acid...
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Tài liệu Báo cáo khoa học:

Tài liệu Báo cáo khoa học: "Using adaptor grammars to identify synergies in the unsupervised acquisition of linguistic structure" docx

Báo cáo khoa học

... grammar, in which the subtrees are specified in advance, in an adaptor grammar the subtrees, aswell as their probabilities, are learnt from the train-ing data. In order to make parsing and inferencetractable ... parse of thatstring with a PCFG approximation to the adaptorgrammar. This PCFG contains a production for eachadapted subtree in the parses of the other strings in the training corpus. A final ... classes from the data, but do-ing this would probably require extending adaptorgrammars to incorporate the kind of adaptive state-splitting found in the iHMM and iPCFG (Liang etal., 2007). There...
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Tài liệu Báo cáo khoa học: A novel nuclear DNA helicase with high specific activity from Pisum sativum catalytically translocates in the 3¢fi5¢ direction docx

Tài liệu Báo cáo khoa học: A novel nuclear DNA helicase with high specific activity from Pisum sativum catalytically translocates in the 3¢fi5¢ direction docx

Báo cáo khoa học

... all these inhibitors prior to dilution in the unwinding reaction. Under these condi-tions, there was no inhibition of the unwinding reaction(data not shown). This further confirmed that the inhibition ... translocation by the helicase, causing the unwinding reaction to beinhibited. Yet another possibility could be that theseinhibitors bind directly to the PDH120 protein andnegatively impact upon the catalytic ... the amount of enzyme that unwinds 30% of the DNA helicase substrate at 37 °Cin30min(1 %in one min). For examining the effect of DNA-interactingcompounds on DNA unwinding activity of PDH120, the compounds...
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Báo cáo khoa học: Crystal structure of salt-tolerant glutaminase from Micrococcus luteus K-3 in the presence and absence of its product L-glutamate and its activator Tris pdf

Báo cáo khoa học: Crystal structure of salt-tolerant glutaminase from Micrococcus luteus K-3 in the presence and absence of its product L-glutamate and its activator Tris pdf

Báo cáo khoa học

... aa; nine aa in total) were locatednear the interface of the physiological dimer. The C-terminal domain may contain structural featuresinvolved in protein–protein interactions to form the physiological ... have arisen from subtle differences in the interactions across the domain interface. All the resi-dues involved here seem to be unrelated to the Tris-binding site residues (including Arg223 ... Ser227 interactwith Tris. Tris binding in the TG structure seems to becoupled to the protein local structure in the regionencompassing aa 222-228, which is distinct from the corresponding structures...
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How to Get on in the World A Ladder to Practical Success doc

How to Get on in the World A Ladder to Practical Success doc

Quản trị kinh doanh

... always to the swift, nor the battle to the strong," in the race of business or in the battle of professional life, but usually the swiftest wins the prize, and the strongest gains in the strife.CHAPTER ... begins in the home, where there is the duty which children owe to their parents on the one- hand, and the duty which parents owe to their children on the other. There are, in likemanner, the ... deaf to hear; And woe for the lack to the fainting headOf the ringing shout of cheer; Ah! woe for the laggard feet that tread In the mournful wake of the bier. Apitiful thing the gift to- day...
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Báo cáo khoa học: The autophagic response to nutrient deprivation in the hl-1 cardiac myocyte is modulated by Bcl-2 and sarco⁄endoplasmic reticulum calcium stores ppt

Báo cáo khoa học: The autophagic response to nutrient deprivation in the hl-1 cardiac myocyte is modulated by Bcl-2 and sarco⁄endoplasmic reticulum calcium stores ppt

Báo cáo khoa học

... from, apoptosis [9,10].Beclin 1, a class III phosphatidylinositol 3-kinase-interacting protein [11], plays a role in promotingautophagy [12]. Beclin 1 contains a Bcl-2-bindingdomain which ... MagicRed-Cathepsin B substrate wasadded to the cells during the last 30 min of an experimentaccording to the manufacturer’s instructions.Calcium imagingFor dye loading, Fluo-4 was dissolved in in ... serve as a point of cross-talk between the autophagic and apoptotic pathways. Recently, aBH3 domain in the Bcl-2-binding domain of Beclin 1was shown to bind to Bcl-XL[13]. Anti-apoptotic Bcl-2and...
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The NINCH Guide to Good Practice in the Digital Representation and Management of Cultural Heritage Materials pptx

The NINCH Guide to Good Practice in the Digital Representation and Management of Cultural Heritage Materials pptx

Cao đẳng - Đại học

... youhave?'Intellectual valueFor cultural institutions that are in the process of examining their assets, it is important to first assess their intellectual value to the intended audience. The project ... whichshould include custodians of the material, should assess whether the analog materialshave sufficient intrinsic value and quality to ensure interest in their digital surrogates and to sustain the ... But an investment in this kind of planning will be amply repaid over the life of the project: in the quality of the products, in smooth workflow, in staff morale, and not least in the total project...
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