bernanke s calamity and the onset of u s recession
Governance and the Success of U.S. Community Banks, 1790-2010: Mutual Savings Banks, Local Commercial Banks, and the Merchants (National) Bank of New Bedford, Massachusetts doc
... the end of the 179 0s, the notes and deposits of chartered banks constituted the bulk of the U .S money supply, though specie and chits or shinplasters (the bearer liabilities of non-banks) also ... transaction of business and supplies to the enterprising, whose credit is good, the deficiency of capital, which is necessary for the successful prosecution of their plans.”79 Contemporaries also often ... depositors, in other words, did not have to trade assets as frequently as a thousand individual investors would have to have done Mutual savings banks passed most of those savings on to depositors, thereby...
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Exposure to Traffic and the Onset of Myocardial Infarction potx
... to traffic The study assessed the effect of exposure on the basis of a complete case series of survivors of myocardial infarction, with the use of the case–crossover method.12 The cases were drawn ... background An association between exposure to vehicular traffic in urban areas and the exacerbation of cardiovascular disease has been suggested in previous studies This study was designed to assess ... of the chi-square test § Retired persons and housewives were included in this group ¶ The P value was calculated with the use of Fisher s exact test ¿ The P value was calculated with the use of...
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Báo cáo y học: "Human T-cell leukemia virus type I (HTLV-I) infection and the onset of adult T-cell leukemia (ATL)" pps
... tendency of leukemic cells is possibly attributable to the expressions of various surface molecules, such as chemokine receptors and adhesion molecules Skin-homing memory T-cells uniformly express CCR4, ... Knowles DM: Structural and functional analysis of oncogenes and tumor suppressor genes in adult T-cell leukemia/lymphoma shows frequent p53 mutations Blood 1992, 80:3205-3216 Nishimura S, Asou N, Suzushima ... transport of the unspliced gag/pol and the singly spliced env transcripts By this mechanism, double-spliced tax/rex mRNA decreases, resulting in suppressed expression of Tax [34] On the other hand,...
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Tài liệu Fertility, Family Planning, and Reproductive Health of U.S. Women: Data From the 2002 National Survey of Family Growth doc
... Bureau of the ACF + The Office of the Assistant Secretary for Planning and Evaluation (OASPE) NCHS gratefully acknowledges the contributions of these programs and agencies, and all others who assisted ... includes data on the circumstances of first intercourse, characteristics of the first partners, as well as numbers of sexual partners These measures are important for understanding and developing ... error—Since the NSFG is a cross-sectional survey, some questions rely on respondents’ ability to recall events that occurred in the past, such as dates of first sexual intercourse and marriage For some...
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Music cover, the effects of it and The attitudes of NEU’s students to Music cover in Vietnam
... about this issue, the study was done It gives some reasons for people s answers The paper is finished by researching young audience who are usually the fastest to update new music and are the ... with NEU s student s thoughts Research question: What s “music cover” and how NEU s students define it? How does music cover influence Vietnamese music? What NEU s students think about music cover ... university, NEU students are the perfect entity to take the research The study illustrates the effects of music cover and NEU students’ behaviors towards the spread of the music cover trend at the moment...
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Tài liệu Déjà Vu All Over Again: The Causes of U.S. Commercial Bank Failures This Time Around* docx
... earnings as measured by ROA, and worse liquidity as measured by Cash & Due to assets, Investment Securities to assets, and Brokered Deposits to assets These results closely follow the univariate results ... Reserves): Since loan loss reserves represent a reduction in assets against anticipated losses on specific assets (e.g., a loan), they provide a source of strength against subsequent losses Consequently, ... ignores five of the six CAMELS components and likely seriously misclassifies “problem banks.” For all of these reasons, we not consider Torna s study to be a close substitute for ours The second point...
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Tài liệu Egypt''''s Water Warriors : Water Pollution in Egypt and the Role of NGOs in Reaching Integrated Management ppt
... pollution2 sources in Egypt today are various and Industrial wastes are considered3 the major source On the other hand, about 90% of the rural populations have no access to sewer systems or wastewater ... current situation of fresh water canal in Port Said, as case of study, has reached a pathetic condition The canal receives diverse sources of pollution such as agricultural and liquid discharges from ... facilities The use of fertilizers and pesticides has significantly increased after the construction of High Dam and causes weed flourishing, which increases evapotrans piration, blocks the waterways,...
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Enterprise Adjustment and the Role of Bank Credit in Russia: Evidence from a 420 Firm''''s Qualitative Survey pdf
... large, the main conclusions of the paper provide ground for a rather pessimistic assessment of the adjustment performances of Russian enterprises in 1996 Profit appears as a function of the capacity ... on the basis of a smaller number of firms The total number of enterprises included here provides some reassurance against the risk of poor representativity The structure of the pool is also well ... upon the results of an industrial survey of the performance and ownjudgement of 420 Russian enterprises in 1996, as on their actual intentions and expectations vis--vis the short-term future The...
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The State of U.S. Railroads docx
... operation, use, and protection of society s essential physical assets and natural resources and to enhance the related social assets of safety and security of individuals in transit and in their workplaces ... operating speed will consequently be reduced and safety will be compromised To understand trends in infrastructure, it is necessary to understand all four of these issues Table 2.1 Class I Railroads ... both the magnitude of the external costs of trucks and trains and the difference in their costs An examination of these costs individually shows that the magnitude of the accident-cost figure for...
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Rugby’s Great Split Class, culture and the origins of rugby league football pdf
... meanings by members of different classes Rugby league and rugby union were used by their supporters to identify themselves and their class positions – and the status of others who did not share their ... question of rugby league s failure to establish itself in Wales Rugby s Great Split is a benchmark text in the history of rugby, and an absorbing case study of wider issues – issues of class, gender, ... ‘turn to language’ in investigations of class and class consciousness during the 1870–1914 period has shifted the focus away from structural analysis of class to one in which words and symbols...
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Đề tài "Invariant measures and the set of exceptions to Littlewood’s conjecture " doc
... lim supn→∞ α−nt DM and u ∈ U satisfy µx ,U = cµx ,U u Then for any n, k µαnt x ,U = ck µαnt x ,U (αnt uk α−nt ) Choose k > arbitrary Suppose n is such that αnt x ∈ DM and suppose that n U is sufficiently ... our result, Theorem 1.3, implies the following weaker result (also for n ≥ 3): consider the set D of possible intersections Γ ∩ U1 for Γ as in Conjecture 1.7, which is a subset of the space of ... Uij ⊂ U Clearly, by the assumptions of the low entropy case, µab is x the only one of these which is nontrivial Therefore, µx ,U – as a measure on U – is supported on the one-dimensional group...
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Zero Interest Rates and the Fall in U.S. Bank Lending pdf
... risk becomes acute, and banks become less willing to lend to each other unsecured Because the LIBOR market is unsecured, one very rough measure of counterparty risk from the U .S housing crash ... medium-sized enterprises, which seem the most stressed in the current downturn Thus, figure could reflect a huge build up of excess reserves concentrated in large banks while, simultaneously, ... banks did slightly increase their net assets as the counterpart of the modest increase in M2, it was to buy securities such as government bonds or mortgages fully insured by the government But...
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DICKIE’S INSTITUTIONAL THEORY AND THE “OPENNESS” OF THE CONCEPT OF ART pptx
... for the reasons Weitz has given, the issue of what art is cannot be completely separated from the question of what the artworld calls art But I hope to have shown that these two issues should ... certain things “art” and others not, nor a sound criterion for distinguishing between art and non-art in controversial cases (due to its excessive inclusiveness) Precisely because of its commitment ... position It seems indeed that Dickie s definition fails to bring out the specific features that make artworks what they are He insists that his theory stresses the importance of the institutional...
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Monetary Policy in the Eurozone: Evaluating the European Central Bank’s interest rate decisions and the needs of member states using a Taylor rule ppt
... solvency issue These beliefs and other attacks have led many to target the European Monetary Union as the cause of Europe s problems, claiming it as the culprit for a number of woes such as "the sovereign ... consists of largely autonomous states.” 21 There is a robust literature base utilizing the concepts of the Taylor Rule to evaluate the efficacy of the European Central Bank s decision process and ... differences in economic fundamentals, and thus Taylor rates, between the euro area countries have implications on various additional economic issues such as competitiveness and debt dynamics These issues,...
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Vietnam’s Competitiveness and the Role of the Private Sector potx
... evaluate and administer regulations, not just the rules themselves • Include an obligatory assessment of the administrative burden on business in the process of introducing new laws and regulations ... cost of doing so – There are many worthy causes • Business must approach its social agenda proactively and strategically • Business must address society and social issues where it can add the ... benefit simultaneously 63 20081201 – PACE strategy.ppt Copyright 2007 © Professor Michael E Porter The Role of Business in Social Issues • Business cannot solve all of society s problems, nor bear the...
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Báo cáo khoa học: Adenine and adenosine salvage pathways in erythrocytes and the role of S-adenosylhomocysteine hydrolase A theoretical study using elementary flux modes Stefan Schuster and Dimitar Kenanov ppt
... S Schuster and D Kenanov we mean the production of ATP from salvaged substrates rather than de novo synthesis.) As for pathways involving adenosine, a plausible assumption is that adenosine ... which is difficult to assess in vivo, is involved in these pathways Since adenine is a substrate of ADPRT, the elevation of ATP in the absence of adenosine kinase shows that adenine must be released ... part of glycolysis has to run five times as fast as ADPR transferase to make this positive balance possible The ATP ⁄ glucose yields (that is, the ratios of ATP production over glucose consumption...
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