asset liabilities rsas vs rsls and non rate sensitive nrs

báo cáo khoa học:" Salivary flow rate, pH, and concentrations of calcium, phosphate, and sIgA in Brazilian pregnant and non-pregnant women" pdf

Ngày tải lên : 11/08/2014, 23:22

... Salivary flow rate, pH, and concentrations of calcium, phosphate, and sIgA in pregnant and nonpregnant women Variable Pregnant (n = 22) Non- pregnant (n = 22) Mean Salivary flow rate (mL/min) ... flow rates, since both unstimulated and paraffin-stimulated flow rates remained unchanged We did not find any difference in the concentrations of calcium and phosphate between the pregnant and nonpregnant ... [73%] and 17 nonpregnant [77%]) had received professional orientation of oral hygiene care and followed these recommendations, but some did not use dental floss (9 pregnant [41%] and nonpregnant...

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pott - 2009 - review of empirical research on rotation and non-audit service - auditor independence in fact vs. appearance

Ngày tải lên : 06/01/2015, 19:43

... Switzerland had to acknowledge corporate governance violations in 2001, the Belgian company Lernout & Hauspie was accused of fraud and market price manipulation in 2001, and by 2003, the Netherlands ... independently and under its own authority – high quality standards dealing with auditing, review, other assurance, quality control and related services, and facilitating the convergence of national and ... from non- audit services, such as tax advice, information systems design and implementation, human resource management and general consulting (see, e g., Palmrose 1986; DeFond, Raghunandan, and...

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Báo cáo y học: "Effect of Acute Administration of an Herbal Preparation on Blood Pressure and Heart Rate in Humans"

Ngày tải lên : 25/10/2012, 11:10

... uptake (VO2) and carbon dioxide production (VCO2) The non- protein respiratory exchange ratio (RER) value was calculated from VO2 and VCO2 The RER was used as an index of fat and carbohydrate oxidation ... thermogenesis and increase metabolism, suppress appetite, and/ or slow the absorption of fats and carbohydrates [5] In spite of their widespread use and the lack of credible reports regarding adverse ... observed in heart rate, and systolic and diastolic blood pressures for up to five hours Of interest is the fact that Min et al [18] used this same product in a similarly designed study and saw no effect...

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Báo cáo y học: "Segment-orientated analysis of two-dimensional strain and strain rate as assessed by velocity vector imaging in patients with acute myocardial infarction"

Ngày tải lên : 25/10/2012, 11:15

... an accurate assessment of global and regional myocardial function, and a differentiation between infarcted and non- infarcted segments Further research for the definition of cut-off values and technical ... significant difference of strain, SRe and tissue velocities between infarcted and non- infarcted segments demonstrated by an comparison between 2D Speckle Tracking (2DST) and late enhancement MRI (LE-MRI) ... 162 (30%) as adjacent and 173 (32%) as non- infarcted The comparison of infarcted and non- infarcted segments showed a significant difference (p < 0.05) according to 2DS, dSR and tissue velocities,...

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1801-1807 - the other post-Kantian Jacob Friedrich Fries and non-Romantic Sentimentalism

Ngày tải lên : 01/11/2013, 08:20

... presentation of his complete system as Knowledge, Faith, and Portent, and in  his multi-volume New Critique of Reason, which he then revised and republished later in – as the New or Anthropological ... between the unconditional demands of duty and the conditional, sensible facts of our desires, there is only a “conﬂict of ends,” which is resolved by assuming God and immortality on the basis ... process); Fries argued on the contrary that our only possible understanding of nature had to be mathematical and mechanical, and that reﬂection on nature shows that “all material forces have to...

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Investment evaluation methods and required rate of return in finish publicly listed companies

Ngày tải lên : 17/12/2013, 15:08

... in the companies In Finland, Honko and Virtanen (1975), Virtanen (1984), and most recently Keloharju and Puttonen (1995) have surveyed the investment evaluation criteria and planning horizon of ... Finland The list included public and non- public companies Out of their 104 responses, however, only 23 were from publicly listed companies Graham and Harvey (2001) had a much lower response rate ... equity set (and what are the inputs), (3) in what range is the current numerical estimate for the company’s rate of return on equity, and (4) how are the project specific rates of return (and their...

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Tài liệu BANK LENDING AND INTEREST- RATE DERIVATIVES pdf

Ngày tải lên : 17/02/2014, 03:20

... Dependent variable and supply and demand factors Dependent variable C&I Loan Growth over total assets CILGA Supply and demand factors Capital to asset ratio C&I loan charge-offs over assets Employment ... having open positions in interest -rate swaps, interest -rate options, interest -rate forwards, and interest -rate futures In contrast, nearly half of the banks with total assets greater than $10 billion ... SWO, and OFSW are eleven possible interactions between each type of derivative instruments Among these interaction terms, O stands for option, F stands for futures, S stands for swaps, and W stands...

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Tài liệu Bank heterogeneity and interest rate setting: What lessons have we learned since Lehman Brothers? pdf

Ngày tải lên : 17/02/2014, 03:20

... Japan (Aoki and Patrick, 1994), Germany (Harhoff and Körting, 1998) and Italy (Angelini et al.,1998) and in more market oriented ones such as the U.S (Petersen and Rajan, 1994; Berger and Udell, ... the time deposit rate and the repo rate on corresponding maturities applied to bank j between June 2008 and March 2010 (∆INT _RATE j,) The latter is regressed on a constant (α) and a vector of ... with robust standard errors in brackets The symbols *, **, and *** represent significance levels of 10%, 5%, and 1% respectively 32 Fig Interest rates on overdrafts and interbank rate in Italy...

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Tài liệu BANK AND NON BANK FINANCIAL INTERMEDIATION pdf

Ngày tải lên : 17/02/2014, 21:20

... part of conglomerates are less profitable than comparable nonconglomerate firms (see, e.g., Graham, Lemmon, and Wolf (2002) and Campa and Kedia (2002)) Consequently, conglomerates will tend to ... outstanding debt is noncontingent Likewise, more recent explanations such as those of Holmstr¨ m and Tirole o (1997) and Diamond and Rajan (2000) assume that deposit claims are noncontingent and ... that the left-hand side of inequality (23) is reduced by εPr(HH) Bank and Nonbank Financial Intermediation 2513 detail by Fluck and Lynch The main difference between this paper and theirs is...

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Tài liệu Research " Stabilization Programs, Monetary Policy and Exchange Rate Movements in Emerging Markets Economies " doc

Ngày tải lên : 18/02/2014, 11:20

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Tài liệu Allergic and Non‐Allergic Sinusitis for the Primary Care Physician: Pathophysiology, Evaluation and Treatment pdf

Ngày tải lên : 19/02/2014, 08:20

... environmental pollution and allergies, temperature changes, and possibly stress and certain foods (2‐6). In patients with hypersensitive sinus and nasal lining, these factors may cause more marked irritation and ... sphenoid sinus drains into the spheno‐ethmoidal recess, located between the superior turbinate bone and the nasal septum. (3, 11, 12) Air and mucus enter and exit the sinus through the sinus ostia. The functions of the nose and sinuses include olfaction (sense of smell), respiration, and defense. (3, 11, 12) The nose and sinuses produce mucus to keep the ... billion). (5‐7) It is estimated that 2.2 billion dollars is spent yearly on prescription and nonprescription medication. (5‐7) About 12% each of the costs for asthma and chronic otitis media and eustachian tube disorders were 19 attributed to diagnosis and treatment of comorbid sinusitis.(5‐8) Nearly 90% of all expenditures ($5.1 billion) were ...

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Tài liệu Báo cáo khoa học: Mutational analysis of plasminogen activator inhibitor-1 Interactions of a-helix F and its neighbouring structural elements regulates the activity and the rate of latency transition pdf

Ngày tải lên : 20/02/2014, 11:20

... protein, PAI-1(M149K), and to a lesser extent PAI-1(G155K, D(156–157), A158E), had a decreased rate of latency transition; PAI-1(N152D) had a similar rate; and a slightly increased rate for PAI1(G155P, ... assay and expressed as percentage of the theoretical maximum The activity was monitored over time and the rate of latency transition expressed as the functional half-life, t½ The averages and standard ... assay and expressed as percentage of the theoretical maximum The activity was monitored over time and the rate of latency transition expressed as the functional half-life, t½ The averages and standard...

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The Foreign Exchange and Interest Rate Derivatives Markets: Turnover in the United States, April 2010 doc

Ngày tải lên : 06/03/2014, 02:21

... interest rate and the cap rate Interest rate floor OTC option that pays the difference between the floor rate and a floating interest rate Interest rate collar Combination of cap and floor Interest rate ... (FRAs, interest rate swaps, cross-currency swaps, and foreign exchange and interest rate options) averaged $659 billion, up percent See Chart Chart 2: Daily U.S FX and Interest Rate Derivatives ... contracts These other derivatives include forward rate agreements (FRAs), interest rate swaps, cross-currency rate swaps, and foreign exchange and interest rate options Turnover in these instruments...

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Credit Default Swaps Calibration and Option Pricing with the SSRD Stochastic Intensity and Interest-Rate Model pot

Ngày tải lên : 06/03/2014, 04:21

... Brigo and Mercurio (2001, 2001b) We will often use the integrated process, that is t t β t Λ(t) = λs ds, and also Y β (t) = ys ds and Ψ(t, β) = ψ(s, β)ds We take the short interest -rate and the ... a default-free interest rate context, see for example Avellaneda and Newman (1998), or Brigo and Mercurio (2001, 2001b) 3.1 CIR++ short -rate model We write the short -rate rt as the sum of a deterministic ... features a noncentral chisquare distribution, and yields an aﬃne term-structure of interest rates Accordingly, analytical formulae for prices of zero-coupon bond options, caps and ﬂoors, and, through...

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Bank income and profits over the business and interest rate cycle pdf

Ngày tải lên : 06/03/2014, 14:20

... interest rates, changes in the volumes and structure of assets and liabilities, or all of these, maybe diﬀerently for outstanding amounts and new business, or the loans and savings vs other business ... earning assets) as used in Angbazo (1997), Demirg¨c-Kunt and Huizinga (1999), Saunders and Schumacher u¸ (2000), Gischer and J¨ttner (2003) and Maudos and de Guevara (2004) Returns on assets (ROA) ... but also in Demirg¨c-Kunt and Huizinga (1999) and Gischer and J¨ttner (2003) Interest rate diﬀerentials (i.c u¸ u gaps between contractual interest rates and money market rates) as ex-ante measures...

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Permitted water pollution discharges and population cancer and non-cancer mortality: toxicity weights and upstream discharge effects in US rural-urban areas doc

Ngày tải lên : 06/03/2014, 23:20

... disease and total noncancer mortality, however, the significant effects observed for Set (Table 2) are significant only in nonadjacent non- metropolitan areas Death rates for total noncancer and ... (codes and 2), non- metropolitan areas adjacent to metropolitan areas (codes 3,4,5,6,7,9 and 10), and non- metropolitan areas not adjacent to metropolitan areas (codes 8,11 and1 2) Data sources and ... rate Table shows the results from the Set analyses specific to metropolitan, and adjacent and nonadjacent non- metropolitan areas We are particularly interested here in whether or not death rates...

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Báo cáo khoa học "ADIABATIC TEMPERATURE RISE AND REACTION RATE OF MASS STRUCTURE IN LOTTE CENTER HANOI PROJECT " pptx

Ngày tải lên : 07/03/2014, 03:20

... placed by delayed concrete and the rest of section was placed by normal concrete The method of curing concrete is demonstrated in 3.3 and shown in Figure Figure Shape and curing plan of mat foundation ... rise(K), reaction rate( ∝) mixture design is needed to confirm So I measured the hydration exothermic rate to review the lowest hydration heat & the highest strength of cement and checked Adiabatic ... experimental value and measured value in the mock-up test Thermocouple installed in the Center, Side, Edge of member is measured to reanalyze Adiabatic temperature rise, reaction rate and hydration...

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RECRUITMENT IN EXECUTIVE AND NON-EXECUTIVE CADRE pot

Ngày tải lên : 09/03/2014, 00:20

... stipendiary Magistrate)/ *Subdivisional Magistrate/Taluka Magistrate/Executive Magistrate Chief Presidency Magistrate! Additional Chief Presidency Magistrate/Presidency Magistrate Revenue Officer ... acquisition, development and retention and as such, shall provide ample opportunity for education, training and development for furthering career growth RECRUITMENT IN EXECUTIVE AND NON- EXECUTIVE CADRE ... selection and any other matter relating to recruitment will be final and binding on the candidate (22) The Candidates may please take note that the factory being a continuous process plant, will operate...

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Doctor of Philosophy in Mathematics Linear and Non-linear Operators, and The Distribution of Zeros of Entire Functions

Ngày tải lên : 10/03/2014, 16:15

... and ϕ1 (z) has genus or 1, and g(z) = m k=1 (z +αk ) be an even polynomial with non- negative real coefficients and at least one non- real zero Then for all z ∈ R and all non- negative integers k,  ... Definition 22 and the leading coefficients of f and g are of the same sign, or (2) f and g have interlacing zeros with form (ii) or (iii) in Definition 22, and the leading coefficients of f and g are ... Gilliam, Jim and Betty Griset, Karl and Jane Gudino, Michael Hadj, Steve and Hoan Hensley, Ruslan Janumyan, Kevin Knight, Phuong Le, Lemee Nakamura, Barry and Irene McGeorge, Israel and Yoko Peralta,...

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