... influence on the behavior of borrowers If the income and savings of the individual is high then he/she is least attracted to debt financing On the other hand, the individual with low income and ... explores the success of micro financing models inthe developing countries like Bangladesh, India, Sri Lanka, Bolivia and Zambia MFIs in Pakistan must understand the challenges and issues restraining ... evaluate the level of knowledge and interest about micro financing prevailing inthe lower income groups The awareness of micro financing may encourage the poor people to empower themselves and contribute...
... in money demand Shift inthe LM Curve from an Increase inthe Money Supply Shift inthe LM Curve from a Decrease inthe Money Supply Response to a Change in Monetary Policy • An increase inthe ... lead to a rise in output – Increased government spending increases the interest rate and crowds out investment spending and net exports • The less interest-sensitive money demand is, the more effective ... increases the demand for money Response to a Change in Fiscal Policy II • The excess demand for money pushes the interest rate higher • The rise inthe interest rate eliminates the excess demand for money...
... account of credit and interest rate risk inthe banking book in a consistent fashion The way credit and interest rate risk are modelled individually is in line with standard practices The credit risk ... from the discussant and participants at the conference on the Interaction of Market and Credit Risk jointly hosted by the Basel Committee, the Bundesbank andthe Journal of Banking and Finance ... credit, interest rate risk inthe banking book, operational and other risks) and computing returns on risk weighted assets, Kuritzkes and Schuermann (2007) find that interest rate risk inthe banking...
... below the level of detection of the assay inthe non-infected control group, andthe objective of the study was to evaluate the effect of motavizumab inthe inflammatory response induced by RSV, the ... of the administration of the anti-RSV antibody had no effect on the cytokine profile or other clinical and inflammatory parameters evaluated, therefore those controls were not included inthe ... improvement in clinical disease severity [4,5] The present study was designed to assess the effect of motavizumab on the cytokine and chemokine responses induced by RSV both inthe respiratory tract and...
... below the level of detection of the assay inthe non-infected control group, andthe objective of the study was to evaluate the effect of motavizumab inthe inflammatory response induced by RSV, the ... of the administration of the anti-RSV antibody had no effect on the cytokine profile or other clinical and inflammatory parameters evaluated, therefore those controls were not included inthe ... improvement in clinical disease severity [4,5] The present study was designed to assess the effect of motavizumab on the cytokine and chemokine responses induced by RSV both inthe respiratory tract and...
... meaning - The thesis assesses the demand andthe reality of treatment for prisoners in infirmaries inside detaining stations and hospitals - Establish, implement and fundamentally asses the efficiency ... General hospital In Ninh Binh Province’s General hospital: this is the basic model that appropriates to the hospital having the space for building themodel of storey treatment ward Inthe one of Ha ... (2009 – 2010) The demands for treatment to prisoners is very high andthe number of prisoners in clinics and hospitals is increasing anually In clinics: the number in 2009 is 581.583 and that of...
... al introducing and maintaining LPAI in seropositive flocks? and 3) What are the current monitoring and surveillance systems for LPAI in Korea? Materials and Methods Selection of poultry farms and ... out according to the recommendations inthe WHO manual [19] The reagents for the HI andthe AGP tests were obtained from the National Veterinary Research and Quarantine Service (Korea) and Animal ... age, and flock size The inquiry included categories: 1) basic information regarding the owner; 2) habitation of the employees; 3) sanitary concept of the farm workers; and 4) activity of the employees...
... µg per injection per mouse), limited hyperplasia of the intimal lining layer and cell infiltration of the synovial sublining were detected and a decrease in bone erosions was observed (b) Infiltration ... activity of interleukin-4 and interleukin-10 in suppression of inflammation and joint destruction in rheumatoid arthritis Arthritis Rheum 2001, 44:3-12 39 Maini R, Paulus H, Breedveld F, Moreland LW, ... histologic staining (hematoxylin and eosin; ×100) of the ankle joints in mice with collagen-induced arthritis (CIA) At day after the start of treatment with IFN-β, mice were sacrificed and subjected...
... [29] The discrepancy between the two studies could be due to a number of factors, including the longevity of the injected protein andthe level of free G-actin inthe circulation at sites of inflammation ... nucleosomes and chromatin inthe plasma within the first 12 hours post-injection accompanied by an increase in circulating anti-DNA antibody levels and immune-complexes deposited inthe kidneys ... of the DNase I present inthe supernatants purified as in (b) The activity was determined inthe presence of the normal DNA-MG assay buffer, described in Materials and methods, or following the...
... much of the pathology of RA, including hyperplasia of the synovial tissues, inflammatory infiltration of the joints, and destruction of bone and cartilage inthe synovial joint [23] The present ... adjuvant-induced RA model after intraarticular HA administration The suppressive effects on accumulation of inflammation-induced HIF-1a, iNOS, and MMP3 expressions inthe synovium may be involved inthe therapeutic ... HIF1a, iNOS, and MMP3 immunoreactivities were morphologically consistent with macrophages, mainly in inflammatory infiltrate and invasive pannus of the inflamed synovial joint Synovial lining cells...
... expression of MMP-13 and ADAMTS5 inthe cartilage and cathepsin K inthe subchondral bone, which is in line with the findings of our previous study [6] and supports this hypothesis The anti-inflammatory ... participated inthe data interpretation and revised the manuscript DT participated inthe conception of the study, provided the test article and placebo, participated inthe data interpretation andinthe ... for the monitoring of pain and joint function in OA The present study brings into perspective a possible link between joint structural changes and functional outcomes The level of joint inflammation...
... for the collection of ground reaction forces WJR assisted inthe development of the surgical model WJR and LAS assisted inthe conception and design of the experiment andthe analysis and interpretation ... without a rat inthe arena and then thresholded to obtain a binomial image The centroid of the animal was obtained for frames containing the entire torso (regionprops, MATLAB); velocity and direction ... describing ground contact andthe last frame describing ground contact for the hind limbs could be visualized inthe sagittal plane For each event, the geometric position of the foot inthe ventral...
... vaccine efficacy input parameter was adjusted inthemodelin order to best reflect the efficacy in reducing the incidence of PHN As a result, the PHN vaccine efficacy input parameter used inthe ... affected by discounting as they are incurred inthe first year, while diminishing the clinical benefits and cost savings achieved in subsequent years The vaccine coverage rate applied inthe base case ... the design and results of the cost-effectiveness modeland participated inthe drafting of the manuscript MB reviewed the design and results of the cost-effectiveness modeland participated in...
... boiling in a microwave and then immediately poured into a glass Coplin jar The Coplin jar was then placed into the 100°C water bath andthe slides were then placed in to the Coplin jar for 20 minutes ... examined to determine the total volume of the precursor The area per point was 0.01 mm² and was determined at 4X magnification When measuring brain volume, the area inside the ventricles was included ... Dlx5, and Dlx5 are expressed inthe mandibular processes, and Dlx5 and Dlx6 are also expressed in developing bones, cartilage, and teeth and may play an important role in mandibular formation (MINA...
... Ping, and Yusuf for their technical assistance and for making my stay inthe cardiovascular lab an enjoyable and motivating place for me to work in Also many thanks to the people working inthe ... both the heterogeneity of the clinical situations involved andthe extreme complexity of the host response to overwhelming infection As such, the need to assess which animal model of inducing ... puncture (CLP)-induced septic shock model Induction of sepsis is intrinsically more challenging than inducing endotoxemia since the immune challenge is episodic in nature Some of the guidelines for...
... NEUTRINO MASSES AND MIXING INTHE STANDARD MODEL WITH V = µ0 φT σφ + µ1 φT s1 φ 259 (29) III CONCLUSION We have shown the neutrinos gain naturely small masses in agreement with experiment The ... = 1, UL = √ ω ω ≡ UlL ω2 ω (9) NEUTRINO MASSES AND MIXING INTHE STANDARD MODEL WITH 257 II.3 Neutrino sector To obtain arbitrary Majorana neutrino masses, four Higgs doublets are used: ... broken down to Z2 in neutrino sector The mass Lagrangian for the neutrinos is: LνY c ν c c c = x(ν1L 1L + ν2L ν2L + ν3L ν3L )u + yν2L ν3L t + H.c The mass matrices are then obtained by ...
... flows increases output in most countries, andthe increase in output is mostly due to a boom in consumption and investment The findings, especially for the case of the full sample including the ... Korea and Singapore make up one group, and Indonesia, Malaysia and Thailand, another group These results indicate that there are two different business cycles inthe region, even though the East ... correlation in general increased inthe 1990s from the previous periods This is mostly due to the industrial countries inthe sample In conclusion, we can summarize the main characteristics of the business...
... severe and sharp Most articles of criticism inthe US e-newspapers have a very clear style They give the main points and state the criticism at the top inthe headline andthe lead paragraph(s) The ... contrast, there remain some hints in indirect speech and one has to know the rules to interpret the meaning Americans generally consider themselves to be frank, open and direct in dealing with each other ... together at the beginning of the sentence, but in other case, they are separated or the writer delays the appearance of the verb Thus, one of the reason people sometimes misunderstand the information...
... loads The flow inthe both sides of the routine observation period in 2005, mostly winter, was stable Fig shows the changes in TOC and DOC concentrations with the change of flow in 2005, and Fig ... spanning the river during the five flooding-stages were analyzed individually, andthe representative concentrations were determined as the arithmetical means for the three points The inorganic ions ... Water and Environment Technology, Vol 6, No.2, 2008 combined them into a composite sample and analyzed inorganic ions and organic matter The water samples taken at the three points spanning the...
... Protection in Areas of the Far North and Marine Areas Adjacent to the Northern Coast of the USSR22 (Environmental Edict) in its Article specified: Inthe marine areas adjacent to the northern coast of the ... Navigation and pollution inthe Northern Sea Route 231 For Russia, ships must satisfy special crewing and training requirements for navigating in ice.56 For the USA, requirements as to manning, training, ... to the NSR and ‘adjacent areas’ Article of the NSR Regulations specifies that the NSR is situated within the inland waters, territorial sea or EEZ adjoining the USSR northern coast and that it includes...