... participants to be analyzed for ERPs andthe correlations ofthe misleading questions ofthe PEMQ paradigm andthe Yield score of GSS scales were less positively correlated than the correlations ofthe ... factor personality variables andthe variables of interest of collapsed GSS1 and GSS2 124 Table 17 Pearson correlations between five factor personality variables andthe variables of interest of ... measures ofthe Yield and Shift components of IS, and a total score comprising the sum of these two components The Gudjonsson Compliance Scale (GCS) Gudjonsson constructed the GCS to complement the theoretical...
... connect actions to their agents on the one hand, andtothe world on the other, go far beyond the level of physical description, and we grow to understand much more about both of these relations ... corresponding tothe feeling of anger (the idea of anger rather than the experience of anger) may be used to simulate and so to infer theTHE DEVELOPMENTAL ROOTS OF VIOLENCE IN THE FAILURE OF ... lead to a moderation of affect expression, and how does it lead tothe creation of a sense of self ? GERGELY AND WATSON’S SOCIAL BIOFEEDBACK THEORY OF PARENTAL AFFECT-MIRRORING Contrary to the...
... mechanism for effective coordination of donor support for the health sector With frequent changes ofthe minister of health and senior staff impacting on the continuity of administration and policy ... health sector The analysis explored the extent to which the project “Strengthening capacity of UNFPA and WHO to advocate for the integration of sexual and reproductive health issues into national ... for reducing maternal mortality The maternal and newborn focus provides linkage to prevention of mother -to- child transmission of HIV Further synergies with HIV offer opportunities to incorporate...
... contributory factor tothe high control coefficient of phosphorylase on glycogen synthesis because using a potent inhibitor of phosphorylase (DAB) that does not promote conversion of phosphorylase-a to ... phosphorylase To test whether a higher activity of phosphorylase can account for the lower rate of glycogen synthesis in fa ⁄ fa hepatocytes we expressed the muscle isoform of glycogen phosphorylase ... activity and concentration of phosphorylase-a on glycogen synthesis To test the role ofthe phosphorylated form of phosphorylase independently of changes in total phosphorylase concentration, we...
... originators and servicers, similar to mortgage originators in the United States By transferring ownership of loans directly to ICICI, rather than tothe MFI, this model set the stage for the sale of ... is to say it is more complete, more verifiable (audited or rated), and more in line with the financial indicators used by private-sector investors The sector as a whole is developing a track record ... foreign exchange risk that hits MFIs borrowing in hard currency They understand the market context and have firsthand exposure tothe MFIs For these reasons they are the most suitable investors...
... simple reason that the self-employed and informal sector acts as an employer of last resort The client sector tends to become more active during downturns when the formal sector sheds jobs, or is ... While the public sector determines the regulatory framework the rules ofthe game the private sector builds market mechanisms like • 95 • 96 • Microfinance for Bankers and Investors credit information ... liberalization created the incentives for new entrants to come into the financial sector, find their niches, and expand their reach In practice, therelationship between government and private sector is not...
... equity of 37 and 33 percent respectively in 2007 .10 The ROE for the bulk of profitable MFIs falls in the range ofto 18 percent.11 134 • Microfinance for Bankers and Investors International investors ... banks expect to make money from the microfinance deals they design, they might make even more putting staff to work in other sectors On the other hand, one cannot dismiss the commitments to microfinance ... investors Frustration almost jumped off the page For their part, MFIs “grew up” responding to donors’ information needs Only recently are they learning to understand how investors use information...
... businesses ofthe self-employed not conform to formal-sector labor standards Using the Equator Principles to measure the social value of inclusive finance is like putting on a shoe on the wrong ... to their own investors Triodos Bank, for one, has made major efforts to get the microfinance banks in which it invests to join the GRI Impact is the hardest nut of social-performance monitoring, ... number of lessons on the practical and corporate culture challenges of integrating microfinance operations into a bank High-Level Support and Governance A key factor in the success of Credifé was the...
... unprepared to support financial services for poor customers Banco Azteca worked with authorities to modify regulations to allow customers to business without proof of income or credit histories Regulators ... integral part of life for the rich andthe poor alike With so many phones in the hands of low-income people, the idea took shape to transform the phone into a channel to facilitate access to financial ... established the country’s first credit bureau, tothe entry of Creditinfo, a small Icelandic credit reporting agency as the owner and operator ofthe new bureau, and finally tothe issuing ofthe first...
... operations, andto maintain control ofthe data, in order to give more credibility tothe bureau The internal investors—Kazakh banks—worried about the security ofthe database andthe confidentiality of ... number of smaller assets—in BRAC’s case, thousands of tiny loans These pooled assets are then sold to investors for a lump sum, andthe cash flow from the loans is paid to investors as the individual ... private bureaus; and protecting the privacy and confidentiality of personal and corporate financial information.11 The law also needed to be flexible enough to adapt to evolution ofthe financial system...
... specialized indicators for the financial sector, including a set of indicators in development for inclusive finance Indicator Areas Indicators Covered Social Labor practices and decent work Human rights ... identify their reasons for reporting, ensuring support and engagement from key stakeholders • Decide what to report Institutions choose key reporting topics of greatest relevance to themselves and their ... team and we got to work Many thanks to all the members ofthe UN Advisors Group, who endorsed the project, and particularly to Visa for financial support Thanks also to ACCION for providing not...
... systems, 106 coverage, 105 , 235 credit scoring, 26, 107 , 110 MFI participation, 108 109 public and private, 107 108 reporting, negative and positive, 106 value in BOP market, 104 viability, 105 108 ... presentation tothe Regional Conference on Credit Reporting in Africa, Pragma Corporation, October 2006 Pragma Corporation, www.pragmacorp.com/creditbd.htm Pragma Final Report to USAID on the Financial ... “Expanding Financial Services Access for the Poor: The Transformation of Spandana,” Indian Institute of Management, Ahmedabad, working papers, April 2005 Thorat, Usha, “Financial Inclusion—The...
... the exterior ofthe tubes thereby making the plates easier to work with during the assembling stages of manufacturing However, if the dipping time is too long, orthe concentration ofthe acid ... during the soaking or paste-mixing stage and indirectly during the formation stage [7] The presence of -PbO2 increases the conductivity ofthe active material before formation and allows for seed ... for 22 h for 21 h 1 for 21 h High rate for h for h for h for h for h for h 1.5 for 10 h Low rate High rate Low rate Flat plate Tubular had shown this to be sufficient for tubular electrodes [10] ...
... lands, erodes beaches, and increases the salinity of rivers and estuaries in the storm or typhoon season The extent and severity of storm impact has recently increased as a result of regional climate ... satisfactory measurement process Figure The variation of velocity vectors at the Namtrieu (U1) and Lachhuyen (U2) river mouths Figure The variation of measured velocity vectors at the Namtrieu and ... speed of m/s, SE wind speed of 15 m/s The current velocity ofthe tide causes the onshore–offshore sediment transport, whereas waves have an important influence on the longshore sediment transport...
... review of psychosocial factors at work and private life as risk factors for back pain Spine 2000, 25:2114-2125 Bongers P, Kremer A, ter Laak J: Are psychosocial factors, risk factors for symptoms and ... descriptor of pain history and as a prognostic statement for pain [34] The International Association for the Study of Pain (IASP) defines chronic pain as any pain persisting past the normal time of ... Associations and predictors of foot pain Identifying factors that predict foot pain enables the clinician to modify or prevent contributing factors and even Table 1: Prevalence of foot pain in randomly...
... the years lived in each age range ofthe life table into these two states using prevalence of imprisonment by gender and race These figures were then used to compute the life table value ofthe ... in the number of years of life lost to imprisonment in the United States population by gender and race There was on average 1.75 million persons between the ages of 18 and 44 in prison in the ... Rates of imprisonment in this age group were the average ofthe number of persons in prison per 100 ,000 population Person-years of life lost to imprisonment were calculated by multiplying the number...
... the UPS andthe DOWNS of blood glucose I Hirsch So What Is The Significance oftheUnderstandingof GV? ♦ “…it suggests that different therapeutic strategies now in use should be evaluated for ... more useful as we move into the CGM era I Hirsch What We Need Data comparing these tools to markers of oxidative stress! I Hirsch Conclusions • Although there is no definitive proof from a randomized ... woman on CSII for years Testing to times daily, A1c=6.4% Major problems with hypoglycemia unawareness Poor understandingof basic concepts of insulin use despite seen by specialists for 20 years...
... beyond the guilty feeling that they should be speaking Mother-tongue use: In a foreign language class, a number ofthe learners share the same mother tongue; therefore, they tend to use their mother ... interrupted during their performance, and they are reasonably motivated to continue their speaking However, at the end ofthe performance, instead of guiding students to find out and correct their 36 mistakes ... After all the missing words are filled and checked by the teacher, the students will be asked to work in groups oforand retell the content ofthe song Then the teacher randomly chooses students...
... Len 100 , rcvd 100 , sending Len 100 , rcvd 100 , sending Len 100 , rcvd 100 , sending Len 100 , rcvd 100 , sending Len 100 , rcvd 100 , sending 3 3 Another way of minimizing the impact ofthe debug command ... The purpose behind this is to record the source of each ICMP Time Exceeded Message to provide a trace ofthe path the packet took to reach the destination For all the options about this command, ... redirect datagrams for the network = redirect datagrams for the host = redirect datagrams for the type of service and network = redirect datagrams for the type of service and host alternate−address...