Li Crossed cheque (n) : Séc toán b chuy kho a cheque that has two line across ot to show that it can only be paid into a bank account and not exchanged for cash Open cheque (n) : Séc m Bearer cheque (n) : Séc vô danh Draw (v) : rút Drawee (n) : ngân hàng c ng ký phát bank or person asked to make a payment by a drawer Drawer (n) Payer : ng ký phát (Séc) person who write a cheque and instructs a bank to make payment to another person Payee (n) : ng c toán Bearer (n) : ng Person who receive money from some one or whose name is on a cheque : (ti ) b ch In word 10 In figures : (ti ) b s 11 Cheque clearing : s toán Séc 12 Counterfoil (n) : cu (Séc) a piece of paper kept after writing a cheque as a record of the deal which has taken place 13 Voucher (n) : biên lai, ch 14 Encode (v) : mã hoá 15 Sort code (n) : Mã chi nhánh Ngân hàng 16 Codeword (n) : ký hi 17 Decode (v) : gi ã (understand the mean of the message writen in code) 18 Pay into : n vào 19 Proof of indentify :b ch nh di 20 Authorise (v) :c Authorisation (n) 21 Letter of authority : th u nhi 22 Account holder (n) : ch tài kho 23 Expiry date : ngày h h date on which a document is no longer valid 24 ATMs Automatic Teller Machine 25 BACS :d àng The Bankers Automated Clearing Service 26 CHAPS :h ù tr y ar br VOCABULARIES of g in nk Ba ts en ud St Li 27 y ar br The Clearig House Automated Payment System EFTPOS : máy chuy i i àng Electronic Funds Transfer at Point Of Sale IBOS :h àng PIN Personal Identification Number SWIFT :T ài toàn c The Society for Worldwide Interbank Financial Telecommunications GIRO :h àng BGC : ghi có qua h Bank GIRO Credit Magnetic (adj) : t tính Magnetic Stripe : d b ng t Reconcile (v) : bù tr , i hoà Circulation (n) : s l u thông Circulate (v) movement of money round a country Clear (v) : toán bù tr make payment of a cheque through the system Clearing bank (n) : ngân hàng tham gia toán bù tr Clearing house (n) : trung tâm toán bù tr central office where clearing bank exchange cheques Honour (v) : ch nh toán Refer to drawer (n) : vi t R.D: “Tra soát ng ký phát” Non-card instrument : ph ng ti toán không dùng ti m Present (v) : xu trình, n Outcome (n) : k qu Debt (n.) : kho Debit (v) : ghi n (money which a company owes) Debit balance :s d n balance in an account showing that the company owes more money than in has receuved Direct debit : ghi n Deposit money : ti Give credit : c p tín d Illegible (adj) : không Bankrupt Bust : v n , phá s : ký phát, vi (Séc) Make out (v) Banker (n) : ng c ngân hàng Place of cash : n i dùng ti m Obtain cash : rút ti Cashpoint : i 28 29 30 31 32 36 of 33 34 35 g in ts en ud St 45 46 47 48 49 50 51 52 53 54 nk Ba 37 38 39 40 41 42 43 44 Li Make payment : l chi tr Subtract (n) : tr Plastic money (n) : ti àng) Sort of card : lo th Plastic card (n) : th Charge card : th toán plastic card issued by a shop and used by customers when buying sth that they will pay later Smart card (n) : th thông minh small plastic card with an electronic chip tha record and remember information Cash card (n) : th rút ti m (card use to obtain money from cash dispensers) Cheque card (n) : th Bank card (n) : th àng Cardholder (n) : ch Shareholder (n) :c ng (person who owns shares in a company) Dispenser (n) : máy rút ti t machine which gives out money when a special card is inserted and instructions given Statement (n) : kê (tài kho (list showing amounts of money paid, received, owing…& their tota)l Mini-statement (n) :t ê rút g Cashier (n) : nhân viên thu, chi ti ( Anh) Teller (n) cashier : ng máy chi tr ti m Withdraw (v) : rút ti m Withdrawal (n) Deduct (v) : tr i, kh i Tranfer (v) : chuy Transaction (n) : giao d Transmit (v) : chuy Dispense (v) : phân phát, ban Terminal (n) : máy tính tr computer screen and key board connected to a computer system Reveal (v) : ti l Maintain (v) : trì, b qu Make available : chu b s Refund (v) : tr l (ti vay) Constantly (adv) : không d , liên t In effect : th t Retailer (n) : ng bán l Commission (n) : ti hoa h Premise (n) : c hàng y ar br 55 56 57 58 59 60 61 g ts en ud St 76 77 78 79 80 81 82 83 84 in 74 75 nk 69 70 71 72 73 Ba 68 of 62 63 64 65 66 67 Li Due (adj) : k h Records : s sách Pass (v) : ch nh , chuy qua Swipe (v) : ch nh Reader (n) : máy Get into (v) : m vào, lâm vào Overspend (v) : xài kh n ng Adminnistrative cost : chi phí qu lý Processor (n) : b x lí máy tính Central switch (n) : máy tính trung tâm : ng quy In order Standing order (n) SO :u Interest-free : không ph tr lãi Collect (v) : thu h (n ) Check-out till (n) : qu tính ti Fair (adj) : h lý Subsidise : ph c , ph phí Cost (n) : phí Limit (n) :h m Credit limit :h Draft (n) :h Overdraft (n) : s rút v s d , d th chi Grovelling (adj) : lu cúi, bi i Remittance (n) : s chuy ti Quote : trích d Reference (n) : s tham chi Interest rate (n) : lãi su Mortgage (n) : n thu ch Abolish (v) : bãi b , hu b Mandate (n) : t u nhi Out going (n) : kho chi tiêu amount of money spent; espenditures Remission (n) : s mi gi Remitter (n) : ng chuy ti Leaflet (n) :t b (qu cáo) Orginator (n) : ng kh person or company initiating a banking transaction Consumer (n) : ng tiêu th Regular payment : toán th k y ar br 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 g in nk Ba ts en ud St 119 120 of 115 116 117 118 Li Billing cost : chi phí hoá n Insurance (n) : b hi Doubt (n) : s nghi ng Excess amount (n) : ti th Creditor (n) : ng ghi có (bán hàng) person or business to whom another person or business owes money Efficiency (n) : hi qu Cash flow (n) :l ul ti n Inform : báo tin : nhân danh On behalf Achieve (v) : Budget account application : gi tr ti làm nhi kì Reverse (n) : ng l Break (v) : ph , vi ph Exceed (v) :v tr VAT Reg No : mã s thu VAT Originate (v) : kh Settle (v) : toán Trace (v) : truy tìm Carry out (v) : ti hành Intermediary (n) : ng làm trung gian (person who is a link between two parties) Correspondent (n) : ngân hàng có quan h lý Telegraphic transfer : chuy ti b i tín Instant cash transfer : chuy ti t th Mail transfer : chuy Absolute security (n) : an toàn Straighforward (adj) : n gi , không r r Boundary (n) : biên gi Reliably (a) : ch ch , ng tin c Domestic : n , n tr Significantly (adv) : m cách ng k Local currency (n) :n t Generous (adj) : hào phóng Counter (v) : qu (chi ti ) Long term (n) : lãi Top rate : lãi su cao nh Headline (n) : m (báo, qu cáo) Free banking : không tính phí d v ngân hàng y ar br 121 122 123 124 125 of g in nk Ba ts en ud St 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 Li Generous term : i ki hào phóng Current account (n) : tài kho vãng lai Recapitulate (v) : tóm l , tóm t l Security courier services : d v v chuy b Beneficiary (n) : ng th h (person who received money or advantage from st) First class : phát chuy nhanh Upward limit (n) : m cho phép cao nh maximum permissible amount (# downward limit) Facility (n) : ph ng ti Gateway (n) :c máy tính Outward payment (n) : chuy ti i Inward payment (n) : chuy ti Accompany (v) : i kèm Interface (n) : giao di Non-profit : phi l nhu Operating cost : chi phí ho Documentary credit : tín d th Entry (n) : bút toán Meet (v) : toán Capital expenditure : kho chi tiêu l Home banking : d v ngân hàng t nhà Remote banking : d v ngân hàng t xa Day-to-day : th ngày Manipulate (v) : thao tác Recovery : s òi l (n ) Adaptor (n) : thi b ti tr Periodically (adv) : th k Dependant (n) : ng s d ng khác Grant (v) : ch thu Inefficient (adj) : không hi qu Debate (n) : cu tranh lu Pros-and-cons (n) : nh ý ki tán thành ph Isolate (v) : cách ly, cô l Power failure : cúp Attention to : ý t Spot (v) : tìm ra, nh Grab (v) : tóm, vô y ar br 158 159 160 161 162 163 164 of g in nk Ba ts en ud St 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193