Bài giảng nghiệp vụ ngân hàng trung ương

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Bài giảng nghiệp vụ ngân hàng trung ương

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PGS.TS TRUONG TH! HONG KHOA NGAN HANG ntaOHCiJ Oa.1 HQC KUIIH TE TP HCM NGHltpVl) NG.t\N HANG TRUNG DONG HQI DOHG MOtl HQC CHuai~G uaNG I: ~~6NG QUAN VE NGAN HANG TRUNG cHuai~G 2: HGHIEP VU PHAT HANH TIEN vA £lIEU TIfh LUU THC)Na' TIE~J T~ CHuaNG 3: l-lGHIEP VU TiN DUNG CVA NGAN HANG TRUNG uaNG CHuaNG 4: HGHIEP VU THI TRUONG MO CHuaNG 5: NGHI~P vu QuAN L Y NGOAI HOI CHua;~G6: CHUC HE THONG THANH TOAN QUA f\GAN HANG ~~O I NGANHANG 7: DIEU HANH CHt'lH SACH TIEN Tg I Sf! d01 caa-ngan trung U'Ollg Sq dc7D : hang II.CHaC HAHG PHAT HfirtH TIErt CHlrtH PHil Cdc boat Qgng cua NHTlI (J','HOAT ElONG CVA NHTU Eloi CHfNH PHV b) HOAT ElONG CVA NHTU DOr cAc NHTG voi voi MO TAl KHOAH Glu~OD!eH cHOwry T6M LAM OBI LY CHO CtdrtH PHil co VArt cfic VArt T(li CHlrtH TIErt T~ a"~i DE MUll Bart rtGOBI MO TAl KHOfirt GIIiO DICH CAe - cAe D"Y Tlti DQ'Tltir ap DUrtG co Gla c) HOAT BONG PHAT HANH TrEN BflT BUQC CHO VflY MUff Blirt GIAY T(1 HOI LV" HO~ T DlJNG ,MUA SAN cAc cfic 81Ert PHAP QUflti I{HAe GIAY TO co GIA MUA sAN NGO~I HOI CUNG CAP THONG TIN KIEM SOAT, THANH TRA TO CH(1C TRUNG TAM THANH ToAN TRlI,LlEN NGAN HANG au Hinh 1: S0 III MO JE[lNH TO 80 TO CHU C CH(rC NHTW: MD hinn thu nhdt: M6 hlnh ~'lHTW tnrc thuoc Chinh phu + NHTW lit co quan ngang BO, chiu str lanh dao true tiep ciia Chinh phu + Chinh phii ki€m tra, giarn sat hoar dong cAe Mue Tll,U KINHT(- xA H(jl cuaNHTW 2 lvla hlnh lhi) hai: !vll) hinh NHTW tn,tc rhuocC·uoc \-HTW d(>c I~p vdi Chinh phu + (h:nh h¢i : tra heat dong pb.i khOng giam soil, ki~m I Lich si'lra dili cua NHTW lJ VN: so Dh6cH1]c M th6ngNH Mi~n nam vao ·Ngay 2613/1988chuyin h~ thifng NH mQl ~~~ ;:,~,1~~gkb'1c2t~: ~l~ • NCay 0211211997 thay the Phap renh Hi thifng /0' chllc cu Ngan /u),ng (flU ,TROC CHUC COR "HNfI V" I MOT Sf) VKN DE CHUNG: In ti~n, (luc ti~n, bao quan va v~n chuy~n til~l1: 1.1 In va dric tiin Quy trinh in tiill, due tie'n : Buc:i'c1 : Jrhie't ke'mAu cac Ioai ti~n: Co tfnh th§m my - D~ nhsn bie't Tlen dung Kha nang ch6ng gia cao Bttoc : Che' ban in, duc - Ung dung cong nghe - D;iy du nQidung chi thie't ke' Buoc :1'6 chuc va dtic ti~n: - Trach nhiern cua nha yin duc ti~n 0.11 qu~ql AYlp lJ!a·· ~UQql nn] ~UO.l1~uilp 1.'s ;)imp ~uQqJ( '~u.!lq;) !,QP ~P (NawD:IdS) n¥w w~1 ~uti.p 1.'s ;)PPP , ;)VPU w9qu 1QW';)VPU 1QW e!';) ;).!lq1qu]q;) U~!l ~U?P ~T n¥w U~!.L lJ~q;)89q q;)jp ~unp ~u~q '\~l.lrul}qd: , unA }}X ' ~l(u 1Y::l., u~!l A!,q n~!l ~'.!lql~UPPtld + NNHN e!';) u~p oqJ( !l3.L: wJ!!P eia" U~I·IQw ~U!lql ;)11oq W!1U~u~H : ue!~ !"Ql.j[JL • qu~q nn] !IP qU!P iq U~!.Lqu~q OJlTu,nq;) n~!l tIP ~uQqJ( U~!.LA!,q n~!l ;)PPP U~!l !,30I;)Y::l+ A!,q n~!l ;)PPP ~s ~)U qu~q 0Jl1 u,nq;) n~!l tIP ~UQqJ( Jq)l "!Qq nql ;)PPP ~s ~A '!il~u q.l1 'u!1qJ( 9qJ( d~~ UYOl queq1 q;)iP oe!~ ;)~!A oq;) W~I 'u,?w oeq 'lYu q;)y.I iq ~s ~uyql w!1u 'COb~UQql n.nT ~UO.ll~uilp 1.'s;)PPP U~!.L :[.11(' nBS liP ps anb U~!l qu~q lyqd J~!A 1y:1w'n "U~SquiP !!P uj1[lllu~q 1yqd qU~lf JyJ enb lIUQql qu~q lyqd itA d~!qllu £nb U~!l B.na : u~n IfU", sn 9:>D~lltp lluPlIl !_!III))~ D~1I111u!,JllluplIl~1I)1 U~!AqUl,!ql:>1':> Olll D~1I111u!UllluplIltgq)) IIU!P:>IlX+ oJlq lluglll lluPlIl tgq)l ql~UP.Il": ~,gq){aU9J, < n~ql l~P '5uP.ti.It94){ :au9J, :, dOl[ :JuJ?Jl.l.L • '~u» d~p :)P.IlPn~p n~qll~p ~UP.IlI~9q){ 1,Yl(IP o~q '5U9ql '5uP.IlTt9q){ gU~?l,:> n~p '3uPJ1Tt9lf){~U9~ : l dpl[ 8ul!Jl.I.L : gUPPI !_Qq:>f n,qll~X-I :nVHJ, J,3X 3.(lHJ, DNDflHd ·AI ~ , , ~J X =: m8 quip ;)ex ap lm~[A Will nn;) v qUHql '.X (, nvql ~U9.Ill~vns HH ~uitp 1,.1S~A TJ~!A qu~ql ~UJ;.lloqJ' nyql ~U!ll.ll ~uP.nI !})q)fqujp ;)yx NlLHN ~tPO~A t:~.na , "p " • , GV ·n~qu ;)yq:>flJ~n:iml ;)P,W ;)!lJ WA~uPPI Wq:>f~:>fgu~P WJLHN JY3 ·u~;q U,;) ;)~oq ~n~ uyJ guPP( tQq}l oyq gupql !qJ MJ,HN :l,~ns !~(nrrql n}JG ·Z + Blf8e 3: Ni)p don dt! tMlu + Bo'8e4: T6 chile xet thdu + Blf8e 5:'Thong bao k~t qua da'u thau + Blf8e 6: L~p hop dang & chuyen giao h(ip d6ng; + Blf8e 7: Thanh toan & chuyin giao chUng tu I NH(rNG y AN CljUNG NGHIt ~ QUANLYN ? vA QUAN LY l\GO~I HOI: Khlii ni~m ,,~ ngoal hO'i: Hoat d(lng ngoal hO'i - Giao did yang lai: ngan han: XNK, dich vu: chinh \ian thong, bao hi~m, hang khong - Giao dich v_~ v§n: d +NHNNVN: T6ng hops6li~u va l~p CCTTQT * Cac +Cac BQ, cd quan ngang bQ, T6ng cue TK,DL,HQ : Ph6i hQ'p va cung cfl'p thOng tin cho NHNN di l~p CCTTQT dliQ'ckip thO'i Don '7j ti~n t~ dung can can toan qUi)C ctla dollar My (lJSD) giao dlch kinh te' dt1Q'cphan anh vao can can toan qu6c te' phiii la s6 li~u tMng ke tai thm di~nt hach toan vao s6 sach ke'toan }i> * Cac giao dich kinh te' dliQ'ctinh theo gia thuc te' Cia thOa thudn giil'a ngu'O'i co' trti va ngu'O'i khong cu tru phan anh vao can din toan qunc ct C Trach nhiern l~p can can TTQT: * Bi?1Ipluip g.'iim b(ii chi (din bling) CCTTQT: ThO'i han l{ip can can toan qu6c te': + D6i v~i can din KH (qui: ch~m nhfl't 25/th thn qui , HH; nam: 25/9) ~ Ne'u CCTTQT KH ( ngan ngua ) ~ Ne'u CCTT(lT thl)'c hi~n 6iv(Ji NgHn hang Nha nu'OeVi~t Nam E>6ivOicae B(\ Nganh khae eua Chinh phu E>6iv(JiQut\e h(\i ( tili lii;:u) Oie iC'lilichfnh sach ti~n t~ ,.CSTl' th~: ehi;jt Cac muc tieu cua chinh sach ti~n t~ a MIlC tieu truac mtil (M(IC tieu ngiln ha« - muc lieu vi tiin te) + On djnh gia tri d6i ni)i va gia tTi d6i ngo~i eua d6ng ti~n + Ki€m soat va di~u hoa kh6i ti~n giao dieh (MI) eua n~n kinh te: b MIlC tieu cd ban (MIlC tieu kinlz It) + On dinh va thue diiy tang tru·(jngkinh tif + T~o vi~c him cho ngU'oi lao dOng, g6p philn On dinh tr~t ll! xa hOi 16 LI 4U!4;) 04;) ~uilpun + u~u04;) ~uilpU!.L + W UI/!I n~o UI?p bUQd11.f4UI? Plil.194>t lens If/I W;;!p uenb tu e.np (:11\;;1 Li¬ lfJn~o d?4U n41 bU91 eQo eJ.4bu cuep ~!!b I.fU1PO?X O?ll\ u?p d~o ?p l?ln41 DOH - >1 ?I\ 'H6t WflU ,,71 u;;!i eQo enw oJ)S" W~4d O?I ent W£,'L' QJ ~1 UI/Il l5uOOI 9s I?J.n41 OC4 u?p d?:l I/P f/p U;;!I n~p 004 ?I I./U!>t(:1I./U(:11J;J -Is,::! 5ul/LI1- HHV::JVI~ ~NOI :H' • • N31! Avn'(!!} ~N9J\ ¢~ ::J91 :J\' ~NOHI OH::J1;11HlNY::J N311~Nplli IOH)f~ ~ :9(f~NO~1 nrn uliq !t1P !li[l1flUlliu!;>!: dpH UP] ;JUPJl] uaq ~:l[ y:) !J.lli uY!.L t11\ ZW 11I~?!) TY'( W~!:l[ l}!l !J.lli u~!.L 9lju ;JUPJl] uliq ~:l[ ;1:> !J.lli u~!.L t11\ IW 11I9D :ZY'I Y'/-JvJvnJ , ~ 9Hl tun lynllnV 'UJ!p liUP Jy1 u;:?An~u O;:)liln)~J ;5U011U?!1 ;5UP)11!9lj)l NtIIl IOID! vno nYJ lilll :::,,.v ( » "'v (3:1 N3U IOH)) vno nvo l3)1) ?l U~Il !9lp{ Ul}J u¥qd qUl?t{: qufp ;)Jrf (B :u~n!,Qq)( c~q n~JP ~A ~u1,l~unJ'q~lys qUJq;) °1 , :VI~ 39ft(] ~q, N~I.L H:J)iS HNJH:J VQ.~) nyJI DJ on vno nvo ltDI ,.v t ,.v I \ Chinh sach ngoai hO'i: - V~ du tru igoai h6i - V~ ty gia h6i thi trueing h6i doai -v~cac giao dich h6i doai III CON(; eTJ DIEU HANH CSTT -v« aoai Tal di'p vl(n (Refinancing) Lal suli! (Interest Rate) Nghiep VlJ thl trdong rod (The Open Ty gia h6i doai (Foreign Exhcnage Rate) Dt! tru bilt buoc (Reserve Requirements) Cac cong cu khac (Other Instruments) Tang cuong hoat dong tra giam sat [...]... t~ trong n~n kinh te' : TM va KDTM 2 Dij.c di~m va tac dQng cua thanh toan qua ngan hang: 14 a) D~'ic a.i(m cuei thanh loan qua ngdn hang: - V,.ln d(ifig CUol hh & tt It'JaQc lq,p - IT dong vai fro v,~ttrung gian - l\Hc((ir.g va; (/'0 quan trong h) rae dung cua thanb toan quo ngdn hang: - /'o:in kinh te' - liB 3 Nhffng quy djnh ehung ngan hang: a) DOL tuang dp dung: • Thii nhilt: Cac t6 chirc roan • ... Chinh phu 3.Nguyi~nde quan nha't 1:1 t~p trung thong - Trung irong thong nhtt quan phat hanh tien 19 viec I, P!:~: hanh ti€n qua kenh tin' Ngan hang Trung gian: Cho cac NHTM va cac vay v6n du'6'inhieu... QUflti I{HAe GIAY TO co GIA MUA sAN NGO~I HOI CUNG CAP THONG TIN KIEM SOAT, THANH TRA TO CH(1C TRUNG TAM THANH ToAN TRlI,LlEN NGAN HANG au Hinh 1: S0 III MO JE[lNH TO 80 TO CHU C CH(rC NHTW:... tnfong md: Hang hca cua thi tnrong cac loai sau: rna gem Tin phieu kho bac Tin phieu Ngan hang Trung uong Trai phieu chinh phu - NHTM C6 phdn - NHTM Lien doanh - CN NHTM Nude Trai phieu et6 thi

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