 Trang      1.  1 2.  1 3.  1 4.  2 5.   2  1:   1 1.1  1 1.1.1  1 1.1.2  1 1.1.2.1  1 1.1.2.2  1 1.1.3 Vai trò  3 1.2  3 1.2.1  3 1.2.1.1  3 1.2.1.2  4 1.2.1.3 Nguyên nhân 5 1.2.1.4  6 1.2.2  7 1.2.2.1  7 1.2.2.2  7 1.2.2.3  9 1.2.3  10 1.2.3.1  10 1.2.3.2  10 1.3   14 1.3.1  14 1.3.2  14 1.3.2.1  14 1.3.2.2  15 1.3.2.3  15 1.4  16 1.5  21  21 Northern Rock 22 1. 23  24  2:    25 2.1   25 2.1.1  25 2.1.2  26 2.1.3  27 2.2   30 2.2.1 - 2011 30 2.2.2   50 2.2.2.1  50 2.2.2.2  55  58  3:  T NAM 60 3.1  2015 - 2020 60 3.1.1  60 3.1.2   61 3.2   62 3.2.1   62 3.2.1.1  62 3.2.1.2  66 3.2.1.3  69 3.2.1.4  70 3.2.1.5  72 3.2.1.6  73 3.2.1.7  74 3.2.1.8  75 3.2.1.9  76 3.2.2  76 3.2.2.1   76 3.2.2.2  79  83  85     BIDV Bank for Investment and Development of Viet Nam         Vietcombank Joint Stock Commercial Bank for Foreign Trade of Vietnam        ACB Asia Commercial Bank Ngân hàng Á Châu EIB Eximbank Ngân hàng      MB Military Bank Ngân hàng     Quân  Techcombank Ngân hàng   NPL Net Liquidity Position  Repo Repossess of Property  Forward  Future  SWAP   NHNN  NHTMNN   RRTD  TCTD  TMCP    Trang 2.1  2012 27 2.2 :  32 2.3 : k 33 2.4 : C 34 2.5 :  35 2.6 :  36 2.7 :  36 2.8 :  38 2.9 39 2.10 40 2.11 46 2.12 57   01:  28 02:  29 03:  29 04:  44  Hình Trang 2.1:  26                                         hàng TMCP Ngo              - 2011.   -- -    an qua.                              l  ng: -   -               Nam -   thanh kho  1    1.1  1.1.1         the short-run ability             1.1.2   : 1.1.2.1   m: -  -  -  -  - g  1.1.2.2     2 -  -  - i - Chi phí phát sinh khi ki -   :    -   : -   (NPL>0)       +  -     <0)   v     hành)  3   -                1.1.3                cho                    Thanh kho         1.2  1.2.1  1.2.1.1    [...]... chính sách, q giúp ngân hàng vào tài - bên ngoài vào tài nêu trên : này, ngân hàng cho vay phát sinh, ngân hàng có thu 11 các bán này là ngân hàng cho vay trung, dài ngân hàng hình tài và các có tính là khoán bán các tài này tài là tài hoá tài phi thành nên có - hoá cách nhanh chóng - Giá và doanh thu bán tài bán có - dàng giá giá bán ra tài có tính bao vay ngân hàng các các ngân hàng khác, quan chính... tài coi là ngân hàng này có cung thanh chi phí và vào tài là ngân hàng hoàn toàn cho mình mà vào các này có sau: - khi bán tài là chi phí mà các tài tài này 12 khi bán tài - kém chi phí khoán càng - cho ngân hàng các tài giá trên mua ép giá - Ngân hàng là các tài thanh vào các tài có có tính t ngân hàng là thanh các ngân hàng và vào này, nhu và khi có phát sinh , vay ngân n 13 - - - ngà ác ngân 14 -... hình ngân sách nhà n - 1.3 là 1.3.1 n , ngân có thanh trong quá 1.3.2 1.3.2.1 Khi ngân hàng 15 1.3.2.2 hu hút ch 1.3.2.3 ngân hàng , n , ngành n thì và 16 1.4 : Các t , NHNN - 13/2010/TT-NHNN ngà 19/2010/TT- -NHNN ngày 0/TT-NHNN ngày 20/05/2010 a) cy Ratios) - 13 17 cao trên, các ngân b) c) 13 thì 18 -testing) và d 13 B 19 Nhìn c - 22/2011/TT- - B) / C] x 100% 20 Nh 21 1.5 b Nguyên Nhân: h 22 ngân. .. Nguyên Nhân: h 22 ngân hàng Barings Northern Rock Northern Rock là Ngày 21/02/ b Nguyên Nhân: Công tác 23 Trung Ngân hàng 1.4.3 Ngày - Guta Bank - thông ATM Ngày 10/7/2004 Ngày 16/7/20 Ngày 17/7/20 Ngày 18/7/20 24 Ngày Tháng b Nguyên Nhân: dây 25 NAM 2.1 2.1.1 Vietcombank Vietcombank - ch - h- 26 N Vietcombank 2.1.2 ,B ietcombank 27 2.1.3 hàng, ph (qua ngân hàng) cho khách hàng - 2012 2007 2008 2009 . Ngân hàng Á Châu EIB Eximbank Ngân hàng      MB Military Bank Ngân hàng     Quân  Techcombank Ngân.       này, ngân hàng  cho vay      phát sinh, ngân hàng có  thu 11  các   bán.    bao    vay ngân hàng      các ngân hàng khác,  các  quan chính  