... also goes to the leaders andstaff at American Express, especially Ken Chenault, Jim Cracchiolo,Brian Heath, Mark Regnier, Rhonda Schwartz, Guinero Floro,Paula Swanson, and our compliance and ... provide a goodway to help your money grow tax-deferred. Another advantage toannuities is the guaranteed death benefit. The disadvantages associ-ated with annuities are the internal expense charges, ... to pick a good mutual fund.If you have taken my advice and hired a financial planner, these arti-cles are still important, because you need to know what is going onso that you may make informed...