... have to pay back more than they (8) This amount depends on how risky (9) _ bank thinks the borrower is and how fast the (10) _ is paid back among other things KEY: (1) places (2) accounts (3) ... KEY: (1) romantic (2) think (3) computer (4) intelligent (5) smartphones (6) improve (7) consequences (8) personality (9) it (10) also C5 (1) is what you use to buy things You may (2) money ... or pay for their houses, cars, good, taxes, medical needs, and (7) _ items, among (8) _ things Even things such (9) _ turning the lights on, using the air conditioning or (10) _, and connecting...