... agreement The written statement that defines and explains all legal terms for a credit card agreement It includes payment terms, billing dispute procedures and communications guidelines, among ... guidelines, among other items cash Money in the form of paper and coins (e.g., U.S dollars and cents) In banking, this is the act of paying a check cash advance fee A fee assessed when a card holder uses ... of money owed by an individual or institution; a charge deducted from an account debit card A banking card enhanced with ATM (automated teller machine) and POS (point-of-sale) features that...