... efficiency and involved a 24%reduction in staffing levels.9 Australia and New Zealand Banking Group Limited – 1997 Annual Report Summary Australia and New Zealand Banking Group Limited recorded ... applicable25 Australia and New Zealand Banking Group Limited – 1997 Annual Report (left to right)DR R S DEANEPhD, B Com (Hons), FCA, FCIS, FNZIMChief Executive and Managing Director, Telecom New Zealand ... FinanceCorporation Limited in July 1995.John McFarlane Peter Hawkins John Sunderland Peter McMahonJohn Ries Peter JonsonPeter Marriott1 Australia and New Zealand Banking Group Limited – 1997 Annual Report 1997...