... traveler’s checks, especially for international travel, and as a way for parents to give an allowance to their children. They also are being promoted to consumers who are unwilling or unable to ... use. For example, payroll cards are subject to federal disclosure requirements and a limitation on your liability for errors or unauthorized transactions. But some prepaid cards may not provide ... Money Smart financial education program for use on portable audio (MP3) players for people who want to learn about money management “on the go.” For more information, or to listen online or download...