... financial institution’s minimum investment requirements. And finally, bonds have an “out-of-sight and out-of-mind” quality, which fits well with the mental accounting consumers use to artificially ... 3.6% 3.8% 70.9% 74.8% 20 - 39.9 11.0% 14.7% 9.5% 11.2% 89.4% 93.0% 40 - 59.9 14.1% 17.4% 15.0% 16.4% 96.1% 98.3% 60 - 79.9 24.4% 16.0% 20.6% 26.2% 99.8% 99.6% 80 - 89.9 30.3% 18.3% 29.0% 37.0% ... $900 $2,000 20 - 39.9 $600 $14,000 $24,000 $10,000 $1,900 $8,000 40 - 59.9 $500 $13,000 $24,000 $7,000 $2,900 $17,100 60 - 79.9 $1,000 $15,000 $30,000 $17,000 $5,300 $55,500 80 - 89.9 $1,000...