... Frankfurt 19 48. 14 E.V. Morgan, The ownership of capital and monetary policy, The Three Banks,no. 42 (19 59). 15 Report of the Committee on the Working of the Monetary System, London 19 59,p. 13 3. 16 ... 211 –28and problems of motivation, 35–6 Psychology of Adjustment, The, 33 psychology of saving, 99 10 2and age, 10 0and education, 10 0marital status of respondents, 10 1survey questions, 99 10 0 psychology ... size, 13 0and income, 12 5, 13 0 1 and life cycle, 12 9, 13 0, 13 2–3and occupational groups, 12 6and occupational groups andincome, 12 7and older people, 13 1consumptive saving, 10 4, 10 5credit, 61 2attitudes...