... 157–210early studies, 193 public finance roots of, 158 9 and Schmölders, Günter, 6–13 public finance theory, 184 public loans, and fiscal psychology, 163–4purchases, large purchases and economic habits, ... motivation, 35–6 Psychology of Adjustment, The, 33 psychology of saving, 99 –102 and age, 100 and education, 100marital status of respondents, 101survey questions, 99 –100 psychology of taxation, ... habitualized,102–5 money alternative forms of, 121definitions of, 89 90 , 92 as symbol, 92 –3theory of, 90 –3 money in account (deposit money) ,220, 224, 227 money illusion, 120, 121, 222, 225 money management,...