... fund. The fund is called the Total World Stock Index Fund. The expense ratio, cited in the following table, is slightly higher than those of the individual funds listed previously, and there ... exotic category achieve great results. 2. The records of the average perform-ers are discouraging, and those in the third and fourth quartiles can be deep-ly disappointing. 3. The best performers ... allocation for those plan-ning bequests should be geared to the age of the recipi-ent, not the age of the donor, for that part of their total investments. c05.indd 106c05.indd 106 11/3/09 10:16:21...