... and Klingebiel, Electronic Finance in Emerging Markets: Is Leapfrogging Possible? World Bank, 20 02. 31 Singhal and Duggal, Extending Banking to the Poor in India, ICICI Bank, March 20 02, p. ... Brian, CEO, WIZZIT, interview. Singhal, Amit, and Bikram Duggal. Extending Banking to the Poor in India. ICICI Bank, March 20 02. Soriano, Edwin, researcher, interview in June 20 05. Vodafone. ... 10: Information Technology Innovations That Extend Rural Microfinance Outreach Laura I. Frederick President, echange, LLC Introduction Creating a breakthrough in delivering microfinance...