... later.260 The 1-2-3 Money Plan From the Library of Wow! eBookptg272 Indexbanking, 47-48 checks, 52 credit unions, 54 -55 fee-free cash, 52 high-interest online bankaccounts, 52 -53 no-fee ... checking accounts,49 -51 switch kits, 51 Bankrate.com, 81, 174, 268 batteries, 157 - 158 bill paying, 55 automatic bill paying, 57 -60direct deposit, 56 electronic payments, 59 prioritizing in ... a client, the adviser might not have time for you after you become one. Finally, note the words and tone the adviser uses. Is he or she speaking in financial 258 The 1-2-3 Money Plan ● CPA-PFS:...