... or for any purpose), and the type of obliga-tion (service and/or financial repayment).All service-option educational loan programmes offer achoice between service and repayment of the financialincentive. ... desirable for acceptance into specialist training pro-grammes [114]. Incentives, on the other hand, can comein the form of cash payments to the health worker, ear-marked allowances for housing ... areas for a number of additional reasons. First, they can subsi-dize the education of poor students, thus potentiallyincreasing equity of access to higher education. Second,unlike many of the other...