... Bureau released a general CFPB Examination Manual to guide examination pro-cesses for banks and nonbanks, as well as the Mortgage Origination Examination Manual, which specifically out-lines ... issuance of asset-backed securi-ties collateralized by student loans, auto loans, credit card loans, Small Business Administration guaranteed loans, commercial mortgage loans, and certain ... that outlays for annually appropriated spending are assumed to remain constant when pro-jected inflation changes. Despite the apparent im-plication of these estimates, inflation cannot be re-lied...