... report and, therefore, within the universe of information covered by § 216 of the FACT Act. Similarly, public recordinformation is often part of consumer reports and therefore falls within the ... finalRule. Therefore, the Commission has prepared the following analysis:A. Need for and objectives of the Rule.Section 216 of the FACT Act requires the Commission to issue regulations regarding the ... sensitivity of the consumer information, the nature and size of the service provider’s operations, and the costs and benefits of different disposal methods. The Commission also received a number of comments...