Choosing the Road to Prosperity Why We Must End Too Big to Fail—Now pdf

... ways we couldn’t have imagined fifty years ago. We now know why habits emerge, how they change, and the science behindtheir mechanics. We know how to break them into parts and rebuild them to ... difference.But in the taxi, Lisa didn’t know that. And to the scientists at the laboratory, the details of her trek weren’t relevant. Because for reasons they were justbeginning to understand, ... understandhow a decision becomes an automatic behavior,” the doctor told her.Everyone in the room felt like they were on the brink of something import-ant. And they were.Whenyouwokeupthismorn-ing,whatdidyoudofirst?Didyouhopin the shower,checkyouremail,orgrabadough-nutfrom the kit-chencounter?Didyoubrushyourteethbe-foreorafteryoutoweledoff?Tie the leftorrightshoefirst?Whatdidyousay to yourkidsonyourwayout the door?Whichroutedidyoudrive to work?Whenyougot to yourdesk,didyoudealwithemail,chatwithacol-league,orjumpin- to writ-ingamemo?Saladorham-bur-gerforlunch?Whenyougothome,didyouputonyoursneak-ersandgoforarun,orpouryour-selfadrinkandeatdin-nerinfrontof the TV?“All...

... dollar to the large fi rms on the other side of CDS contracts, the federal govern-ment allowed these sophisticated investors to avoid losses and as a result “ will reduce their incentive to be ... appeared to drop between 2002 and 2005, “ but the models didn ’ t take into account the fact that many borrowers were fi nancing their pay-ments with new loans. The borrowers ’ debts were growing, ... insuffi cient weight given to the downside. Models also tend not to fully integrate recent changes in the underly-ing factors undermining historical trends. In his annual letter to share-holders...

...

... published by the year's end. At the time of his death the following year, however, it wouldremain incomplete. The road to `Literary America' 111editor, he read widely, yet the only pattern ... hisdebt to the character-writers.At the Southern Literary Messenger, Poe also had the chance to readmany memoirs and reminiscences, and these helped shape the direction of his literary study, too. ... editor, are not altogether unparalleled,and are suf®ciently well understood ± but my purpose is to convey to foreigners some idea of a condition of literary affairs among us,which otherwise they...

... off to bed.” And rising, he made his way to the door. I followed.When we were in the hall we stepped on to the lift—not the one we wentdown on, but another situated at the other side of the ... steps on to the green. At the foot of the steps we were met by two caddies—for I suppose I must give the things the old name. They had come from immediately below the room we had been in; but they ... mystery to me. They all, without exception, said theyhated them; yet they always went on wearing them. I owned one, I have to admit, but luckily never had to put it on except to go to funerals.Indeed,...

... table to table, seeing where they stopped, what signs they read, whether they noticed the video monitors, and how they handled 14 WHY WE BUY the merchandise, including if they took anything ... stand on their toes and crane their l(l,ecks to see what exactly was at the top of the chart. We suggested to the manager that the chart be lowered, and a week later he called to say that ... and then noticed that they were being studied by the guys on the windowsill. On the day we visited the store, there were two elderly gents lOitering there, unabash-edly. discussing the...

... from the top and the bottom to get38. Why are we allowed to do this and thereby, in some sense, ‘equate’ the pair(6, 16) with the pair (3, 8)? The mathematician’s answer—which may wellsound ... possible, they might well argue, for them to comprehend the research going on at the cutting edge of physical theory if they cannoteven master the manipulation of fractions? Well, I certainly see the diYculty.xvYet ... the like, but these were rejected by the teacher on the (valid) grounds that they merely referred to imprecise physical situations to which the precise mathematical notion of a fraction was to...

... one between 7 and 10 a.m. and another from 4 to 7 p.m. Another occupation associated with broken sleep schedules is that of doctors. They tend to retire to bed around 1 a.m. and start their ... stressful they sleep for 6 hours on average, getting up around 5 a.m By contrast, truck drivers, probably because of their need to keep their trucks on the road over long periods, tend to sleep ... be woken up to deal with emergencies in the middle of the night. Finally, full-time mothers, especially those with young children, tend to sleep when their babies do. Typically, they will sleep...