... Bernanke and Blinder (1992), Bernanke and Gertler (1995), Thakor (1996), and Kashyap and Stein (1995, 2000). 10 See, for example, Berger and Udell (1994), Hancock and Wilcox (1994) and Peek and ... tissstjjtjjjtjjjtjtijjtijtitiQCHARGEINFBANKRGDPZACA,411421,321,221,1,21,,,ερδδδδβλ∑∑∑∑∑=−=−=−=−=−+⋅+⋅+⋅+∆⋅+∆⋅+⋅+∆⋅=∆∆Bank regulation, capital and credit supply: Measuring the impact of prudential standards 24 initially discussed in Arellano and Bond (1991) and extended in Blundell and Bond (1998)), which ... research. Bank regulation, capital and credit supply: Measuring the impact of prudential standards 13 lending rates (and loan volume). We denote the random portion of the capital requirement...